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stoozing with 123 current account
Hi stoozers, I have been thinking of moving to this account anyway, and I have been looking into stoozing recently and 0% credit cards. If you have over £3000 in your current account you get 3% interest with this account .So if you used this account you'd get more interest than most ISA's and not have to have the pain of…
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Hate creation--help needed :(
Hi everyone, I have got quite a few creation credit card accounts Which I have been maintaining pretty well. When I called yesterday to find out some offers they said Their fraud and security team closed all my accounts. I was shocked to hear this and the reason they gave is Check my equifax. I called equifax and they said…
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Some advice needed please.. Stoozing newbie
Hi, just wondered if anyone can advise as I have been trying to do the whole stoozing thing and now my 0% is coming to an end I am a little unsure what to do... Here is my situation: CC debt: £3000 - Full payment due by March ISA: £5400 - Nationwide at i believe 3.10% (Only £4,377.14 paid in this year, original amount was…
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Few questions regarding card stoozing
I recently stumble across the subject of card stoozing, and wanted to ask some experts a few questions regarding the topic. I am in possession of two 0% card credit which offer long term interest free periods on balance transfers and purchases respectively. Each card has a limit of 800GBP and the idea is to withdraw the…
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Can I use my CC to buy Premium Bonds?
Just got a new credit card with 0% purchases and wonder if I can buy Premium Bonds with it. I know i'ts debit card only on the NS & I site but can I buy them with a CC at the Post Office? Thanks in advance! ;)
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Is the new avios TSB creditcard freebie giveaway misleading?
I wanted to know what other people thought about the deal The Avios duo creditcard with TSB is offering. Martin's moneytips highlighted how you could get a return flight for two people by spending £500 for the first three months. No problem, I thought, but the probationary level for the first six months is only £500…
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HMRC payments - purchase or cash advance?
Hi, Does anyone know whether credit card payments to HMRC are treated as purchases or as a cash advance? I've found references dating back to 2009 and 2010 that all say it is treated as a purchase, but couldn't find any more recent references to confirm that it is still treated as a purchase. Cheers.
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Reapplying for credit cards.
Hi There, we have very successfully utilised all the major cards for snoozing over the last six or seven years. As we have an offset mortgage it has worked extremely well. As and when I have paid off each card at the end of the offer term I have cancelled them. My question is whether we will be successful if we start at…
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Egg Money Card (Accessing credit card cash cheaply)?
I am about to purchase a home where my mortgage will be slightly above 80%. I have a guaranteed bonus payable within 90 days of the purchase which if used will bring it below 80% and attract a lower rate. I note the Egg Money Card is no longer available – are there any other cards where you can transfer cash and have…
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Stooze Credit card ending - options? / Keep Premium bonds invested
I have been doing the credit card 0% purchasing stooze for over a year now with 4 different credit cards all at 0% purchases, and all will expire in a few months. The money has been saved in premium bonds. Total around £20,000 (Hoping for a big win !!:-) What are my options when the 0% is up? * Do I withdraw the cash from…
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Keep Barclaycard or close for new customer offer?
Currently snoozing £5.3k on Nationwide and Tesco 0% offers. My Barclaycard has a credit limit of £5k (unused) and they have sent me a BT offer. It started me thinking, am I best closing this account so I can later get a good intro offer (the current Intro offer is much better than that they send me) or keep it as a safe…
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Pay back time!!
I have four credit cards each with between £2k and £4k owing. Is it sensible to get a loan to consolidate them and then pay them off over a period of years?
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Please explain stoozing
I was reading through the article about stoozing on this website but I'm a bit confused about how it works; as always I need practical examples to understand how it works and hope someone can help me. What exactly does it mean when the article states that is 0% for 16 months? does this mean that for 16months I can spend on…
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stoozing - pay of minimum and add to balance
Hi all, I have always used credit cards and paid off in full, however, i now see the benefit of stoozing on a 0% card. We ordered new bedroom furniture and need to pay the balance soon. Money to pay for this in ofset savings acc. I have just applied for tesco CC and accepted so intend to pay for all on that and draw just…
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investing
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Use money transfer to pay off same credit card?
Official MoneySavingExpert.com insert For full info on money transfers, see the main website's money transfer guide. Back to the original post... Hi, I've been offered 0% on money transfers to my current account until December 2013-so i was thinking that currently i'm paying interest on my credit card purchases so could i…
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Tesco Travellers Cheques?
Has anyone any experience of stoozing travellers cheques from Tesco? Would it work in the same way as the M&S scheme operates? Sorry if its an obvious question but I'm quite new to this and finding my feet. Thank you.
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credit card taken out in my name by ex-partner advice needed
My ex-partner took out a credit card in my name, used it and ran up a bill of £4000 I only discovered this after we seperated,I know have to repay this debt that I have been left with, ive apporached my local constabulary they took a statement from me and I provided evidence as to the usage of the card whilst I was at…
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Late charges
im not sure if this is the right place. basically i have a halifax credit card i have paid alot of late payment charges on this account 12 pounds everytime (late payment fees, etc). i also have a few catalogue accounts aswell (kandco, very, gratten) which late fees have been added too. i would like to claim all the…
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Barclaycard has a sense of humour
Email just received: As this email appears to be a circular letter, I would guess a few other people have been getting this too.. *June, July, August, September, October, November, December and January FYI
