Reapplying for credit cards.

howardelliott

Hi There, we have very successfully utilised all the major cards for snoozing over the last six or seven years. As we have an offset mortgage it has worked extremely well.

As and when I have paid off each card at the end of the offer term I have cancelled them.

My question is whether we will be successful if we start at the beginning again and reapply for the cards we have cancelled in the past? Does anyone have any positive news on that front?

Looking forward to any replies.

Howard

zerog

https://forums.moneysavingexpert.com/discussion/4405379

howardelliott

Thanks Zerog. Very useful. Just what I needed to know.

planteria

some you need to wait to reapply for....others are better to keep and ask for repeats. often don't get as good a deal as new customers, but can be two useful benefits: no credit search required to bag a new deal, and the credit limit can be higher as a result of edging up over time/negotiating:T