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Barclaycard Super Balance Transfer Offer
Dear Knowledgeable Stoozers, I received a Barclaycard offer for a 0% money transfer (and balance transfer) for 18 months but with a fee of 3.9%... Although that sounds incredibly tempting there aren't any savings accounts giving anything like 4% out there, are there? So, it's not so super is it? And certainly not as a…
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Balance transfer from empty card?
Just looking at Tesco's new offer. It got me thinking though for some of my other cards... can you balance transfer from a card that's empty? i.e. to put the original card into a negative balance and then get the original card company to give you that money back (a bit like overpaying).
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FlexDirect Stooze
Apply for the max number of Nationwide FlexDirects, can be 5, or more?, if you ask for 4 new and then convert any exisiting Flex. Ask for maximum DDs on the application and stooze, but only if that's beneficial in tax terms and depending on the DDs you're offered, till just before the aniversary. Can't see it lasting!
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play with tesco & first direct
Hoping to get confirmation that my plan is sound.. I've recently applied for a Tesco credit card 0% purchases for 16 months, and was approved for £3500. I've also applied and was accepted for a first direct 1st bank account and plan to open a Regular Saver account with them, that comes with a 6% interest (fixed term for 1…
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Mighty Deals Refund Issues
Hi, I purchased an short break from Mighty Deals & Clearsky Holidays. Eventually after much tooing & throughing mightdeals agreed that the break offered was 'not fit for purpose' and that Clearsky could not forfil the voucher purchased and Mighty Deals agreed to send me a refund (agreed in writing) with in 5-7 working…
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Purchasing Tesco Travellers Cheques With Credit Card
Hi Was looking to purchase tesco travellers cheques via credit card.Looking to buy around 2500GBP in travellers cheques. Wondering if i would have to pay some kind of commission fee as its a non tesco credit card?Was looking to make purchase in store. Not too sure what tescos policy/rules are? Would the credit card company…
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Cashback v Interest
I have a Capital One credit card which pays me 1% cashback on everything I buy. I spend approximately £500 per month on it. I also have a Santander current account which pays me 3% interest. Would I be better off if I got a Tesco credit card with 16 months interest free on purchases and left the money in the current…
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Warranty rights??!
I bought a blackberry in late December from carphone warehouse, recently had problems, returned the phone which they replaced with a new blackberry. It then had more problems within days or receiving it. I have been back to carphone and asked for the phone to be taken back and either swap for a different model (paying any…
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problem with my iva.where do i stand?
hi ya, i took out an debt management plan in 2008, i was never offered an iva, the company in 2011 offered me one then for the same cost. when i asked them recently they could not tell me why i wasnt offered it. i asked legal advice who told me to tell them ive been missold it and want compensation. ideally what i want is…
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Santander 123 account - A couple of questions.
Hi All, Does anyone know if you need to be a Santander customer to apply for this account? Also, the £500 minimum deposit each month. Does that have to be from a salary payment, or can it just be £500 transferred in from another account each month? Thanks. J
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Santander
I was under the impression that when Santander start a credit agreement, method of paying earlier would be easy! but it seems it is not. I have searched their websites and have had no luck with payment sites. Is it me or has anybody else had this problem and if so how did they get round it?
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Debt management plan
Does anyone know if dmp are any good or has anyone used them and could give me any information on them
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Credit Card through TopCashBack. Free money?
Just been looking at Topcashback and I've seen I can get cash back on successful credit card applications. For example, if I click through the TopCashBack site to get a Post Office credit card I will get up to £30.30 cashback for a successful application. Is there anything to stop me applying for the card, activating it,…
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Newbie Question
Hello, I've never had a credit card but keep being offered one by my bank and wondered if it was worth looking at for stoozing. I've got a FlexDirect account where I get 5% interest on balances up to £2500. Being my current account, it only has a decent amount in there around pay day. The credit card they offer me has "0%…
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Aqua Reward 3% Cashback - The best card for foreign purchases?
Hey All, A bit of advice, if poss...2 queries... 1) I've got the Halifax (Reward) Clarity card - and that's billed as the best credit card for foreign use, but is the Aqua Reward Card better for foreign purchases (not cash withdrawals) as a result of the 3% cashback on purchases? That's assuming you're not going to be…
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credit cards
hi, i have two catalogues which amount to £1300 in total and I want to transfer the balance to a 0% credit card. Can I transfer a catalogue balance to a credit card? What card would you recommend? Thanks
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Electrical Cables
Hi, I recently had a light moved in my extension as it is a flat roof it could not be run across the ceiling as you would normally so they have been run across the joists. Is it ok just to plaster over the cables. I am not sure if they need protecting in any way to stop anyone drilling into them by accident. Thanks for…
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Best way to get interest free cash -advice wanted
I'm saving £500 a month into our building fund. We need another £10000 to do the work. We have a £15000 limit on our Barclays Premier Card. If I take £10,000, and then get a long term 0% repayment card for say 23 months, that would be easily repayable, if I'm understanding this properly, wouldn't it? Having had plenty of…
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Ocado smart pass - increase not advised
I have a smart pass with Ocado which is £6.99 for any amount of deliveries per month. They increased this to £9.99 per month with no prior warning. Just took it from the bank account. I queried this with them and asked why they had not advised of the increase before taking the money. They have now offered to put it back to…
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aqua credit card
activated my aqua card today,and was declined at co-op cash machine,so rang them and enquired they did not know so went to tescos and tried their machines still not excepting,rang aqua again they suggested i use card in co-op store and ask for cash back thing is it went through on a purchase but does not allow cash back…
