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Stoozing for a house purchase... possible?
Are cards still available where you can get a large cash sum up front for 12 to 18 months interest free (are these Super Balance Transfer cards?), or don't they exist any more? I had a look here, but the credit limits listed are very low or they have high "handling fees":…
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Tesco rip off
ALMOST £60 more in Tesco. IRON in Tesco - £238.00 Tefal GV9461 Protect Autoclean Steam Gen Exactly the same iron at Amazon - £179.99 The most senior person I could speak to at Tesco said that they don't do price matches. So much for Every Penny Helps.
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any way to fast stooze into a mortgage...?
Stupid question perhaps and I'm guessing "just slow stooze it" is the right answer, but I was wondering if anyone had managed to convince Britannia/Co-op to take a lump sum overpayment from a credit card, and have it show as a purchase on the cc statement? That 16 month 0% card with Tesco looks like a bit of a winner,…
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Transferring within cards
I have a balance on my card of around the £1000 mark, which varies around this near enough. I am out of interest free period but don't want to change cards at the moment as we are going to re-do our mortgage and don't want to have anything affect our credit score before this is done. My current card issuer has an offer of…
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opening a 2nd card with the same bank for stoozing?
Hi people, I have a barclaycard which I was using for stoozing some time back - the interest free has run out and I have paid it off & put the direct debit to pay in full per month because I like the ability to use it for wireless payments... However, just looked to see if I can get another 0% card in conjunction with my…
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Stoozing from my CC
Hello all, Yesterday I received a letter from my credit card (Barclaycard) offering me a 90% money transfer of my credit limit to my current account, minus any outstanding balances on my CC (£6000 credit limit). This is at 0% until May 2014, with 1.9% fee. This got me wondering whether I could make some profit by stoozing…
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Positive CC balance
Just want to run this past someone to make sure it’s possible before I proceed. I have a Santander 123 account and a Natwest credit card with £4000 available, together with 27 months 0% on balance transfers. I called them to see if they could transfer the balance into my Santander account but the operative told me it would…
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Lloyds 1.5% or is it 3%?
I just cannot find anything on the Lloyds application forms to confirm that the 3% transfer fee will be reduced to 1.5% as it says in the newsletter/email. Can anyone find it? jaylo
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virgin balance transfer
I have applied for a Halifax credit account purely to transfer the valance from my virgin card..I have received the Halifax card only to be told they dont do balance transfers from virgin! I have a capital one card I use and clear each month.should I transfer the virgin to that then transfer that to the halifax???
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Freedom Reward Cards
Thinking about changing my Barclaycard for one of these. Does anyone have any opinion on them? They have a deal on that if you spend £300 in first 3 months you get £30 of vouchers. Plan would be to use it instead of debit card for groceries- paying balance in full.
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is it worth my while to stooze
hello i have been i regular viewer on this site but this is my first post i have recently become very money wise mainly thanks to this site ,opening new accounts and switching existing ones to earn more money, my question is i have a mortgage with a good rate of 1%(luck i know) i can borrow back on this mortgage at the…
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Tesco credit card
i have just applied for the tesco credit card as apparently you can transfer points from Tesco C Card to Avios as and when you choose.
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Vodafone very unhappy customer
Need advise re new mobile obtained on contract.Not sure length of contract as advised verbally when speaking to the vodafone team in August. I did not write this down and cannot find details of the length of contract in the agreement emailed to me-this just states for the minimum period. Mobile delivered 5/8/13 and I pay…
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Malcyt
Virgin credit card wine offerOn 26 August,2013,MSE. E-mail newsletter gave details about the offer of a free case of wine to anybody successfully applying for a Virgin credit card.I did this only to be informed by Virgin some time later when I enquiries about delivery that the offer had actually terminated on 23…
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double booked edinburgh fringe tickets. no refund or exchange
went on the edfringe.com website to purchase 2 tickets. I had bought 2 tickets numerous times in the previous 4 days without any problems. however on this particular occasion after entering all the card details - when i clicked on the final payment button - rather than getting a successful payment confirmation screen with…
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June offer: Natwest, Mint (probably Tesco & RBS too)
I get these letters incessantly - 12 months for balance transfers with 4% fee. This month it has changed to include 'money transfers' [aka 'Super Balance Transfer'] also at 0% and the fee has reduced to 3% Nothing special with interest rates so low, but this is welcome.
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Extended Balance Transfer
My balance transfer will come to an end in January. I then intend to move the remaining balance to another 0% card if possible, however I was wondering why none of the lenders offer to extend your current 0% period and charge you the fee again on the remaining balance? I am aware they wish to charge you interest at the end…
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S75 CCA Claim to Credit Card co
Hi, I entered into a contract to buy a bifold door with a limited company. Initial deposit of £200 paid over telephone on my credit card. One further payment paid by credit transfer from my bank account, final payment paid by credit transfer from my husband's bank account. Husband is a credit card holder but I am account…
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Optical Express - wrong prescription but NO REFUND!
i recently went into a Optical Express and foolishly ordered a new pair of glasses and paid a 50% deposit of around £300. i ordered on a Friday and all weekend thought that my prescription was incorrect (right was -0.75 weaker than my left eye, which felt strange as my left eye is hopeless compared to my right following a…
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0% for 18 months
I have just got a Credit card with 18 months 0% on purchases. Now, colour me thick if you will, but does that mean from now until 18 months hence I get 0% interest... Or Everything I buy I get 18 months to pay without incurring interest on that particular purchase? As in, if in a years time I buy something do I have 18…
