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Girlfriends finances
Hi people. I'm just wanting some advice and possibly help regarding my better halves financially situation. At present she is having to live the super scrimping lifestyle and was wondering if there was anyway she could make things a little easier by organising her finances better. Her current state of affairs are: 2500k on…
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Buying a car from overseas on credit card for protection?
Ive been looking for a used car for a while and came across the ideal car. When contacting the seller he explained he moved to Norway from the UK and needs to sell the car. Imediatly I thought this was a scam. He sent me many pictures of the car including the experian car check report with the chassis number on etc. My…
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Website Prices
Hi I have just contacted a company to purchase a gift voucher, the online price quoted £29, when I phoned the company they advised me the prices has risen about a year ago and the price was now £32. I know it is only £3 difference but its the principal, I said they should honour the price but they would not and no manager…
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Anyone have half hour to spare to help me choose right card for me.
I need £2000 in cash for less than a year. Then: I currently have two normal accounts which come to minus-£3000 in overdrafts. So if i could transfer cash to them to stop receiving overdraft charges that would be great too. I do not understand any of the lingo on these pages. I have tried and i have never shown any…
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Stooze to bank account
Hello. Been offered from Barclaycard Bank transfers - fee 1.9% until next year. So transfer what I have on my BC which is around 1500 to Nationwide where I get 5% per month. Good idea? Does this has any affect on your credit score? Thank you :-)
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Stooze transfer issue
Hi, I have two stooze credit cards. One is a Barclaycard with a balance of £8,000 and the other is an M&S card with a balance of £5k. The M&S 0% offer ends in January 2014 and the Barclaycard offer ends in February 2014. Last night I decided I would try and transfer the M&S balance to a Lloyds 24 months 0% interest deal.…
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Lloyds Fob Off
As a serious stoozer of many years I took out the Lloyds 0% balance transfer for 15 months on 15 Oct 12 on a 1.5% fee as a no brainer as we recently, as a household, would make just less than 5% on Nationwide Flex for a non taxpayer. My Oct 13 statement said 0% interest for the next month, as expected. However just got my…
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Stoozing for a house purchase... possible?
Are cards still available where you can get a large cash sum up front for 12 to 18 months interest free (are these Super Balance Transfer cards?), or don't they exist any more? I had a look here, but the credit limits listed are very low or they have high "handling fees":…
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Tesco rip off
ALMOST £60 more in Tesco. IRON in Tesco - £238.00 Tefal GV9461 Protect Autoclean Steam Gen Exactly the same iron at Amazon - £179.99 The most senior person I could speak to at Tesco said that they don't do price matches. So much for Every Penny Helps.
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any way to fast stooze into a mortgage...?
Stupid question perhaps and I'm guessing "just slow stooze it" is the right answer, but I was wondering if anyone had managed to convince Britannia/Co-op to take a lump sum overpayment from a credit card, and have it show as a purchase on the cc statement? That 16 month 0% card with Tesco looks like a bit of a winner,…
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Transferring within cards
I have a balance on my card of around the £1000 mark, which varies around this near enough. I am out of interest free period but don't want to change cards at the moment as we are going to re-do our mortgage and don't want to have anything affect our credit score before this is done. My current card issuer has an offer of…
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opening a 2nd card with the same bank for stoozing?
Hi people, I have a barclaycard which I was using for stoozing some time back - the interest free has run out and I have paid it off & put the direct debit to pay in full per month because I like the ability to use it for wireless payments... However, just looked to see if I can get another 0% card in conjunction with my…
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Stoozing from my CC
Hello all, Yesterday I received a letter from my credit card (Barclaycard) offering me a 90% money transfer of my credit limit to my current account, minus any outstanding balances on my CC (£6000 credit limit). This is at 0% until May 2014, with 1.9% fee. This got me wondering whether I could make some profit by stoozing…
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Positive CC balance
Just want to run this past someone to make sure it’s possible before I proceed. I have a Santander 123 account and a Natwest credit card with £4000 available, together with 27 months 0% on balance transfers. I called them to see if they could transfer the balance into my Santander account but the operative told me it would…
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Lloyds 1.5% or is it 3%?
I just cannot find anything on the Lloyds application forms to confirm that the 3% transfer fee will be reduced to 1.5% as it says in the newsletter/email. Can anyone find it? jaylo
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virgin balance transfer
I have applied for a Halifax credit account purely to transfer the valance from my virgin card..I have received the Halifax card only to be told they dont do balance transfers from virgin! I have a capital one card I use and clear each month.should I transfer the virgin to that then transfer that to the halifax???
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Freedom Reward Cards
Thinking about changing my Barclaycard for one of these. Does anyone have any opinion on them? They have a deal on that if you spend £300 in first 3 months you get £30 of vouchers. Plan would be to use it instead of debit card for groceries- paying balance in full.
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is it worth my while to stooze
hello i have been i regular viewer on this site but this is my first post i have recently become very money wise mainly thanks to this site ,opening new accounts and switching existing ones to earn more money, my question is i have a mortgage with a good rate of 1%(luck i know) i can borrow back on this mortgage at the…
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Tesco credit card
i have just applied for the tesco credit card as apparently you can transfer points from Tesco C Card to Avios as and when you choose.
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Vodafone very unhappy customer
Need advise re new mobile obtained on contract.Not sure length of contract as advised verbally when speaking to the vodafone team in August. I did not write this down and cannot find details of the length of contract in the agreement emailed to me-this just states for the minimum period. Mobile delivered 5/8/13 and I pay…