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Buying a car from overseas on credit card for protection?

17 Posts
Ive been looking for a used car for a while and came across the ideal car. When contacting the seller he explained he moved to Norway from the UK and needs to sell the car.
Imediatly I thought this was a scam. He sent me many pictures of the car including the experian car check report with the chassis number on etc.
My question is if this was a genuine sale and after doing my research decided to make an offer, would I be able to buy this with a credit card and be covered with the Consumer Credit Act 1974?
Many thanks
Imediatly I thought this was a scam. He sent me many pictures of the car including the experian car check report with the chassis number on etc.
My question is if this was a genuine sale and after doing my research decided to make an offer, would I be able to buy this with a credit card and be covered with the Consumer Credit Act 1974?
Many thanks
0
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Replies
There is a classic scam with the owner of a car being overseas, you will almost certainly be asked to pay via a fake escrow service.
All views are my own and not the official line of MoneySavingExpert.
If asked to pay via ESCROW, walk away.
There are legitimate circumstances of cars being sold on foreign plates (I've dealt with this several times in UK, mainly due to office staff wanting RHD car, and also for re-import), but this has always been cash on collection, for the reason that it is genuine.
CK
I can spell, my iPad can't.
The car is on British plates allegidly taken to Norway but now wants to sell it. He hasnt mentioned how he wants payment. The last response from me was that I wouldnt buy a car without seeing it.
If there was a request for escrow payment should I report this ?
Cheers
It will need to be reported on the site in question.
I've just spoken to a friend who lives in Norway, who mentioned that stuff is making far more money here on UK plates, than on any UK-based site.
CK
I can spell, my iPad can't.
Thanks all
My question is why are you looking at buying a used car from Norway?
It'll be a heck of a long way to take it back if there's anything wrong, and if you are sure there will be nothing wrong, what are you worried about protection for?
I'd suggest visiting your local car dealer if you want a used motor. I know all the ones around me are stuffed to the gunnels with used cars, especially at this time of year.
Even if they don't have the car you want in stock, they can usually source one for you.