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Where do i go from vanquis!
Hey there!! Im thirty and for the past three years or so have been rebuilding my credit after a shocking amount of stupidity in my early. 20's. slap wrists .. After learning some very tough lessons im back on form and have now climbed from a 250 limit to a 3k limit on vanquis. Ive also been actively using a capital one…
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Credit card application, question confusion.
Hi I was wondering if any of you lovely people can give me some much needed advice. I've had a look at what credit cards I am likely to get with the eligibility tracker, as I need a 0% one to pay off my 30.8% interest card!!! Fluid came back saying they should e able to give me a 16 month 0% card. But as I started filling…
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Halifax Clarity - Money Transfer
Official MoneySavingExpert.com insert For full info on money transfers, see the main website's money transfer guide. Back to the original post... Received my latest statement recently, which came along with pre-warning of a few changes to the Ts & Cs. The one which caught my eye was that 'money transfers' will now be…
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egg money card
I have been slightly out of touch as i have had a long term 0% card for quite some time, but the time has now come to look for another card - just want to know if the Egg Money card cannot be used at all now for stoozing. If so, is the only way out SBT at 4%. And also then should I close my Egg Money card or retain it and…
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BT into current account
Hi do any of the current low fee cards let you transfer the money into a normal bank account rather than transfer a debt? I know I have done this in the past with an egg card where they gave me a whopping limit on 0% and let me transfer it all in to my VirginOne offset mortgage current account thingy. I paid the minimum…
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0% Credit Card to Stooze on Mortgage
Hi, Halifax do a credit card with £0 cash withdrawal fee. Tesco do one with a 0% balance transfer fee. If I (open an account with both and then) withdraw up to my limit on the Halifax card, can I then transfer the balance to my Tesco card, pay 0% interest for a year, and use the cash to make an overpayment on my mortgage?…
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Can I transfer 3k from 2 cards to a new card
Can I transfer 3k from 2 deprecate credit cards to a new card? Many thanks
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How many balances can you transfer?
Is there a limit to the amount if balances you can transfer ?
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Balance transfer / new card help please :-):-)
HelloI have two credit cards one with Tesco with a £1'000 balance the other with Halifax with a £2,000 balance. Can I transfer both of these balances to a new card at 0 per cent? Also does anyone recommend a card I can transfer too Many thanks
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Probation extended
I have been in my job for six months ,have over performed against budget, earnt bonus and was looking forward to a long successful career, all monthly reviews were glowing when at my six month review with HR present I was told that my performance was not acceptable. My probation was extended by 3 months . I was set some…
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The right time to get back into stoozing?
I see Tesco have a 0%, zero fee card. I may get my feet wet once more.
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Barclaycard Super Balance Transfer Offer
Dear Knowledgeable Stoozers, I received a Barclaycard offer for a 0% money transfer (and balance transfer) for 18 months but with a fee of 3.9%... Although that sounds incredibly tempting there aren't any savings accounts giving anything like 4% out there, are there? So, it's not so super is it? And certainly not as a…
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Balance transfer from empty card?
Just looking at Tesco's new offer. It got me thinking though for some of my other cards... can you balance transfer from a card that's empty? i.e. to put the original card into a negative balance and then get the original card company to give you that money back (a bit like overpaying).
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FlexDirect Stooze
Apply for the max number of Nationwide FlexDirects, can be 5, or more?, if you ask for 4 new and then convert any exisiting Flex. Ask for maximum DDs on the application and stooze, but only if that's beneficial in tax terms and depending on the DDs you're offered, till just before the aniversary. Can't see it lasting!
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play with tesco & first direct
Hoping to get confirmation that my plan is sound.. I've recently applied for a Tesco credit card 0% purchases for 16 months, and was approved for £3500. I've also applied and was accepted for a first direct 1st bank account and plan to open a Regular Saver account with them, that comes with a 6% interest (fixed term for 1…
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Mighty Deals Refund Issues
Hi, I purchased an short break from Mighty Deals & Clearsky Holidays. Eventually after much tooing & throughing mightdeals agreed that the break offered was 'not fit for purpose' and that Clearsky could not forfil the voucher purchased and Mighty Deals agreed to send me a refund (agreed in writing) with in 5-7 working…
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Purchasing Tesco Travellers Cheques With Credit Card
Hi Was looking to purchase tesco travellers cheques via credit card.Looking to buy around 2500GBP in travellers cheques. Wondering if i would have to pay some kind of commission fee as its a non tesco credit card?Was looking to make purchase in store. Not too sure what tescos policy/rules are? Would the credit card company…
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Cashback v Interest
I have a Capital One credit card which pays me 1% cashback on everything I buy. I spend approximately £500 per month on it. I also have a Santander current account which pays me 3% interest. Would I be better off if I got a Tesco credit card with 16 months interest free on purchases and left the money in the current…
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Warranty rights??!
I bought a blackberry in late December from carphone warehouse, recently had problems, returned the phone which they replaced with a new blackberry. It then had more problems within days or receiving it. I have been back to carphone and asked for the phone to be taken back and either swap for a different model (paying any…
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problem with my iva.where do i stand?
hi ya, i took out an debt management plan in 2008, i was never offered an iva, the company in 2011 offered me one then for the same cost. when i asked them recently they could not tell me why i wasnt offered it. i asked legal advice who told me to tell them ive been missold it and want compensation. ideally what i want is…
