Doing a advance BT

drpachu Posts: 67 Forumite
Dear all
I wonder if i can do a BT from one to another CC,without having actual spent
/ debt on the cc2. Essentially the cc2 will be in credit which can be used to spend over the period .
What happens if the cc2 is closed,then would the balance in credit be transferred to current account as it happens usually?

The matter of fact is I have no debt accumulated on the credit cards and would like to stooze without having to apply for new one.
something missing


  • balmk
    balmk Posts: 624 Forumite
    Hello, it would be against your card's T's & C's to have the account left in credit.

    Your alternative would be to see if either card allows "super balance transfers", i.e. transfers to a current account.
  • drpachu
    drpachu Posts: 67 Forumite
    Really,all this time I was in dark about this!so leaving in credit is not allowed.
    SBT is the only way it looks like
    something missing
  • YorkshireBoy
    YorkshireBoy Posts: 31,541
    Name Dropper First Post First Anniversary
    Wouldn't you be better with a 0% on purchases card?

    After all, why pay circa 3% for some money to spend later?
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