Doing a advance BT

drpachu

Dear all
I wonder if i can do a BT from one to another CC,without having actual spent
/ debt on the cc2. Essentially the cc2 will be in credit which can be used to spend over the period .
What happens if the cc2 is closed,then would the balance in credit be transferred to current account as it happens usually?

The matter of fact is I have no debt accumulated on the credit cards and would like to stooze without having to apply for new one.
Drpachu

balmk

Hello, it would be against your card's T's & C's to have the account left in credit.

Your alternative would be to see if either card allows "super balance transfers", i.e. transfers to a current account.

drpachu

Really,all this time I was in dark about this!so leaving in credit is not allowed.
SBT is the only way it looks like
Cheers

YorkshireBoy

Wouldn't you be better with a 0% on purchases card?

After all, why pay circa 3% for some money to spend later?