-
How much are you able to Stooze in this financial climate?
I am finding it difficult to find a home for my £11k stooze in 0%. Can't seem to get any credit card currently even though I meet all payments etc without any problem. Tried applying for Fluid card and got rejected which the adviser said that it might be because of a high debt amount as it is. What's your experience?
-
Credit Card Chargeback??
Hi, we put a deposit down on a new motorhome at a show in Shrewsbury in July, we soon realised that the price quoted was way over the new price of the motorhome. We also found that it had been with the dealer since January, and that it had done nearly 900 miles. We cancelled the order, by email, on the 5th day. We…
-
Newbie questions
I'm planning to get a new kitchen this year as my old one's bits if built in kit are dying at an alarming rate. I've got £15k saved up but it'll run us down to only £5k cash in hand which with two kids, two cars and one earner feels quite tight. I'd like to get a 0% card and put as much of the balance on that as possible…
-
Amex cash
I have an Amex platinum cashback credit card and recently told them that I wanted to close the account (after I had collected the cashback). I referred my wife and she took over the next year's card adding me as a second cardholder so that we kept the good rate of cashback. Amex told me that if I kept my account open, they…
-
Credit card interest after death
Hi, My husband died in March 2012 leaving debt on two of his credit cards, and his bank account. In order to pay these debts his house has been put on the market, but has not been sold as yet. Meanwhile his credit cards are are continuing to be charged interest each month and the debts are getting larger. Is this right,…
-
Loan balance Transfer
Is there any way that I can transfer my sons CC Balance to my Credit Card if I get a 0% interest card? He has about 3K and I have not got a credit card but he is paying interest but doesn't think he would qualify for a 0% card as he is a musician without a steady income. He is paying £100 or so each month but majority of…
-
Santander credit card 'balance transfer' - not so simple
Hi - FYI really. I just took out the Santander Credit Card as I have a balance to transfer (I put an airline ticket on my existing card). It is unusual for me to have one, so thought I'd make use of the 0% offer. Most of my banking accounts are with Santander so they know my financial situation , however, when the card…
-
PPI Claim & sick pay
I recently made a PPI claim to a credit card company. The account was opened in 1998. The company has contacted me by phone to ask me: Was I entitled to sick pay at the time, the length of time I was entitled to sick pay and how much. On the original PPI claim form I said I can't remember. They said if this is the case…
-
My Slow Stooze Plan
Hi Stoozers, I just wanted to bounce my slow stooze plan off you as I am new to stoozing. I have been accepted for a Barclaycard Platinum 0% on Purchases for 14 months card via the Amazon offer (£20 Amazon Voucher + £20 credit to account after £1000 spend). Once the card arrives I am going to open a First Direct 8% Regular…
-
Which to pay first?
I was recently gifted £5000 and would like to pay off my credit cards. I have 3. Barclaycard bal £4900, Natwest bal £2500 and Vanquis £2200. Barclaycard I pay about £129 pm, Vanquis £89 pm and Natwest £51 pm. I'm not sure who to pay off first. Something off all of them? Barclaycard in full? Vanquis & Natwest together? Any…
-
commercial leases
Does anyone know who is responsible for paying to draw up a lease on a commercial property? It seems a bit much that the prospective tenant has to pay when it's the landlord who draws up the lease!
-
Doing a advance BT
Dear all I wonder if i can do a BT from one to another CC,without having actual spent / debt on the cc2. Essentially the cc2 will be in credit which can be used to spend over the period . What happens if the cc2 is closed,then would the balance in credit be transferred to current account as it happens usually? The matter…
-
(mods: please delete)
(posted in wrong forum, sorry)
-
Question re best way to bridge
I have money tied up in fixed saving schemes that dont mature until March 14. I need about £11k now to buy a car. Is using a couple of intrest free credit cards the best way to bridge this gap. Got good credit history and can usually get about £6.5k credit limit. Blaxo
-
Credit card charges
Let me start by saying, I always pay off my credit card on full, that was, until June. In May, I paid for a new kitchen using two credit cards. I transferred the money out of my ISA and paid Lloyds in full and on time. However, before leaving to go to France for a weeks motor sport, I couldn't place my Tesco Statement, so…
-
What should I do with this BT offer?
Hi all, Have just been offered a 12 month 0% deal on my AA credit card, currently unused with a £7800 limit. It's a 4% fee, minimum £3. I've no interest bearing CC debts (have approx £12k on interest free, ends next September) — just the mortgage. I've never stoozed before, so would it be a good idea? If so, how can I make…
-
Refund on Credit Card
Hi, Looking a bit of advice about credit card. I booked a hotel with my card and the amount was charged immediately to my card. Before I could take the stay something came up and I had to cancel. On checking the T&C's I could do this with no charge. I was expecting a refund to my card but it's been over a month now and…
-
Is there a mule card currently?
Hi all, I searched but there seemed no such thread or recent comment on this... so, is there a card out there that can be used as a mule for stoozing? Thanks in advance
-
Refund with out of date receipt
I have tried to return a dress to telco with a receipt which is a few days out of date. The dress was £25 but has been reduced to £15. They were only going to give me £15 refund. What are my rights? Thank you
-
Which card to get
grateful for advice on when to time my credit card application. I have a (normal) Halifax credit card with £400 balance outstanding. I currently pay off the full balance every month as its used for day to day purchases and I wanted to build up my credit rating as I will be applying for a mortgage in September 2013. I am…
