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Money transfer help???
Hi guys, Wondering if anyone can offer any help, last night my partner transferred some money into my ISA but as it had reached its limit of money to be put in for this tax year the money didnt show on my account. I have called my bank (rbs) and they said theres nothing showing on my account and that the money would bounce…
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NatWest your points Only worth 0.50%. Is there something better
I understand that NatWest your Points from the NatWest Visa Credit Card are only worth 50p for every £100 spent. Are other Credit Cards with similar schemes worth the same or are some worth more per spend than others. I am only comparing Credit Cards where you do not have to pay a subscription like some of the Amex ones.
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How much does the average stoozer make?
Hi eveyone, how much on average do you make per yr from stoozing? Im just looking into it for first time, i am married and have combined income of around 2.5k per month (hubby embloed & im self employed) look forward to the results :) :j
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Post Office CC expensive in US
I planned to use a Post Office credit card in the USA because it charges no commission. Before departure I informed Post Office credit cards about my trip. On my first day in the US my card was blocked and it took a £15 phone call to get it unblocked. Less than day later the same transactions were queried again and it cost…
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Barclaycard 'Gift'. If you don't ask you don't get!
Evening all, Well I just phoned up barclaycard as I've just transfered my balance to the bank of Scotland for a 0% balance transfer deal. I asked the agent to close my account as I'd no longer need it, he asked if there was anything he could do to keep me as a customer as I'm a "fantastic customer" to which I replied…
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Credit card
Hi, I have a few issues for which I need some adivce and information. I have a tsb credit card with a limit of 2300 pounds on 19 percent apr. I wanted to ask if I can phone up my bank and reduce my limit and try to get a different credit card else where that gives me points or money in return for me using their credit card…
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Lloyd's Duo credit card with Avios rewards
:mad: I applied for the Duo cards under the 15000 points bonus on the AMEX card. As the qualifying dates & start date we're not clear I called Lloyd's. The guy told me that due to the multitude of start dates what they did was to calculate the AVERAGE spend over the first 3 months. In the first 3 months I spent around…
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Lloyd's Avios rewards
:mad: I applied for the Duo cards under the 15000 points bonus on the AMEX card. As the qualifying dates & start date we're not clear I called Lloyd's. The guy told me that due to the multitude of start dates what they did was to calculate the AVERAGE spend over the first 3 months. In the first 3 months I spent around…
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Cash advance then transfer balance?
This may be an obvious question but want to double check. I want to purchase something with a credit card but it needs to be purchased with cash (personal training sessions). Could I withdraw the cash from my CC (with the associated charge etc) and then transfer that balance to a 0% balance transfer CC in order to avoid…
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Switch Credit Card Debt
We have 3 credit cards but one is very high and we are paying a lot of interest. We have tried transferring to a 0% interest but it is saying we cannot do this. Please can you tell me why, we have never defaulted on any payments and always paid more than the minimum amount. It would help us so much if we could transfer the…
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Stoozing: Free Cash from Credit Cards Board Sticky
Hi folks :) This is the new Stoozing: Free Cash from Credit Cards Board Sticky where links to all current important threads will be kept. Links: Stoozing: Make Free Cash from Credit Cards article discussion Stoozing Calculator
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ppi information
how can i find out if i have paid any ppi on old credit cards or loans that i have no longer got any details of the loan date and the amount that was taken out , can anyone help please
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credit card interest
I'm getting threats from my bank to pass my credit card debt to Triton. My question is if I follow that route would they freeze the interest, anyone any advice whether I should stick with my bank and pay interest only until times get better if they ever do, not much hope there, or doing go with the debt collectors? Help....
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Balance transfer, or pay off card with investments?
I wish to stooze and put the money into HL funds, which I can sell anytime and have in my bank account within a week. Would it be entirely practicable to, when the 0% period expires to sell the investments, pay off the card, and begin again with the next card? The object here would be to avoid the balance transfer fee.
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Esta
Hi, can anyone help me please? I don't know if I've come onto the right page or not. I have ordered an ESTA (visa waiver form) and the charge shold have been $14 but it has come up as showing €59. I have been in touch with my credit card company and they have said that it has nothing to do with them unless I don't receive…
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Need a little help
Hi I owe £3900 on my baclaycard I'm thinking of transferring £1900 over to a 29 month zero interest ( that's all they will let me transfer Tesco card )and get rid of the balance on my baclaycard by hammering it also how much do you reckon Tesco will take of me monthly. And lastly is it worth doing, Many thanks for any…
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Just a quick one - tesco credit card
I am on tesco credit card, 0% on purchases for 16months I am just wondering, if I buy fuel/petrol say I top up 20.00, is this classed as a 'purchase'?? Also if I were to pay for example a phone bill, would this be a purchase or a transfer or what? I've never had a cc before haha :rotfl: Thank you
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Is stoozing and credit rating building mutually exclusive?
I'm building a good credit file. I was in an overdraft for 3 years straight; I've had no defaults for two years now and had credit cards for one year. Credit rating (although unauthoritive): 793. That is my first priority. Money-making comes second. I have two credit cards, total limit of £4,300. If I stooze at less than…
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Credit rating 'improving' credit cards
I have recently finished paying off my 3 year obligations to the appointed receiver having been made bankrupt back in 2010. I have a secure and well paid job. I wanted to improve my credit rating so I subscribed to Experian to see what the situation was and to my surprise my credit rating was 'Fair'. They pointed me…
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How much to keep
Hi, I have a 'good' credit rating according to Experian but I want to try to improve it. I have a credit card with a limit of 11 grand but only have 600 spent on it. Is this bad for my rating? Should I reduce the limit available? Thanks to anyone who can help :)
