Switch Credit Card Debt

We have 3 credit cards but one is very high and we are paying a lot of interest. We have tried transferring to a 0% interest but it is saying we cannot do this. Please can you tell me why, we have never defaulted on any payments and always paid more than the minimum amount. It would help us so much if we could transfer the largest one.


  • Tixy
    Tixy Posts: 31,455 Forumite
    Do you mean you were hoping to transfer the balance to one of your other existing credit cards?
    Or that you have applied for a new credit card (or several new cards) and been turned down?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • People on here can't tell you why, only the banks can
    Owing on CC £00.00 :j

    It's like shooting nerds in a barrel
  • sicker
    sicker Posts: 1,370 Forumite
    Combo Breaker First Post
    Could you perhaps be trying to transfer to the same provider? You can't transfer from mbna to mbna for example.
This discussion has been closed.
Meet your Ambassadors


  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards