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E mail message today
I have just found a message on my computer saying thank you for your order which is being despatched today charge £179.89 on credit card does not give any details of item or card. The mobile number on the bottom is unobtainable the message is from [EMAIL="sales@riederer.co.uk"]sales@riederer.co.uk[/EMAIL]. I have rung up…
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taken local garage to court and won and they won't pay
I took my local garage to court as they damaged my car. The court found in my favour but the garage owner won't pay and has threatened me. Bailiffs aren't interested as the amount is £210 and the court bailiff will charge another £100 and cannot guarantee he will pay up. What is the point of small claims if this can happen…
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Help please
I don't have the best credit rating, far from it to be honest, it's very poor. But I'm looking at ways to improve it was was wondering if anyone could give me any advice on how to do so? Recently somehow got accepted for a credit card (it's 26% APR though) and a sim only contract. Will paying both of these (if I use the…
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The Thomas Higgins Partnership Scam?
Hi I recieved a letter from The Thomas Higgins Partnership demanding pay from my Company for £854.35. The claimant is Money Inc Ltd. I don't owe anyone money at present so I'm sure its a scam. There are no details about what its for I don't want ring or send a letter in case it plays into their hands. Has anyone else…
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0% Question
I'm not really a newbie but have only ONE credit card with a balance of less than £1000 and no other debts (no overdraft, no store cards, no other credit cards). I'm buying a new second hand car tomorrow (£3500) and not sure whether it would be a good idea to pay by cc and then transfer the balance to a new 0% cc, OR to…
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Credit card help please
Hi, I have never had a credit card before but want to clear my £2800 overdraft as I am getting £50 charges a month(I can pay back £100 a month). I heard that some credit cards can put money in your account for 0% interest for a certain amount of time. Would anyone know the best one to apply for please? Thanks.
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Question About Stoozing
I cant get my head around how you actually make money out of it. The best fixed rate account is 2.05% The best rate balance credit card is 2.99% fee. So surely all the money you make at the end of the year is wasted when you balance transfer onto the next card. Please could someone correct me if im missing something.…
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Amazon Mastercard Closed - Now what? MBNA Rewards, AMEX or Nectar?
Hello all, I currently use an Amazon Mastercard which is soon to be converted to a regular MBNA card due to their association with coming to an end. I used the Amazon card for most of my purchases as I shop on Amazon a lot. I also have an (old) Amex Platinum Cashback Card which has no monthly fee but a cash back rate of…
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Increasing credit limit
Deleted - moved to different sub-forum
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1.9% money transfer cash to AC offer from Barclaycard
I just got an offer from Barclaycard - Transfer cash to current account - 0% interest until Feb 2015 - 1.9% fee applies - My limit is only £3000 (unfortunately) - I currently still have a container in 3% interest current account. - Presumably 0.5% net profit interest for about four months (0.333 year) Suppose I transfer…
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Contract termination due to long term ill health
Hi, I've been employed for 11 years 3 months. Unfortunately I have been on long term sick for almost 6 years. I've attended numerous medicals arranged through work which have all supported my consultant and GP diagnoses. I was eventually called in for a meeting today with HR for my first meeting in over 4 years of face to…
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halifax clarity card
Hi, does anyone else use this card. I got one last year for our trip and was pleased with the rates I got and no charges. However I have used it this month in spain to pay for car hire and my statement has just come through. The only info the statement shows is the uk charge in pounds, it does not show the charge in euro…
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Is it worth stoozing when on Child/Working tax credits?
Hi, I understand the concept of stoozing and am more than willing to give it a go but I was wondering how much the extra income would affect your tax credit payments. as all interest unless its an ISA (which all have rubbish interest rates compared to the current accounts on offer). Surely the benefit will be greatly…
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Balance transfer classed as cash advance
Hi, Can I do a balance transfer to a card with zero balance so that i take advantage of the my 0% on balance transfer period and have a credit on my second card by the amount of the balance transfer? I could then use this credit for purchases.
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Excessive card charges
Hi Can anyone tell me if they were able to claim back excessive charges for cash withdrawal. Stupidly enough I withdrew £50 in an emergency one day and because I could ever clear the balance in total I paid back £687.88 interest for £50!! This was on top of all other interest. I was never eligible for a loan from Halifax…
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Halifax 0% fee refund
Just had an offer of 15 months from an old Halifax card - fee is 3% but half of that is refunded after 30 days which really makes it quite tempting, especially as another card balance 0% is coming to an end - but am I missing a trick with the refund? Shame they can't just charge 1.5%
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American Express Gold, vs an Airline card
Hi all, New to this, so bare with me. My job involves 5-6 long haul flights a year. I have become used to business class, and cannot contemplate flying economy long haul when going on holiday. So given I travel a lot and will therefore spend a lot: 1. I can benefit from cards that offer higher rewards for foreign…
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Is Stoozing Worthwhile?
Hi All, I've read through most of the artciles on here and I have to ask if this process is worthwhile? What returns are people making and is a lot of effort being required? From what I understand it's a lot of switching etc for very little in return and if you get it wrong the penalty will account for more than any gains…
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Ada credit cards
Hi can someone please advise me, is it right that after paying my mind payment on a asda credit card, that 2 days later I get a state mental saying default and gone over drawn because asda took and applied iintrest 2 3days after I payed my bill, and the amount I payed left my account in credit I payed what my bill said to,…
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pre paid credit cards
I am travelling to the USA in September and have been looking at the Ice pre paid card which looks too good to be true - with no obvious charges. Do you know if this card is as good as it seems?
