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Marks and Spencer Credit Card
Just applied and got accepted for the Marks and Spencer Credit card via moneysavingexpert website. Balance transfer 0% for 15 months with no transfer fee and 0% on purchases for 19 months. I received the £5 M&S Bouns Points but no mention of the £30 voucher to spend in Marks and Spencer Food (although recollection that…
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Balance transfer from another card
Hi everyone I need advice on this procedure that i'd like to execute. I use amex,master cards cc that give avios points regularly but I pay it off each month. This time i'd like to use it to buy some holiday tickets(so I can still get avios points) and then use another cc to pay off my amex cc. I want to do this without…
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MBNA Money transfer
It would seem the new MBNA card is well set up for stoozing. 0% for 24months on money transfers with a 2.69% fee. That averages to a 1.35% fee per year so if the money were put in say a 5% interest current account. You'd pocket at least 2.5% interest (low rate taxpayer). Thats a free 250 quid per year if you were fortunate…
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Have I got this right?
[FONT="]Does this sound right? I have an MBNA card with no fee on money transfers. The credit limit is £2200 I want to transfer money into my current account from this CC. Then I want to do a balance transfer from a no fee 0% card ( I haven't got this card yet). 1 - Do I do the money transfer and then immediately do…
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closed account .. refunds
Hi, Just wondered if anyone could advise. I had a credit card which I have since closed. Amazon plan to give me a refund but will only refund my old credit card I used to make the purchase which is now closed. The card company aren't helpful. What are my rights? Many thank.
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Spending cashback and BT stooz
Ok, before I start here's a warning: If you are new to stoozing or a non-mathematician then the rule is you never spend on a card that you have transfered a balance to for stoozing. But I can't resist the idea of squeezing every last penny out of a card! Just applied for a Santander 123 credit card for stoozing. Transfered…
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warning about multiple transfers after card activation
Just a heads up because the chap at Tesco said this has been happening to a few people. I applied for the Tesco 0% 34 months card, which was a great deal. Got a credit limit of £5100 As part of the online application , you can put in the details of any transfers you want to do , so I did 3 at £2800, £1100 and £300. Logging…
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credit card repayment
Hello... em facing skme financial difficulties n not able to make monthly payments.. hav prepard financial statment however american express is not accepting it as they wanted me to includs my patner income n expenditure details as well. I do not want his details to be include... as both of us deal e our own seprate…
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New Credit card address
Hi, I just wonder if anyone can advise me, ive had credit cards for years (have a very good credit rating) and always had them at my family home address as I move a lot for work. I want to transfer my current credit card balance to a 0% Barclay card but don't know what address to register it at... I've been at this address…
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Money transfer then balance transfer
Inspired by a post that YorkshireBoy posted in the super balance transfer thread I am wondering if the following is an option that would work. I have credit card currently at 0% for a couple of months with a balance of about £1300. I won't pay this off so will need to transfer it to another card. I also have a loan with…
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Pre loading credit card with money?
HI. i am going on holiday next week and have ordered the halifax credit card to save money and get the best exchange rate when spending abroad. However I have already saved the majority of spending money for my holiday. So my question is, once I get my card, can I go into the bank and "pre load" some money on the card to…
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Pay existing credit card with 0% purchase card?
Hi, hoping for some advice. My husband has applied for a new credit card with 0% interest for purchases for a bike he is due to collect and pay for this weekend. He had confirmation he had been accepted but as yet the card has not arrived (only been a week to be fair) but my question is can he pay on an existing credit…
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Credit card repayments
Afternoon This is my first time on a forum so I apologise in advance if this subject has been covered. I have had a credit card with a high interest for over 2 years now , I have never missed or been late with a payment but I am only managing to cover the minimum payment every month. I have had a bad credit history in the…
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Energy savings
I am trying to sign up for today's dealwith sainsbury energy but my previous address was abroad and not recognised on the form any suggestions to get by this ?
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Highest limit 0% purchase card for stoozing
Hi All, Looking to do a serious bit of stoozing. I am confident that I will be accepted for pretty much any card, so was wondering which of the 0% spending cards offers the highest limit? If any of the high limit cards offer rewards bonus points that would be a plus. On a side note what is the best reward card for people…
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Should I Dump my Aqua and Get Something Better
As always when making posts here, a quick summary will probably be the best! Last year I applied for the Halifax Clarity and got declined. I then found the calculator on here that told me I had 0% chance of passing, and I was mad with myself for wasting a credit check. I applied to Aqua and got their card without a…
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Get cash from credit cards
Hi everyone I'm reading some articles on here about the possibility to use credit cards to put money into a bank account for free(0 interest). I understand this technique is called stoozing (correct me if i'm wrong) However I have a few questions: Balance transfer is mentioned a lot, does balance transfer in this case…
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Halifax clarity card
Does anyone know if the Halifax Clarity Card has a Zero balance please? I have one of these and am about to run out of Zero % on a Santander card and I still owe £700. When I go on the Halifax site there are so many cards it is confusing. Preferably without a fee.
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Paying Credit Cards From Outside The UK
Hi I was wondering if I could have some advice please. I am from the UK but moved to Ireland a number of years ago. I still have two UK credit cards which I have been paying by transferring money from my Irish bank account to my UK one. I really want to clear both these cards but the interest is so high on both. Also I am…
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Iva
Hello, I'm currently in an iva worth 36.5 k I am now in a position to pay this off myself and contacting my creditors I only owe just over 23k can I just tell my iva practitioner and stop the monthly payments to them and pay off everyone myself?
