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New Credit card address
Hi, I just wonder if anyone can advise me, ive had credit cards for years (have a very good credit rating) and always had them at my family home address as I move a lot for work. I want to transfer my current credit card balance to a 0% Barclay card but don't know what address to register it at... I've been at this address…
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Money transfer then balance transfer
Inspired by a post that YorkshireBoy posted in the super balance transfer thread I am wondering if the following is an option that would work. I have credit card currently at 0% for a couple of months with a balance of about £1300. I won't pay this off so will need to transfer it to another card. I also have a loan with…
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Pre loading credit card with money?
HI. i am going on holiday next week and have ordered the halifax credit card to save money and get the best exchange rate when spending abroad. However I have already saved the majority of spending money for my holiday. So my question is, once I get my card, can I go into the bank and "pre load" some money on the card to…
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Pay existing credit card with 0% purchase card?
Hi, hoping for some advice. My husband has applied for a new credit card with 0% interest for purchases for a bike he is due to collect and pay for this weekend. He had confirmation he had been accepted but as yet the card has not arrived (only been a week to be fair) but my question is can he pay on an existing credit…
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Credit card repayments
Afternoon This is my first time on a forum so I apologise in advance if this subject has been covered. I have had a credit card with a high interest for over 2 years now , I have never missed or been late with a payment but I am only managing to cover the minimum payment every month. I have had a bad credit history in the…
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Energy savings
I am trying to sign up for today's dealwith sainsbury energy but my previous address was abroad and not recognised on the form any suggestions to get by this ?
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Highest limit 0% purchase card for stoozing
Hi All, Looking to do a serious bit of stoozing. I am confident that I will be accepted for pretty much any card, so was wondering which of the 0% spending cards offers the highest limit? If any of the high limit cards offer rewards bonus points that would be a plus. On a side note what is the best reward card for people…
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Should I Dump my Aqua and Get Something Better
As always when making posts here, a quick summary will probably be the best! Last year I applied for the Halifax Clarity and got declined. I then found the calculator on here that told me I had 0% chance of passing, and I was mad with myself for wasting a credit check. I applied to Aqua and got their card without a…
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Get cash from credit cards
Hi everyone I'm reading some articles on here about the possibility to use credit cards to put money into a bank account for free(0 interest). I understand this technique is called stoozing (correct me if i'm wrong) However I have a few questions: Balance transfer is mentioned a lot, does balance transfer in this case…
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Halifax clarity card
Does anyone know if the Halifax Clarity Card has a Zero balance please? I have one of these and am about to run out of Zero % on a Santander card and I still owe £700. When I go on the Halifax site there are so many cards it is confusing. Preferably without a fee.
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Paying Credit Cards From Outside The UK
Hi I was wondering if I could have some advice please. I am from the UK but moved to Ireland a number of years ago. I still have two UK credit cards which I have been paying by transferring money from my Irish bank account to my UK one. I really want to clear both these cards but the interest is so high on both. Also I am…
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Iva
Hello, I'm currently in an iva worth 36.5 k I am now in a position to pay this off myself and contacting my creditors I only owe just over 23k can I just tell my iva practitioner and stop the monthly payments to them and pay off everyone myself?
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denplan
I believe I was miss sold Denplan by my dentist that was at the time for my children at the age of 4 and have paid it monthly till last month when I stopped the plan. The kids are now 8 and 11 and I took one of them yesterday to the dentist and there was no charge as its free for under 12s! so I have been paying a monthly…
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Should i be stoozing?
Hi, Sorry because this seems silly. I have a CC (Natwest) - it was 0% with cashback, its now not 0% but i'm paying off in full. What I have been doing is using my card for every day spending - gaining the cashback from quidco and Natwest - and paying card off every month. I have 4 bank accounts: TSC Classic Plus (Savings -…
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What would you do with debts?
Hi All, I hope this is in the correct place. We currently have £9,000 on a 0% credit card until November this year and we are saving (which we will achieve) to clear this in full at this time. However, I have just be accepted for a Barclays Platinum CC with a £14,900 credit limit and the 35 month 0% BT rate. So what I want…
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I'm a stoozer but have run into problems I'd like help with please
I have used 0% credit cards for over a decade to put money into my bank to offset my mortgage. In Nov, I repaid the last debt and found a 32mth 0% deal with MBNA ( on this site of course) at 2.6% fee. I set up the card and went online to transfer the available credit balance to an empty credit card - First direct Gold.…
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Holiday on credit card - free money?
Hello I am trying to book my holiday on my credit card, I have a Lloyds card with an interest free period. Is there any other way of paying for this holiday without paying the 2.5% charge that my travel agent wants to levy for paying on a credit card? Any other cash flow assistance or other cards that will allow me to get…
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NatWest Your Points; Are they the worst value
I was amazed to find that when you have to collected 10000 Your points they are only worth £50. Are they the worst value Credit Card?store Card freebie in percentage terms on what you spend.I know it is something for nothing but is doers seem a very mean return
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Credit Card cashpoint withdrawal over limit
Hi, If you withdraw money from a cash machine using your credit card and you went over your credit limit amount on the card would the credit card get refused or would it go over and give you the money?
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Halifax offer
I've just been offered 18 months balance transfer 0% with 3% fee but half fee refunded after 30 days so approx. 1% per annum. Looks like my stooze pot will carry on for a bit longer...
