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warning about multiple transfers after card activation
Just a heads up because the chap at Tesco said this has been happening to a few people. I applied for the Tesco 0% 34 months card, which was a great deal. Got a credit limit of £5100 As part of the online application , you can put in the details of any transfers you want to do , so I did 3 at £2800, £1100 and £300. Logging…
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credit card repayment
Hello... em facing skme financial difficulties n not able to make monthly payments.. hav prepard financial statment however american express is not accepting it as they wanted me to includs my patner income n expenditure details as well. I do not want his details to be include... as both of us deal e our own seprate…
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New Credit card address
Hi, I just wonder if anyone can advise me, ive had credit cards for years (have a very good credit rating) and always had them at my family home address as I move a lot for work. I want to transfer my current credit card balance to a 0% Barclay card but don't know what address to register it at... I've been at this address…
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Money transfer then balance transfer
Inspired by a post that YorkshireBoy posted in the super balance transfer thread I am wondering if the following is an option that would work. I have credit card currently at 0% for a couple of months with a balance of about £1300. I won't pay this off so will need to transfer it to another card. I also have a loan with…
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Pre loading credit card with money?
HI. i am going on holiday next week and have ordered the halifax credit card to save money and get the best exchange rate when spending abroad. However I have already saved the majority of spending money for my holiday. So my question is, once I get my card, can I go into the bank and "pre load" some money on the card to…
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Pay existing credit card with 0% purchase card?
Hi, hoping for some advice. My husband has applied for a new credit card with 0% interest for purchases for a bike he is due to collect and pay for this weekend. He had confirmation he had been accepted but as yet the card has not arrived (only been a week to be fair) but my question is can he pay on an existing credit…
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Credit card repayments
Afternoon This is my first time on a forum so I apologise in advance if this subject has been covered. I have had a credit card with a high interest for over 2 years now , I have never missed or been late with a payment but I am only managing to cover the minimum payment every month. I have had a bad credit history in the…
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Energy savings
I am trying to sign up for today's dealwith sainsbury energy but my previous address was abroad and not recognised on the form any suggestions to get by this ?
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Highest limit 0% purchase card for stoozing
Hi All, Looking to do a serious bit of stoozing. I am confident that I will be accepted for pretty much any card, so was wondering which of the 0% spending cards offers the highest limit? If any of the high limit cards offer rewards bonus points that would be a plus. On a side note what is the best reward card for people…
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Should I Dump my Aqua and Get Something Better
As always when making posts here, a quick summary will probably be the best! Last year I applied for the Halifax Clarity and got declined. I then found the calculator on here that told me I had 0% chance of passing, and I was mad with myself for wasting a credit check. I applied to Aqua and got their card without a…
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Get cash from credit cards
Hi everyone I'm reading some articles on here about the possibility to use credit cards to put money into a bank account for free(0 interest). I understand this technique is called stoozing (correct me if i'm wrong) However I have a few questions: Balance transfer is mentioned a lot, does balance transfer in this case…
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Halifax clarity card
Does anyone know if the Halifax Clarity Card has a Zero balance please? I have one of these and am about to run out of Zero % on a Santander card and I still owe £700. When I go on the Halifax site there are so many cards it is confusing. Preferably without a fee.
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Paying Credit Cards From Outside The UK
Hi I was wondering if I could have some advice please. I am from the UK but moved to Ireland a number of years ago. I still have two UK credit cards which I have been paying by transferring money from my Irish bank account to my UK one. I really want to clear both these cards but the interest is so high on both. Also I am…
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Iva
Hello, I'm currently in an iva worth 36.5 k I am now in a position to pay this off myself and contacting my creditors I only owe just over 23k can I just tell my iva practitioner and stop the monthly payments to them and pay off everyone myself?
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denplan
I believe I was miss sold Denplan by my dentist that was at the time for my children at the age of 4 and have paid it monthly till last month when I stopped the plan. The kids are now 8 and 11 and I took one of them yesterday to the dentist and there was no charge as its free for under 12s! so I have been paying a monthly…
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Should i be stoozing?
Hi, Sorry because this seems silly. I have a CC (Natwest) - it was 0% with cashback, its now not 0% but i'm paying off in full. What I have been doing is using my card for every day spending - gaining the cashback from quidco and Natwest - and paying card off every month. I have 4 bank accounts: TSC Classic Plus (Savings -…
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What would you do with debts?
Hi All, I hope this is in the correct place. We currently have £9,000 on a 0% credit card until November this year and we are saving (which we will achieve) to clear this in full at this time. However, I have just be accepted for a Barclays Platinum CC with a £14,900 credit limit and the 35 month 0% BT rate. So what I want…
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I'm a stoozer but have run into problems I'd like help with please
I have used 0% credit cards for over a decade to put money into my bank to offset my mortgage. In Nov, I repaid the last debt and found a 32mth 0% deal with MBNA ( on this site of course) at 2.6% fee. I set up the card and went online to transfer the available credit balance to an empty credit card - First direct Gold.…
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Holiday on credit card - free money?
Hello I am trying to book my holiday on my credit card, I have a Lloyds card with an interest free period. Is there any other way of paying for this holiday without paying the 2.5% charge that my travel agent wants to levy for paying on a credit card? Any other cash flow assistance or other cards that will allow me to get…
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NatWest Your Points; Are they the worst value
I was amazed to find that when you have to collected 10000 Your points they are only worth £50. Are they the worst value Credit Card?store Card freebie in percentage terms on what you spend.I know it is something for nothing but is doers seem a very mean return
