Stoozing & Balance Transfers......

Hi There,

There may well be an answer to my question in some of the fine print, however that would take quite some time to read through.

To put it simply, I am just thinking about the Stoozing process, mainly when I get to the point of the balance transfer when the first credit card at 0% comes to an end and I transfer over the rest of the balance using the balance transfer strategy at 0% interest for x amount of months.

I understand this is the next logical step, however is there anything stopping the consumer from moving the debt on the balance transfer credit card over to another balance transfer credit card deal?

In theory you could keep doing this over & over again, thus paying off the minimum amount interest free...forever?

Or is there a rule that credit card providers stop you from using more than one balance transfer?



  • Candyapple
    Candyapple Posts: 3,384
    First Post First Anniversary Combo Breaker Intrepid Forum Explorer
    Nope, no rule that card providers can stop you using more than one balance transfer offer.

    Yes you can keep doing it over and over again when the first deal comes to an end, however you would be reliant on:

    1. Balance transfer deals still being around 12, 24, 36 months time from now (assuming that's when your BT deal ends)

    2. Being able to get a credit limit large enough to accommodate transferring the existing debt
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of
  • Thanks for the info Candyapple.
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