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transferring out then back in to halifax
i have an offer of 18months 0% on a halifax credit card. and have some debt that is getting interest on. I have another card with different bank but it does not have 0%. if i transferred from halifax to this one, then transferred back to halifax on their 0% offer would that work? after transfer to other card sould I wait…
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Vanquis
Stupidly i got a credit card from vanquis and my credit limit is £3,000, unfortunately over time i am up to nearly the credit limit, i pay £150 a month but only £25 comes off the balance the rest is interest, is there any way i can transfer to another card, i cant afford to pay any more than this a month and not behind…
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Tip - Use Barclaycard for back-door Super Balance Transfer !
Hi all, Last month I got the Santander 123 Credit Card no-fee Balance Transfer for 23 months. I then messaged Barclaycard via t'internet banking site and asked them to confirm in writing that if my Barclaycard Credit Card Account (currently with zero balance) goes into positive balance as a result of a balance transfer…
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Credit card gift cards
Hi - has anyone used pre loaded credit cards as gift cards? I am looking to give a gift to a relative of a trip overseas and will need to load about £3K onto a card that they can use to book flights, hotel and some spending money. I thought a card would be safer than travel vouchers but I can't seem to find a card that…
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Current account interest
Thinking about moving £2000 from my ISA and opening a TSB Classic Plus account. I understand I will have to pay tax on the interest I earn, how do I go about paying the tax. Is it done automatically or do I have to fill in a Self Assessment tax form?
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Stoozing newbie
I have a tesco credit card which has 0% on balance transfers and purcahses for 21 months. Since I am about to move house I will have some big buys coming up. I have the money saved up in an ISA for things like washing machine, bed, fridge, etc. I plan to use my tesco CC to purchase them all, then transfer them off onto a…
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get rid of cards/or not to get rid of cards????
Hi everybody,a newbie here.To the basics and point.I have a limited credit rating,upto 5 years,i have an hfax clarity card 1800 credit,an MBNA low rate card,not the lowest but 8.9 %,a barclaycard initial.........low credit high apr,and having used the eligibility checker,i applied for another MBNA card which was…
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Help!
Ok, so new to the site and forum so not really sure how things work, or if I'm even writing in the right thread!? I have £3,444.62 worth of loans etc to pay off, all "credit" so to speak. My question is, what is the easiest and quickest way to pay them all. I am currently paying a "minimum" each week / month, but it's…
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Euros from credit card
Hi all, Can anyone tell me the cheapest way to get euros from my MBNA credit card in this country? Is it cheaper to transfer money from my MBNA into my bank account and withdraw cash to change into euros? Thanks
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Stoozing
Hello trying to get my head round this stoozing and how you make some money out of it? i have just got a Tesco 0/0 balance transfer card, which i am putting my natwest c/c balance of 1200 onto and will be paying £50 a month off this card do i do my shopping / petrol / and other stuff on the natwest c/c which i will pay off…
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Stoozing; transferring cash from MasterCard to Revolut
Hi, I've just topped up my Revolut prepay card using my MasterCard credit card. This hasn't appeared on my statement as a cash withdrawal, just a regular transaction (like paying for a service/goods). Presumably, if you could get a credit card with a long interest free period, you could transfer funds across to a prepay…
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Trying to understand interest free periods
Hi there all. I have read up on this subject of interest free credit cards but I am confused on one point. I have had a Lloyds Platinum credit card for almost a month now. According to my statement the interest free period is "Maximum 56 days for purchases if you pay the full balance shown on your previous and current…
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stoozing
Hi all I have just opened a Santander 123 account i have a decent amount of money i have read all the pros and cons im very good with my money and i wanted some of you kind peoples advice on stoozing. I have just received my 23 month in interest free credit card from Santander 0 percent balance transfer and cash back on…
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Am I Addicted to Stoozing?!
Agrrr! I plan to get a mortgage next year so intended to pay off and close my 0% cards as the deals expired over the next few months. So much for that - a late night application to Lloyds and I've ended up transferring the lot to a new card. I think I've come to see the money in my savings accounts as my money and I don't…
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stoozing
Hi all I have just opened a Santander 123 account i have a decent amount of money i have read all the pros and cons im very good with my money and i wanted some of you kind peoples advice on stoozing. I have just received my 23 month in interest free credit card from Santander 0 percent balance transfer and cash back on…
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Halifax clarity credit card.
Hi, I have just signed up for the subject card as I am going on holiday fairly soon as I wanted to get max value for money changing. Ok here's the question...? I will obviously spend money on holiday....arrrgh...lol:rotfl: and I plan to take it out of an ATM over there using the Credit Card. So should I pay the money to…
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Balance transfer from someone else's card?
Is it possible to transfer a balance from someone else's card? Does the card company making the payment (receiving the balance) pass the cardholder's name to the card company receiving the payment or is it only the card number that's passed over?
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Credit Card or Interest Free Credit
What is better for me for a £1600 purchase? Apply for a new credit card with the post office 25 month interest free or the company is offering 12 month interest free credit? I can afford the repayments over both durations. Which is best option? Is there any benefit one over the other or does one effect my credit rating…
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New card or balance transfer?
I currently have one credit card with a £500 limit that I've had for about 3-4 years. It has a balance of £40 which will be paid of in full early next month via my DD. I've been looking into getting a new card with a higher limit and 0% interest on purchases for 12months+. My questions are: Should I apply for a new card…
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i CANT USE THE ELIGABILTY CHECK
Hi can anybody tell me how to use the credit card eligibility balance transfer on this website, I have put in my address a thousand times and it just keeps coming back confirm the address!!! confirm the address where/ I have looked all over and I cant see anything to confirm .can someone help me please
