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Paying minimum payment when stoozing

I have just read on another thread that if you pay the minimum payment every month on a credit card then a marker is put on your credit record showing that you have made a minimum payment, and that if these build up it could affect your ability to get future credit. Is this correct and if so does this not have implications for stoozing as it could badly affect your credit rating? Any advice on this would be great.

AM

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