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Best 0% credit card for large spending?
Hi Guys, Thinking to use a 0% credit card on our honeymoon, which card would be the best? I've checked the 0% CC section but the problem is they all show an example £1200 limit so wanted to know from your experience which would be best. Thanks.
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Debt Help Needed
Hey everyone, I am hoping you can help. I am trying to get my debt under control but was wondering if you guys could help. Ok, so i haven't got the best credit history (I means it's not terrible but it's not fantastic). I have: C/C - 2 with debts of £4000 (0% until June 2016 and then up to 35% APR) and £1500 (17.9%)…
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Money transfer credit limits
Hi ppl In your experience, when you are approved for a money transfer card, is the credit limit usually about the same as cards for other purposes? I've been given limits of 6-7k on spending & BT cards, so I'm thinking if I could get the same on, say, 2 money transfer cards then I could instantly have a pretty big stooze…
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New Barclay's Credit Card
This is the first time I've had a credit card so this may be a silly question - applied yesterday and got accepted said my limit would be 1500£ but checked on-line today it's only 400? Will it go up when I activate my card or start repaying??
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Most effective money transfer option?
Hi All:) I've been lurking around on this forum for years!! And I must say I keep coming back as I have gained valuable information from this forum, so many thanks to you all. Can I use the Halifax clarity CC to withdraw cash fee free, say £1000 and then do a BT from another account to pay off the debt? And what would…
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Obsolescence and replacement parts
I recently had an impeller wheel go on my shower pump which is almost ten years old. I managed to find a replacement wheel from a third party but couldn't get the pump inlets/outlets to seal again after reinstalling it. I called up the company who's best response was that the whole pump would need to be replaced because…
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Which debit card is the best for cash back?
I regularly use card for payments (shopping, restaurants, etc). Which debit card provides the best reward service for spending? I don't need any special banking service. Just depositing my money, and use debit card to spend.
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Maximise balance transfer into current account
Hi all! I'm new to stoozing and wanted to know how to make the most of the current situation. 1. Capitalone (standard) 2. Lloydsbank Platinum (28m 0% balance transfer, 1% charge) - £2,500 / £4,500 3. Barclaycard (26m 0% balance transfer, 0.68% charge)- £0 / £14,300 Preferably would like to get about £14,000 into my…
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Cash out from an international debit card
I want to regularly take cash from my international debit card in the UK. Is there any service for paying online (like an online purchase) or POS payment and take the cash, for example from post office?
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Applying for multiple cards
Hello. I'm completely new to this forum and to stoozing but I like the idea. I wondered if someone with a bit more experience could help me with a quick point. I don't have any personal debt of any sort and have always just paid off CC's by DD. I have applied for a large credit limit on a new CC with 0% balance transfers…
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Amex Preferred Rewards Gold Card
Took an Amex Preferred Rewards Gold Card out a couple of months ago aiming to get 20,000 points by spending £2k in the first 3 months, which I would then exchange for a £100 Amazon gift voucher. It's looking like I may fall a little short of the £2k target, so I'm wondering what "cash equivalent" purchases I can make on…
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Credit card USA....
Looking for recommendations for credit card or alternative for use in America. Heading to New York/Vegas for a week in April. Not sure whether to go for a travel card or interest free card....
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paying Very catalogue using a Credit Card
I was wondering if I could pay off my Very catalogue using my Capital One CC, as this way I can have the cash sitting in my high interest account for an extra month? Would this be classes as a purchase? Chris
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proper planning prevents poor performance
Hi, before anyone asks, I know I've got ages to wait, but 'proper planning prevents poor performance' I started my 1st steps to Snoozing recently and applied for a Money Transfer card with MBNA, I got £3000 interest free for 24 months, the money came in today and I've transferred it straight to a recently opened TSB…
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CPCS Card
sorry - deleted message. (can't delete the post)
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How long should I keep my credit card?
Just applied and been approved for a capital one credit card at 30 something% Apr with a £400 limit and chose to pay off in full via direct debit. I plan to use this card purely to buy something that I have the funds for then pay it off in full to build credit and just in case for emergencies. How long should I keep this…
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moving in
My girlfriend has rented out her flat and moved in, should I ask for some of her rent ?
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House of Fraser mastercard con?
I recently took out the House of Fraser Mastercard (HOF) because they had a good deal for some furniture i wanted if i took out the card and i thought getting points on my day to day shopping is better than nothing. Anyway i go to check my points balance today and it says 68 points...it should be 178 from HOF alone and…
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Whether to state that I want to transfer a balance on application
So I have a credit card that had interest free purchases which ends middle of October so I am looking to apply for a new balance transfer credit card soon. I have around £2800 of debt on the card. When I apply for the new CC, if I state that I am looking to transfer a balance of £2800, will this affect my liklihood of…
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Pyying debt / Mortagge on 0% CC
Sorry - I am new to stoozing . Can you pay off debt or mortgage payments with a 0% purchases card? My GF is hoping to make a final settlement offer this year but we were hoping on using a 0% purchases card to do this. Does anyone else make overpayments on mortgagees by stoozing? Scoops
