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New to stoozing
hello! Can you outline for me please my options for stoozing? Thanks!
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Can I transfer a relative's credit card balance to my card?
In order to help out a relative temporarily I am hoping to transfer part of their outstanding credit card balance onto my card. I have a 0% offer for 26 months with HSBC with a low balance transfer fee - which means this is cheaper than losing the interest on the funds. They will pay me back within the two year period. Is…
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How does BT cards work?
I am thinking of looking for a fee free BT card to switch my 0% purchase card which is coming to an end rather than paying it off but have never done this before. 1. Do you have to transfer the whole balance left on the card? Or can you set how much to transfer from the old card if the credit limit offered on the new card…
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American express nectar
I've hit the 2k spend and been awarded my bonus nectar points, I now wish to cancel the card, OH got one now in his name now so using that account Do I need to spend these points before I cancel my card, I don't want to lose them. Tia Rusty
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Help with choosing which credit card!!??
Hi I have the odd debt floating around and would like to transfer all this onto one card. Debt includes other credit card, small loan, catalogue accounts. I've tried to read through the different cards that are available but I'm a bit confused. Do I get a standard credit card with a 0% interest rate? Or would I apply for a…
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New to Stoozing - Steady Away
I think I've posted here before but can't find my post. Basically I now have 4 cards, two 0% spending at 30% of their limit spent, one bank issued that I've had for years with no balance and just got approved for another 0% spending for 24 months card. Total available credit on cards right now is about 57% of my earnings…
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help please with nationwide credit card get £25
I am livid with Nationwide; their customer service is dire, dire, dire!! I used the link on their home page to ask for a credit card and receive a £25 incentive and opened and used the account but had no reward!! Chased them no reply, chased them no reply, went to branch they claimed to know nowt about any £25 offer. So…
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Mid term post office cc do I change to Halifax
Hey all. Been ages since I posted here, but you guys know your onions!. I have a post office card with 25 months 0% from last August which I am stoozing with. The minimum payment is 2.5%. Obv, i have some time left on this (next sept). My question is do I BT to another card with 0 fee which is only 1% minimum payment. Thus…
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Does stoozing affect mortgage?
I am on a mortgage and started stoozing At the end of the current two years term I am planning to apply for another 2 year fixed rate. Will the stoozing (paying minimum) affect the decision?
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Can you pay for a credit card from a credit card?
Hi guys, Newbie here! I have a big chunk of money being refunded to one of my two credit cards. I want to pay off the other credit card with the money from the first (which is in now in credit). Is this possible? Thanks a lot! Tim:beer:
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Selling Amex Membership Rewards points
Hi I have around 22k Amex Membership Rewards points. According to the MSE RewardsChecker: http://www.moneysavingexpert.com/rewardsChecker My points are worth around 1.25p/pt. Where can I achieve such a rate though? I have contacted several points brokers found through Google and the best offer I have had so far is…
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which credit card to transfer a balance to..?
Hi stoozers, Although Barclay's pre-eligibility checker gave me a chance of 2/10 for a basic credit card, I applied for a 32 month balance transfer card with a 1.08% fee anyway so as to get £31.50 cashback via topcashback, if successful. Despite having a lot of credit cards, many carrying large balance transfers, Barclays…
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Can I apply for new job while on sick??
Hi, I took time off work (its been over a year now!) because i was due head surgery, and needed time to recover and everything. So this was in October, the surgery happened. And since then i've just been sitting about house, wanting to DO something, it's so boring being stood inside day in/out not doing anything, and no…
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Courier Company - Parcel2Go?
Has anyone experience of the courier company Parcel2Go? I send a lot of parcels and recently they have been claiming that the parcels I have sent have been overweight and that I need to pay an additional amount. When this first happened 2-weeks ago (mid April 2016), I thought it must have been an error on my behalf.…
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Post Office Money Matched Credit Card
I have just received my Post Office Money Matched Credit Card to start spending on it instead of my usual cards, in order to commence stoozing once again, after a long break. The descriptions on both the MSE Stoozing Guide and indeed on the Post Office card website both clearly state that it is 0% on ALL purchases for 27…
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Reduce credit limit on old cards to maximise limit on new cards
Just curious about the credit limit that would be available if I apply for a new 0% purchases CC. Say my limit on a barclaycard is £2000 but the 0% promotion ends soon, if I want to have a £2000 limit on a new CC, say from MBNA, shouldn't I be reducing my limit on the barclaycard? Ideally I want to keep the barclaycard to…
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0% credit card "22 months on purchases" turns out NOT to be 0%
Hi all, Firstly sorry for being a newbie and posting a whinge, I went through the 0% on purchases credit card comparison and applied for the lloyds free 22 months on purchases card through MSE. I checked my statement today and turns out I have been charged interest! so I stormed down to the local branch and they advise me…
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Money Transfer offer from credit card
Hi - A quick question. I have a credit card that is offering me 0% interest till January 2017 (1.9% fee) for a money transfer. I need some money to pay for some work to my house and was going to use my bank overdraft. Is going for the money transfer option a better way and is this like a payday loan (that would effect your…
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Contactless Credit Cards
I have used a Nat West Credit Card for many years now. I have been issued with a new card which is Contactless. I definitely do not want a contactless card. I have called Nat West and they tell me that Mastercard are only now issuing Contactless Cards. Fortunately I also have a Flybe Mastercard but this is not Contactless…
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Ppi claims
I used to have an account with the TSB and am sure that loans I took out while with them had PPI cover. I've been trying to find out but seem to be getting a bit of a run around when I phone TSB they direct me to another call that ultimately lead me to Lloyds who say that they do not cover TSB. Does anyone have any advice?
