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Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

which credit card to transfer a balance to..?
Hi stoozers, Although Barclay's pre-eligibility checker gave me a chance of 2/10 for a basic credit card, I applied for a 32 month balance transfer card with a 1.08% fee anyway so as to get £31.50 cashback via topcashback, if successful. Despite having a lot of credit cards, many carrying large balance transfers, Barclays…
Can I apply for new job while on sick??
Hi, I took time off work (its been over a year now!) because i was due head surgery, and needed time to recover and everything. So this was in October, the surgery happened. And since then i've just been sitting about house, wanting to DO something, it's so boring being stood inside day in/out not doing anything, and no…
Courier Company - Parcel2Go?
Has anyone experience of the courier company Parcel2Go? I send a lot of parcels and recently they have been claiming that the parcels I have sent have been overweight and that I need to pay an additional amount. When this first happened 2-weeks ago (mid April 2016), I thought it must have been an error on my behalf.…
Post Office Money Matched Credit Card
I have just received my Post Office Money Matched Credit Card to start spending on it instead of my usual cards, in order to commence stoozing once again, after a long break. The descriptions on both the MSE Stoozing Guide and indeed on the Post Office card website both clearly state that it is 0% on ALL purchases for 27…
Reduce credit limit on old cards to maximise limit on new cards
Just curious about the credit limit that would be available if I apply for a new 0% purchases CC. Say my limit on a barclaycard is £2000 but the 0% promotion ends soon, if I want to have a £2000 limit on a new CC, say from MBNA, shouldn't I be reducing my limit on the barclaycard? Ideally I want to keep the barclaycard to…
0% credit card "22 months on purchases" turns out NOT to be 0%
Hi all, Firstly sorry for being a newbie and posting a whinge, I went through the 0% on purchases credit card comparison and applied for the lloyds free 22 months on purchases card through MSE. I checked my statement today and turns out I have been charged interest! so I stormed down to the local branch and they advise me…
Money Transfer offer from credit card
Hi - A quick question. I have a credit card that is offering me 0% interest till January 2017 (1.9% fee) for a money transfer. I need some money to pay for some work to my house and was going to use my bank overdraft. Is going for the money transfer option a better way and is this like a payday loan (that would effect your…
Contactless Credit Cards
I have used a Nat West Credit Card for many years now. I have been issued with a new card which is Contactless. I definitely do not want a contactless card. I have called Nat West and they tell me that Mastercard are only now issuing Contactless Cards. Fortunately I also have a Flybe Mastercard but this is not Contactless…
Ppi claims
I used to have an account with the TSB and am sure that loans I took out while with them had PPI cover. I've been trying to find out but seem to be getting a bit of a run around when I phone TSB they direct me to another call that ultimately lead me to Lloyds who say that they do not cover TSB. Does anyone have any advice?
How do i find old ccj details?
Heya My other half is going through in deoth vetting at their new job and one of the questions about me is about ccjs and bankruptcy, i had a ccj against me in 2008/2009 so its now not only paid off along with the rest of my debts at the time but i'm back on track and have a decent credit score. Their question applies to…
Newbie seeking confirmation - MT card
Hi All, Just want to clarify my understanding on how money transfer credit card would work... Virgin are offering 32 months at 0% but have a fee of 1.69% am i correct in thinking that i could apply for the card and then transfer £10000 (for example) into my high interest savings/current account etc and make interest on…
Stoozing a Santander 123
Hèy! So i got accepted for a 123 Cc and due to the 3 charge i want to make some cashback that beats the 3 charge. What are the best places to use it. Transportation is one good one. Ill use it to buy a montly season. That will sort out the cashback and my commute will be pa!s for. Any others.:)
NatWest-Coin deposit machine.
I don't have a Natwest bank account but have a Natwest credit card and regularly build up plenty of coins. Anybody have an idea if I can use their coin deposit machines to pay onto a Credit card? I could spend a little each month on my credit card and pay it off mostly with their 0% commission coin machines before any…
Paying a mortgage on a 0% Purchases Card
EDIT: Paying a mortgage on a 0% Purchases Card or a cashback card I know people paying their mortgage on their credit cards is often used in surveys as a marker for how well off the country is, ie more people doing it suggests more people are struggling with money. Is this just because it suggests they don't have the money…
Ombudsman rejection
My case for miss selling of an endowment mortgage was rejected by the ombudsman, as I had not responded to the warning letters even though I gave omitting circumstances. Can I do anything about this as I have a 20k short fall on my policy? :mad:
Second Home Stamp Duty
Residential status
When applying for a credit card, one of the questions is " what is your Residential Status?" In my case, I am retired and living in a " granny flat" of relatives but I own 3 houses and a property abroad. The U.K. Houses are tenanted and form part of my income. Am I a " home owner" or " living with relatives" for the…
Top Load Credit Card
I am going on holiday and may not have internet access when my credit card bill is due. I wanted to pay £2k in advance into my credit card so that it never actually ran up a debit at all But the credit card company said that would invalidate the protection that the card gave me and was against the rules Does anyone…
Mums old debts
hi my mum died over 5 years ago and she had money she owed off a loan and a credit card ,the bank said we can pay it wen house is sold . I haven't heard from the bank in 4 years , am I still liable for mums old loans when house is sold if there not charged to house thank you
World duty free group (wdfg) - wont accept the return of ray ban sunglasses
Have anyone com across this experience with World Duty Free Group. As i have tried to return the unwanted gift to WDFG and they didn't accept my return Due to the box is very badly damaged, there are white marks on the case, finger prints on the sunglasses arm and dirt on the nose pads. such insane and ridiculous excuses…

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MSE News

NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What you need to know
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
Warning: 'WASPI' women affected by State Pension age rise should watch out for 'steep rise' in scams
If you're a woman born in the 1950s affected by changes to your State Pension age, be on high alert for scams offering compensation for this. Campaign group Women Against State Pension Inequality (WASPI) and charity Independent Age have warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group.
Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams
If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group – with some even using Martin's name.
Small pension pots to be automatically combined in future under Government plans – here's what it could mean for you
If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans. This could make it easier to stay on top of your pension savings and reduce costs – but it's still very early days, and we don't yet know exactly how the scheme will work in practice.
Martin Lewis: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
If you're aged 20 to 25, there's a trick right now that can get you a free four-year railcard worth £100 via the bank Santander. MoneySavingExpert.com founder Martin Lewis takes you through it.
Went to an employment tribunal between 2013 and 2017? Can you reclaim £100s?
Tens of thousands who overpaid employment tribunal fees are now due a share of £13 million, which could be worth £100s. But refunds aren't automatic, so you need to act to get your money back. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.

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Stoozing: free cash from credit cards

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