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Considering stoozing
When I first joined MSE some years back I considered stoozing but at the time decided I wasn't quite ready or sharp enough to keep on top of it, plus I had several other avenues to explore first. Now I have come full circle and I am taking into consideration stoozing again and seeing if it would be worth it for me.…
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Advice urgently needed
I transferred a credit card balance to a new Capital One card onine this evening. Everything went through OK and I was able to transfer £1200. However, on the final page it said my credit limit would be £200. Advice is urgently needed as I do not want to incur fees for being over my limit before I have even got the card!…
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Bank switching cash going to creditor
Hi everyone, I'm wanting to take advantage of all the incentives to switch current accounts (I'm also becoming increasingly frustrated with my own bank). I have one creditor, which I pay by monthly standing order, and im wondering: (a) will they be notified of my account switch; (b) will they be entitled to the money banks…
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Optimal Credit Card Utilisation
Hi, I have been stoozing for a couple of years, I have approx £23k balance on AA, First Direct, Halifax and Santander cards with a total credit limit of £27k. Earlier this year, I figured it would help me get my next card if I closed down some old credit cards before applying for my next card. That seems to be a bad move…
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Credit card with air miles...?
Hi all, i'm looking for a UK credit card that rewards with air miles, any ideas?
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Cannot Balance transfer from AA to Halifax
Hi all Advice needed! I have just had a major problem with my AA card. I've had it for a few months and had transferred a balance on to it. I then decided to move the balance to another card as the minimum payment on AA is 2.5% (rather than the normal 1% ish). I got a Halifax card but when I came to transfer Halifax would…
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New to stoozing
hello! Can you outline for me please my options for stoozing? Thanks!
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Can I transfer a relative's credit card balance to my card?
In order to help out a relative temporarily I am hoping to transfer part of their outstanding credit card balance onto my card. I have a 0% offer for 26 months with HSBC with a low balance transfer fee - which means this is cheaper than losing the interest on the funds. They will pay me back within the two year period. Is…
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How does BT cards work?
I am thinking of looking for a fee free BT card to switch my 0% purchase card which is coming to an end rather than paying it off but have never done this before. 1. Do you have to transfer the whole balance left on the card? Or can you set how much to transfer from the old card if the credit limit offered on the new card…
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American express nectar
I've hit the 2k spend and been awarded my bonus nectar points, I now wish to cancel the card, OH got one now in his name now so using that account Do I need to spend these points before I cancel my card, I don't want to lose them. Tia Rusty
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Help with choosing which credit card!!??
Hi I have the odd debt floating around and would like to transfer all this onto one card. Debt includes other credit card, small loan, catalogue accounts. I've tried to read through the different cards that are available but I'm a bit confused. Do I get a standard credit card with a 0% interest rate? Or would I apply for a…
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New to Stoozing - Steady Away
I think I've posted here before but can't find my post. Basically I now have 4 cards, two 0% spending at 30% of their limit spent, one bank issued that I've had for years with no balance and just got approved for another 0% spending for 24 months card. Total available credit on cards right now is about 57% of my earnings…
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help please with nationwide credit card get £25
I am livid with Nationwide; their customer service is dire, dire, dire!! I used the link on their home page to ask for a credit card and receive a £25 incentive and opened and used the account but had no reward!! Chased them no reply, chased them no reply, went to branch they claimed to know nowt about any £25 offer. So…
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Mid term post office cc do I change to Halifax
Hey all. Been ages since I posted here, but you guys know your onions!. I have a post office card with 25 months 0% from last August which I am stoozing with. The minimum payment is 2.5%. Obv, i have some time left on this (next sept). My question is do I BT to another card with 0 fee which is only 1% minimum payment. Thus…
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Does stoozing affect mortgage?
I am on a mortgage and started stoozing At the end of the current two years term I am planning to apply for another 2 year fixed rate. Will the stoozing (paying minimum) affect the decision?
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Can you pay for a credit card from a credit card?
Hi guys, Newbie here! I have a big chunk of money being refunded to one of my two credit cards. I want to pay off the other credit card with the money from the first (which is in now in credit). Is this possible? Thanks a lot! Tim:beer:
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Selling Amex Membership Rewards points
Hi I have around 22k Amex Membership Rewards points. According to the MSE RewardsChecker: http://www.moneysavingexpert.com/rewardsChecker My points are worth around 1.25p/pt. Where can I achieve such a rate though? I have contacted several points brokers found through Google and the best offer I have had so far is…
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which credit card to transfer a balance to..?
Hi stoozers, Although Barclay's pre-eligibility checker gave me a chance of 2/10 for a basic credit card, I applied for a 32 month balance transfer card with a 1.08% fee anyway so as to get £31.50 cashback via topcashback, if successful. Despite having a lot of credit cards, many carrying large balance transfers, Barclays…
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Can I apply for new job while on sick??
Hi, I took time off work (its been over a year now!) because i was due head surgery, and needed time to recover and everything. So this was in October, the surgery happened. And since then i've just been sitting about house, wanting to DO something, it's so boring being stood inside day in/out not doing anything, and no…
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Courier Company - Parcel2Go?
Has anyone experience of the courier company Parcel2Go? I send a lot of parcels and recently they have been claiming that the parcels I have sent have been overweight and that I need to pay an additional amount. When this first happened 2-weeks ago (mid April 2016), I thought it must have been an error on my behalf.…
