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Stoozing to add to house deposit
I live in the SE of england and I'm keen to buy a house ASAP after my small business has taken off and is doing well. I'm rapidly building my deposit up after clearing all my debts, but even so I will need a decent deposit to be considered for a mortgage as self employed with a short history. I'm thinking of stoozing to…
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bonds 8%
as you guys are aware the rates on banks have gone down heavily. the pounds value all but crashed. https://www.londoncapitalandfinance.co.uk/security i found this site and suggests a bond of 8% return over 3 years but being a saving for dummies candidate i ask what is a bond and is their higher risks to me getting my money…
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Local eBay Deals Finder
Does anyone know how to list things on eBay so that they actually show on the Local eBay Deals Finder MSE app?
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Best bank account for large amount of cash
I'm looking for advice on where to put my money. I've just sold my house and have about £100,000 in my pocket before I use it to buy my new house next year. I'm looking to see where is the best place to put my money for about 7 months, if anybody can help. I know interest rates are low but I'd like to make the most of it.…
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Bt prepaid MasterCard reward to pay Amex bill?
Can I use a bt prepaid MasterCard to pay my Amex bill?
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Stoozing from Mortgage?
Currently I/we have a sizable stooze pot at a little over half household income, all on credit cards. However with mortgage interest rates so low I was wondering if it might be worth exploring drawing equity from the home, i.e taking low rate credit through the mortgage to save/invest. e.g rates just with my existing…
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amex three month spend
can anyone advise of when the clock starts ticking for the three month spend on a new card. Is it when you apply or when you register it online or first use it, just thinking ahead Tia rusty
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Aqua credit card
Hi I have applied for an aqua credit card. Got accepted. But i still haven't received an email of them. What do i do?
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Mortgage payment period is up!
Hi My mortgage period is up and I've no way of paying the outstanding amount of £125k Does anyone know if I can remortgage the property (sort of buying it again at the amount owed) it is worth a substantial amount more now. Any advice would be helpful Thanks
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Any ideas-racking up £2000 spend
So i've got an Amex Nectar card and i'm trying to hit the £2000 spend to get the bonus. Does anyone know of any good visa giftcard deals out there or any other ideas to help hit this?
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CC applications spread them out or all at once
So I'm wanting to apply for a few credit cards 3 or 4 and a bank account, with the intention of earning interest on savings through cheap money and balence transfers. In other people's experience is it best to apply for them all at the same time or spread them out over a certain time frame to increase chances of being…
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0% purchase card
I want to a big purchase but dont want to pay in one go so would like a 0% credit card that allows me to pay off the purchase over a 6-12 month period. I would like to apply for either of these cards, preferably TSB:…
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Ccj
Hi my lovely people,pls I need your honest opinion on this. I susbscribed on the 21st Aug 2016 to have my credit score checked only to be hit by a surprise of a CCJ which was issued against my name on the 14th April 2016 for debt and damage of £247.Since then I have been trying to get this resolved.I've called the court…
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reduced available spend
It's approximately 8 weeks since I applied for a number of cards on the same weekend (all accepted) and it seems that the card providers are now getting a bit twitchy with my sudden change in spending / card habits. Soon after I got the cards I balance transferred at 0% to almost the maximum I could in order to pay for…
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Cashback cards
Hi, I'm currently lining up to purchase a car from a dealer and was hoping to use a cashback card to grab a little free money in the process. I was hoping to find something that would allow me to purchase the car, fully pay it off, grab the cashback and cancel the card but notice that most deals seem to only pay the…
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Barclaycard refuses to explain why i don't qualify for rate reduction
I read last week how members of this forum have reduced their barclaycard interest rate to 9%. Our debts have mounted up, whilst i don't deny some expenses could have been avoided, in the main this is due to a situation out of our control. Regardless, my issue is I rang Barclaycard and asked for a period of rate reduction.…
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don
hi there, i want to shift to a 0% credit card but the best choice that MSE is coming up with is with barclaycard, which is who the original debt is with. should i apply or is this going to flag on the system ??
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Best for students?
Which is the best credit card for students? I have spent a few hours looking at a range of both student and standard ones, such as: HSBC student, Halifax student, aqua classic and capital one classic. Does anyone know which accept people with no credit history, and which are good for limit increases in the future? I would…
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Post Office duplicate balance transfer not being recalled
Hi, I am new to this forum & looking for a bit of advice. I applied for a Post Office credit card back in June to do a balance transfer of £1.1k. They processed this transfer twice, 5 days apart, as they said they could not see the initial one on their system. They now have £2.2k from me, for me to pay off. I reported this…