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Impact of Stoozing on my credit file/credit worthiness?
I have recently opened two new credit cards, one 0% balance transfer and one 0% purchase card. I opened these to defer payments for purchases already made and future purchases for as long as possible so that I didn't run out of funds to fill my interest paying current accounts and regular savers. The balances on the cards…
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Paying off credit cards
Hi . Im new here , I have got a 3 credit cards which i would like to pay on my own . I have got a Barclays card with spend just over 3000£ lloyds 1500 and tesco 1200 , Tesco still 0% till march for the other two I pay APR . I would like to start paying them off in a sensible way . Should i concentrate on paying as much as…
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Questions about stoozing
Hi all, I had a few questions about stoozing. I reference Virgin Money's 30 Month All Round Credit Card, but mostly my questions are about stoozing in general, using any of the UK's 0% credit cards. Regarding balance transfers (Balance transfers are 0% for 30 months then 20.9% p.a.) 1. Am I right in thinking that I can…
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Advice about Halifax Credit Card
I have just taken out a "Halifax credit card" with 25 months at 0% with no balance transfer fee. Also it includes 4 months 0% interest on all purchases. For the first 3 months I am hoping to pay minimum monthly charge on the purchases and balance transfer amount. Then in month 4 pay the full outstanding amount for all the…
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Credit card 'layaway'
This evening my Santander credit card failed to work in the machine three times in M&S and then the cashier started ringing the bell for a supervisor. When the supervisor arrived the cashier announced that it was a 'layaway.' The till even produced a ticket with Layaway printed on it. The cashier and supervisor then gave…
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Money transfer too make mortgage overpayment
Hi all Am always pondering ways to save money - was wondering if you had any thoughts on using a 0% money transfer from a credit card (with a low fee) to make an overpayment on a mortgage? Thanks LYM
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Prepaid Incentive Card
Has anyone had any luck getting an expired prepaid incentive card from SKY renewed or vouchers to replace I was going to use it for Christmas but just realised it expired in June :-((((((((((((((
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New stooze
Hi. Newbie to stopping but not mse and confident with finances Im thinking of having a go. Start of very small. And see how it goes. I've got to credit but until im setup I'd only use existing credit . I have a limit of 9100 on a Barclaycard. I've got an offer of 0℅ interest for 1.9 fee. Money transfer. Until June 17 ( 6…
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Alternative to MBNA Everyday Plus
Hi All I was all set to delve in to the world of stoozing and had intended on getting the MBNA Everyday Plus card for the purpose of muleing however it seems that they are not currently offering this card. Do we know if this is cyclical and likely to be offered again in the near future? Or do I need to be looking at if…
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Friends Life / PPI?
Hi, Back when i bought my house in 2009 I was told I needed to take out life insurance,, critical illness and income protection, this was £60 a month and I was told that without it I wouldn't be able to get a mortgage. I remember taking this out and then completely forgot about it. My self and my wife pay into a joint…
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TravelMoneyMax & Credit Cards
Can anyone tell me why Credit Cards (particularly Halifax Clarity) have disappeared from the TravelMoneyMax part of the site? I found this very useful when I was abroad for any length of time.
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Best Airline Credit Card for quick redemption
Hi All, New poster on MSE! Does anyone use airline credit cards here? If so, how long after application can you redeem the intro bonus points? I have contacted BA re their Preferred Rewards Gold Card and it seems only after the 1st month of billing and spending the 2K required can I redeem the 20,000 points. Does anyone…
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Beginner Stooger
Hello all, I just wanted to run a plan past everyone here to make sure I'm doing this right. I currently have no debt other than the mortgage, and use a Barclaycard for about £2-300 spend a month, which is paid off in full. I'm thinking of applying for a Virgin Card, and they are currently doing a cash into account deal of…
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Stooze Tracker
New to the forum after a long time browsing, and finally decided to give it a go, starting slowly and building up, after reading up on plenty of opinions and good advice I've started by applying (approved) for a 28 month 0% purchase card and planning on a slow stooze as I have no debts (except a mortgage). I would like to…
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Using a credit card via Paypal
I have been collecting money to book tickets for a large group of us. I was going to put it on my credit card and as I've had to buy a lot of other stuff for this event as well, all the money I have collected has gone on my credit card (I am organising it on behalf of a friend). Now the company I was going to buy the…
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Stoozing to add to house deposit
I live in the SE of england and I'm keen to buy a house ASAP after my small business has taken off and is doing well. I'm rapidly building my deposit up after clearing all my debts, but even so I will need a decent deposit to be considered for a mortgage as self employed with a short history. I'm thinking of stoozing to…
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bonds 8%
as you guys are aware the rates on banks have gone down heavily. the pounds value all but crashed. https://www.londoncapitalandfinance.co.uk/security i found this site and suggests a bond of 8% return over 3 years but being a saving for dummies candidate i ask what is a bond and is their higher risks to me getting my money…
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Local eBay Deals Finder
Does anyone know how to list things on eBay so that they actually show on the Local eBay Deals Finder MSE app?
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Best bank account for large amount of cash
I'm looking for advice on where to put my money. I've just sold my house and have about £100,000 in my pocket before I use it to buy my new house next year. I'm looking to see where is the best place to put my money for about 7 months, if anybody can help. I know interest rates are low but I'd like to make the most of it.…
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Bt prepaid MasterCard reward to pay Amex bill?
Can I use a bt prepaid MasterCard to pay my Amex bill?
