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Leaving and Rejoining Sky?
Was thinking of leaving Sky, then rejoining in my wife's name. to try and get a new joiner deal. Anybody tried this, or a variation of same?
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Beware Lloyds Bank and S75
I hired a barrister online under the Direct Access scheme to represent me in a civil dispute over double glazing. I had 14 day cancellation rights and, when I paid, I saw from the online terms that I was entitled to a pro rata refund. Three days before the trial, as it was obvious that the barrister still hadn't read the…
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Credit card standing order
Hi, My wife and I recently got a joint Sainsbury's 0% Credit card (she is the main named card holder), booked a holiday and I set up a token gesture standing order to help pay off the balance. When we returned from the holiday we decided to change the standing order to come out of our joint account. This I thought I had…
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Is it worth the hassle?
Is it worth the hassle? I might be wrong but say you borrow 10k from cards, as the interest rates are so low you might make 2% or so. So for all the work you may only make £200 which is just over a days work? I don't get it.
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Visa Gift Cards (https://www.gospendit.co.uk/)
OK, I acknowledge that this query is only loosely related to Stoozing, but I suspect this is the forum where I'm most likely to find the target audience, so here I am :-) Before I waste £53.95 on an overpriced car windscreen ice scraper, can anyone confirm whether these Visa Gift Cards can be used to deposit £50 into an…
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New Balance Transfer Card accepted but low Credit Limit
Hi, I applied for a new credit card with 0% interest on Balance Transfers. It was successful but they only gave me a 2.5k credit limit when i needed to transfer 15k. They are going to send me the paper work out to sign. If I cancel it now will it look bad on my credit file? Should I use it just for the 2.5k? Thanks
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Help with credit cards please
Not entirely sure this is the right place, apologies if it isn't. A change of circumstances (marriage breakdown) has led to a drop in household income and the need to reassess my very poor credit management. I have three cards on which I am currently making minimum repayments only. MBNA. Balance 15809.47. Limit 19600.00.…
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Business Finance
Good evening all. I am hoping to buy an existing business but have come up against resistance from the main big banks when I have enquired for a business loan. I have also tried peer to peer lenders, but they only seem keen to load to existing companies wishing to expand and invest. The asking price of the business is 75K…
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To begin the Stooze
I've decided I'm going to jump on this bandwagon. I've got a lot of 3% acc's, and can open some regular savers as well. At present the only card I found on the site offering free BT was Halifax. I would think with my credit score I'll be accepted at most places, (although I did just have a SO bounce, in the opening of 4…
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First balance transfer advice required please
My situation: I have a TSB Platinum, still well within the initial 20 month interest-free on spending period (12 months to go), which is around it's £4.5k limit. I'm getting £5 per month cashback for spending £500, paying down the balance by a corresponding amount. I've received a mailer through my door from Barclaycard,…
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How do you exchange a dollar cheque to pounds
Hello this is KJSB & worked for The Ford Motor Company until I retired two years ago. Around 1980 the company promoted a scheme to purchases Ford Motor Company shares and I thought this would be something I would like to do as it would give me spending money when I retired. As I mentioned I am now retired and I have cashed…
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Credit Card Help
Please help. I have a Tesco credit card that has a balance of £4500. I was very naive with my spending and now I'm learning the hard way. I don't really understand credit cards and I'm looking to take out another one as I'm currently paying off nearly £50 a month in interest. Is it possible to get a 0% interest card…
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Credit Card switching - what are my options?
I have a credit card, and my 0% introductory offer is about to expire. I have £3500 debt on this card, and would like to switch this to a new 0% card. The problem I have is that I am applying for new cards (one new application every 3 months), and I am only being offered between £1000 to £1500 credit. My credit score is…
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How many balance transfer cards are advisable
Hi All, I'm looking for some advice on credit cards & balance transfer cards. As it stands ATM I have a Barclays Credit Card with a APR of 30% in which I owe £2250, I also have a Halifax Balance Transfer Card in which I owe £950, and the 0% balance transfer expires in December 2017. ATM I am trying to clear the debt on the…
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Stoozing
Hi! Does anyone know how hard it is to get the banks to lend you money, and what you have to prove?
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nationwide
- Get £200 if one of you is already a Nationwide customer. If you've a Nationwide FlexAccount, FlexDirect or FlexPlus account, you can refer your partner - if they then switch to one of those accounts (incl 2+ direct debits) within 90 days you'll both get £100, paid the month after the switch. Know more people who'd…
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Moving Credit cards after mortgage approved
Hi All, I'd like to move my debt (about £2.5K) from my current credit card to an interest free one which I have never done before so confused to start with Also on top my question here is we have just bought a home and moved in so my credit file has had soft and hard searches for the mortgage approved in December I am…
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Another +ve balance question
I've started this thread as I think a question I've asked at the bottom of this older thread won't be noticed and I want to check my understanding. Just want to check my understanding of this. If I get, for example, a Halifax BT card and want to transfer £3000 from my TSB card, I instead request a £6000 balance transfer…
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Mis Sold Windows
My Sister who is on Benefits was conned into buying double glazing at a cost of £9,000 for a very small property, at the time she was suffering with depression on medication and vulnerable,i have found out that the salesman arranged the loan, i have asked her to gather all the paperwork for me. Is there anything she can do…
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Barclaycard interest refund
Hi there I logged into my barclaycard to see a £4600 "interest refund" and quickly searched google for any news but nothing of recent Has anybody else had this before I call them. Thanks
