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Positive Balance On HSBC
If I did a balance transfer to a HSBC credit card and thereby gave it a positive balance, would they transfer the money to a current account or return it to the source? I have heard that MBNA and Capital One are good for this, but I can't find a thread saying if this is possible with a HSBC. TIA
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Balance Transfer to pay off Pay Day Loan
My son stupidly took out a payday loan for £1500 at 300% interest! I'm trying to find him a Credit Card that will accept his low credit rating (he has one default on his credit file, some 4 years old) AND pay off the loan. I've called a couple of providers who will only do a balance transfer from one card to another, not…
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balance transfer issues
Hi everyone I have transferred a balance from a Barclays card to a HSBC card on the 31 of March. the balance is already showing up on the HSBC card however it is still showing on Barclays card too. It is now 08th of April. When I first queried it HSBC, they said it might take up to 4 working days. It hasn't. So I rang HSBC…
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NEw to stoozing so what next?
I am just coming to the end of the interest free period on two credit cards (in a month or so time) and wondered what the best strategy is to continue to benefit from zero rates? Do, I pay them off, cancel the cards and apply for the next best 0% offer or transfer the balances to the longest free interest period? If I…
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Capital One standard PI
I Just got charged a STANDARD PURCHASE INTEREST £49.64 by Capital One VISA seems excessive to me , I use it in Italy every few months inc cash advances my question is what is this and is it a one-off annual charge
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Giftcard Fascism
Don't ever buy anybody a WH Smith Giftcard as a present. I went in 3 weeks ago to buy a Boots giftcard for somebody's birthday and wanted to use the WH Smiths giftcard to pay some of it with-they don't allow it! I then went to a different branch of WH Smiths yesterday to buy a book of 12 first class stamps, and they are on…
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Travelling to Thailand. Over the counter Prepaid Card
I am going thailand this weekend and I am wondering if I can find something other than the Post office pre paid card (I've read the reviews...its generally considered terrible). I should say I did register with revolut card but that won't arrive till monday (I am leaving on sunday). Alternatively, if no one has no…
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Watch out for GB Energy price hikes!!
I have just had email from GB wanting to put my monthly contribution up from £82 to a massive £149 - over 60% increase!!! There is no way my consumption has increased by this much and after an hour wait on phone I was told they had been instructed by OFGEM to increase monthly payts - what a load of rubbish!! GB had no…
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Cashback on Vanquis
I've applied for Vanquis credit card simply to get the £25 cashback. On 14/12, I received weekly offer email and apply on 16/12. Now I got the card, phone Vanquis, they said there is on such offer? Can anyone confirm if there is such an offer please and how to challeange Vanquis? Thanks Sue
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Nationwide card as mule?
Has anyone used a Nationwide card as a mule (putting it in credit by balance transfer and having the credit balance transferred to a current account)?
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Sending new 0% BT to old cc giving positive balance on old card
Is it possible to send the new 0% fee balance transfer cards credit limit (7k) to my old credit card 0% purchases card with a £2k balance leaving it £5k in credit and then withdrawing that £5k credit balance to my current account? My old 0% purchases card deal runs out soon so won't be able to rack up another £5k spending…
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Tjm
Am considering applying for AA credit card with upto 30 months 0% on spending - can i use this to pay off a loan?
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Whats the worst thing about Credit Cards
Am curious to know what the worst thing about credit cards is to different people? My guess is its the long time it seems to take back and the confusion around repayment amounts/rates. Any other thoughts?
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Overseas Spending
Sorry if I've got this on the wrong thread or something. I'm new to forums! Looking at credit cards which give free cash withdrawals abroad (eg Halifax Clarity). Appreciate the "free" is a bit of a stretch but as per MSE if you take cash out abroad then pay it back the same day using on-line banking, the interest barely…
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How do I change the payment options on my Amazon Account
I have three different credit/debits cards on record for my Amazon account. I use the Barclaycard credit card as the default card. Recently I got a new Barclaycard which I wish to make the default card, to replace the existing card. So I added it to my Amazon account. I then made it the card to be used for one click…
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euro's & Halifax credit cards
I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's. Martin says the Halifax is best for exchange,what did I do wrong?
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Is this 0% interest? First time applying for credit card
I'm applying for a credit card for the very first time and am a bit nervous about getting it wrong! I want to use it to pay for a holiday, and want to pay back with 0% interest. So I've applied online to Tesco and it looks as though I've been accepted. Trawling through the t&c's...and I'm obviously misunderstanding as some…
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Leaving and Rejoining Sky?
Was thinking of leaving Sky, then rejoining in my wife's name. to try and get a new joiner deal. Anybody tried this, or a variation of same?
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Beware Lloyds Bank and S75
I hired a barrister online under the Direct Access scheme to represent me in a civil dispute over double glazing. I had 14 day cancellation rights and, when I paid, I saw from the online terms that I was entitled to a pro rata refund. Three days before the trial, as it was obvious that the barrister still hadn't read the…
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Credit card standing order
Hi, My wife and I recently got a joint Sainsbury's 0% Credit card (she is the main named card holder), booked a holiday and I set up a token gesture standing order to help pay off the balance. When we returned from the holiday we decided to change the standing order to come out of our joint account. This I thought I had…
