Capital One standard PI

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I Just got charged a STANDARD PURCHASE INTEREST £49.64 by Capital One VISA
seems excessive to me , I use it in Italy every few months inc cash advances my question is what is this and is it a one-off annual charge
seems excessive to me , I use it in Italy every few months inc cash advances my question is what is this and is it a one-off annual charge
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You're charged interest on cash from date of withdrawal.
Why is it excessive?