Capital One standard PI

I Just got charged a STANDARD PURCHASE INTEREST £49.64 by Capital One VISA

seems excessive to me , I use it in Italy every few months inc cash advances my question is what is this and is it a one-off annual charge


  • zx81zx81 Forumite
    35.3K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's the interest on your purchases. You're charged interest when you carry a balance and don't clear in full.

    You're charged interest on cash from date of withdrawal.

    Why is it excessive?
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