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Stoozing Options
Would appreciate input re managing my cards for continued stoozing through 2017/18. Having started to utilise the 5% savings loophole last year I found myself running out of funds to be able to fully utilise my high interest regular savers and current account so decided to start stoozing to maintain the flow of funds into…
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Cart Bleue cards
I have been on holiday in France touring many times,Sundays are a nightmare as most manned petrol stns are closed .But the automated stns only accept Carte Bleue cards my wife and i have been helped out by outstanding locals, cash in exchange for use of their card when we are in the middle of nowhere .We have tried our own…
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Credit card for back-up
Hi, Can anyone tell me if you can get a credit card just as a back-up that doesn't charge you for having it but not using it or interest free if you you clear the bill in time. I have never had a credit card before and know nothing about them? Any advice would be helpful. Many Thanks, Bigfish94
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0% credit cards
I have 1 0% credit card but my husband and I still have one each that are at around 10k each I don't earn much so I can't get another card at 0% card but my husband details are on the first one, my question is, is there a limit to the amount of 0% cards you can have ?
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Next Card Account Number
Hi all, I've recently got a new credit card and in the name of debt reduction I'm wanting to transfer my Next account balance to it as a balance transfer however I need my account number. Which is where my trouble has started, when I contact Next they tell me that they don't provide the 16 digit account numbers for balance…
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Balance transfer a money-transfer balance?
Hi all, Quick question that you wise stoozers will hopefully be able to help me with! Basically, I just want to confirm whether I can transfer a balance built up by money transfer to another card and have it treated just like any other balance transfer. I.e. if I have a card with £4000 balance because of 0% money transfer…
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Commercial credit card balance
Hello! I've got credit card with £860 balance, I'd like to transfer it to my 0% Virgin card, but they won't let me. Is it possible to transfer commercial credit card balance on normal credit card? Any experience with it?
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MBNA Card, is it possible to ask to transfer in Credit balance to a current A/C ?
I still have capacity in my Lloyds Platinum CC with the limit of 12k where I get 0% interest on BT with low BT fee of 1.5% for 28 months. Currently there is less than £10 on my MBNA card. I am trying to maximize the impact of BT transfer, by transferring around £5,000+ to my MBNA card and save it into my 3% interest…
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Pay off stooze before mortgage app?
Hi All, I pan to move house next year and I currently have £9k on 0% interest offers split between 2 credit cards. In the eyes of a potential lender I can imagine this will ring alarm bells but I am purely using the debt for flexibility and to earn interest. I am frugal enough that I will always have an excess so the…
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Loan or 0% credit cards
Hi all, I have a dilemma I currently have roughly £10,000 between 3 credit cards and an overdraft. I would like to pay them off as quickly as possible. I'm not sure whether to apply for a loan (one application) too cover all debt or 0% cards (this may be multiple applications if to cover all debt) What would you do in my…
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Car loan ad Debt?
Can I do a 0% balance transfer on a car loan. I used to stooze back in the Egg mule card days. But I have lost all my knowledge and would appreciate some help.
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Halifax credit card and Lowell
Halifax has sold my old debt to Lowell despite me paying agreed amount by standing order to Halifax recovery team.. Not missed monthly payments. Lowell letter sent together with Halifax letter say they are happy with same amount but this will be reviewed in 6months is there anything I can do, not happy itcwas sold...I was…
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Impact of Stoozing on my credit file/credit worthiness?
I have recently opened two new credit cards, one 0% balance transfer and one 0% purchase card. I opened these to defer payments for purchases already made and future purchases for as long as possible so that I didn't run out of funds to fill my interest paying current accounts and regular savers. The balances on the cards…
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Paying off credit cards
Hi . Im new here , I have got a 3 credit cards which i would like to pay on my own . I have got a Barclays card with spend just over 3000£ lloyds 1500 and tesco 1200 , Tesco still 0% till march for the other two I pay APR . I would like to start paying them off in a sensible way . Should i concentrate on paying as much as…
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Questions about stoozing
Hi all, I had a few questions about stoozing. I reference Virgin Money's 30 Month All Round Credit Card, but mostly my questions are about stoozing in general, using any of the UK's 0% credit cards. Regarding balance transfers (Balance transfers are 0% for 30 months then 20.9% p.a.) 1. Am I right in thinking that I can…
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Advice about Halifax Credit Card
I have just taken out a "Halifax credit card" with 25 months at 0% with no balance transfer fee. Also it includes 4 months 0% interest on all purchases. For the first 3 months I am hoping to pay minimum monthly charge on the purchases and balance transfer amount. Then in month 4 pay the full outstanding amount for all the…
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Credit card 'layaway'
This evening my Santander credit card failed to work in the machine three times in M&S and then the cashier started ringing the bell for a supervisor. When the supervisor arrived the cashier announced that it was a 'layaway.' The till even produced a ticket with Layaway printed on it. The cashier and supervisor then gave…
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Money transfer too make mortgage overpayment
Hi all Am always pondering ways to save money - was wondering if you had any thoughts on using a 0% money transfer from a credit card (with a low fee) to make an overpayment on a mortgage? Thanks LYM
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Prepaid Incentive Card
Has anyone had any luck getting an expired prepaid incentive card from SKY renewed or vouchers to replace I was going to use it for Christmas but just realised it expired in June :-((((((((((((((
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New stooze
Hi. Newbie to stopping but not mse and confident with finances Im thinking of having a go. Start of very small. And see how it goes. I've got to credit but until im setup I'd only use existing credit . I have a limit of 9100 on a Barclaycard. I've got an offer of 0℅ interest for 1.9 fee. Money transfer. Until June 17 ( 6…
