euro's & Halifax credit cards

I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander
bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's.
Martin says the Halifax is best for exchange,what did I do wrong?

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Name Dropper First Post First Anniversary
    You accepted the overseas bank's exchange rate/fee, rather than letting Halifax do the conversion.


    Next time read the message on the ATM screen. The option you want, on a Santander ATM, is "without conversion". The other option (ie "with conversion") works out the GBP amount for you and displays it on screen.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    Combo Breaker First Post Newshound!
    Also not a good idea to 'put' money onto a credit card in advance to spend. Putting the account into credit may breach terms and conditions.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    Combo Breaker First Post Newshound!
    mogsey14 wrote: »
    I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander
    bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's.
    Martin says the Halifax is best for exchange,what did I do wrong?
    Please can you let us know the location of these ATM's giving such fantastic rates?
  • phillw
    phillw Posts: 5,593 Forumite
    First Anniversary Name Dropper First Post
    Ben8282 wrote: »
    Please can you let us know the location of these ATM's giving such fantastic rates?

    I think he meant per one hundred pounds. If there was an ATM giving out 103 euros per pound then we'd all be flying there.
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