-
Credit card USA....
Looking for recommendations for credit card or alternative for use in America. Heading to New York/Vegas for a week in April. Not sure whether to go for a travel card or interest free card....
-
paying Very catalogue using a Credit Card
I was wondering if I could pay off my Very catalogue using my Capital One CC, as this way I can have the cash sitting in my high interest account for an extra month? Would this be classes as a purchase? Chris
-
proper planning prevents poor performance
Hi, before anyone asks, I know I've got ages to wait, but 'proper planning prevents poor performance' I started my 1st steps to Snoozing recently and applied for a Money Transfer card with MBNA, I got £3000 interest free for 24 months, the money came in today and I've transferred it straight to a recently opened TSB…
-
CPCS Card
sorry - deleted message. (can't delete the post)
-
How long should I keep my credit card?
Just applied and been approved for a capital one credit card at 30 something% Apr with a £400 limit and chose to pay off in full via direct debit. I plan to use this card purely to buy something that I have the funds for then pay it off in full to build credit and just in case for emergencies. How long should I keep this…
-
moving in
My girlfriend has rented out her flat and moved in, should I ask for some of her rent ?
-
House of Fraser mastercard con?
I recently took out the House of Fraser Mastercard (HOF) because they had a good deal for some furniture i wanted if i took out the card and i thought getting points on my day to day shopping is better than nothing. Anyway i go to check my points balance today and it says 68 points...it should be 178 from HOF alone and…
-
Whether to state that I want to transfer a balance on application
So I have a credit card that had interest free purchases which ends middle of October so I am looking to apply for a new balance transfer credit card soon. I have around £2800 of debt on the card. When I apply for the new CC, if I state that I am looking to transfer a balance of £2800, will this affect my liklihood of…
-
Pyying debt / Mortagge on 0% CC
Sorry - I am new to stoozing . Can you pay off debt or mortgage payments with a 0% purchases card? My GF is hoping to make a final settlement offer this year but we were hoping on using a 0% purchases card to do this. Does anyone else make overpayments on mortgagees by stoozing? Scoops
-
credit card novice- have I understood everything right?
I'm considering getting a credit card but want to be absolutely sure I have understood how they work before proceeding as do not want to get stung. My bank has cleared me for one so eligibility is fine. They will assess the amount of credit I can get. Now here's where I get confused. It's 0% interest for 12 months so you…
-
Arrangement to Pay....
Hi all, I'm a newbie so be gentle. :) Does anyone know if there are any general legal terms for an Arrangement to Pay? i.e. does it have to be reviewed after a certain length of time? I had a couple of AP's back in 2012, with Barclaycard and Capital One - both of these lenders agreed reduced payment and froze the interest…
-
Transfer?
My ex owes me a substantial amount. He informs me that he can't pay it back in cash (unless I have a little bit each month but it will take a while to pay it!) He's suggested transferring my CC debt (which I pay back IN FULL every month) on to his 0% CC and that would take out nearly half of what he owes I'm tempted as he…
-
Bank account and credit card package
Hi, I am very happy with my current bank account (HSBC prem) and have an amex platinum every day card which seems to be the best cash back card. I was wandering if anyone knew of a bank account I could put say 1k in a month with an associated credit card that would give me any better cash back and be able to be used in…
-
Advice on improving credit rating whilst studying
I have just been refused a career loan from Barclays (i bank with natwest) due to my credit scoring. I only ever got one loan out (student loan) which when i can i pay off (as the legal terms state above 21k etc) I currently live in my overdraft and don't earn enough to live off, pay rent and pay off overdraft. Banks…
-
Short Term Financing
Hi, So I have a question if I may please. In the next month or so I need to source £2500 for a rental deposit. Following which (subsequent month or two) I will receive back a similar amount from my previous rental deposit. What ideas do people have about short term financing to pick up the gap in financing please?…
-
Stoozing - what can I pay/buy with the c/c
Have came across this "term" recently and am interested. so my question is; if I applied and received a 0% c/c what can I pay/buy with this, on reading it is everything you buy (shops/internet etc) but am more interested in the bills you can pay with it, eg house council tax, elec,gas, etc and especially a bill I have…
-
Eliminating minimum payments
I have 2 stoozes running at the moment, 0% deals with Virgin and MBNA for 37 and 34 months, approx £6k each, all good. However, as we know, unless you have enough money out of your surplus cash to pay the minimum monthly payments, then the stoozed balances get gradually eaten away by the minimum payments.(in this case 1%,…
-
BT to a debit card
Anybody tried putting in a debit card number when doing an online BT?
-
Opus - anyone on here worked for them?
In September 2011 Opus closed my account but didn't tell me about it. I'd had a 5.9% APR for life of balance promotional rate, which they did in fairness honour after closing my account. If you work / worked at Opus, or experienced something similar, did they selectively close a lot of accounts in or around September 2011?…
-
Lloyds Avios cc
I have one of the original Avios cards and do not pay a yearly fee. I have just taken advantage of their latest balance transfer for existing customers 0 percent for 18 months with a 3 percent fee. However they refund 50 percent of the fee within 30 days. Also you can transfer any balance even ones on a Halifax cc and the…
