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Amex cashback
I was about to sign up to the Amex Everyday credit card. When I download the t&c it says... on the first day you make a purchase of £1200 and do not make any further transactions. I did not proceed but wonder if i am misunderstanding something. I wanted to use my card to pay for a holiday but I dont understand why they are…
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Help/Guidance Needed : Problem with Courier Company
Hello, I am new to this forum and am looking for some sound advice. I had to contact the manufacturers of some specialised work equipment that I own that was in need of a repair. They are the only people that I can use as they are the makers and only repairers. They hold the account with the couriers but I had to complete…
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Money transfers to Barclay card 3 year 0%.
Help! I have transfered a credit card balance to my new Barclay card, fine.I also wanted to transfer a Store Card balance, but this business is affiliated with them, so no go! I had a thought but don't think it would be allowed, so I'm on here to check, could I use he original card I did a balance transferr with to pay off…
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First time Stoozing - advice?
Hiya, I’m confusing myself. Can someone help? I’ve recently had to use some money out of my TSB savings account (which was nearly at £2k) and have also now got a CC (0% balance transfers for 24 months providing I move them within 60 days of account opening and also I have 6 months 0% on purchases) credit £5700.00 I have:…
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Pay off loan with credit card
As title suggests, can it be done? Would it be stoozing - the free cash would be the saving of cash that would have been paid in interest of the loan? Would it be a balance transfer or a purchase? Could it be a way or reducing debt if the card is 0%? Open topic for debate - possibly a stupid idea, or genius discovery - or…
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0% balance transfer 36 months Barclays
Hi just taken a out a Barclays credit card 0% balance transfer card for 36 months I have two credit cards and a catologue I want to consolidate some of my outgoings so my plan is two transfer the two cards over then I wanted to reuse my highest credit card to pay off my catologue Bill and do another balance transfer ?…
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0% for existing customers
I`ve come to the end of my 0% period on my tesco card so want to move the balance, rather than take a new card I want to use one of my existing with the best deal. I have Halifax and Barclay cards with a balance on and a Virgin with no balance, my Halifax gives me 12 months but I`m up to my limit, what would be my best…
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FirstDirect 25 pounds CC incentive.
Just in case anyone's missed it FirstDirect are offering their current account customers 25 pounds to take/use their credit card. Offer closes 10th May. Go to FirstDirect's website and click on 'Our credit cards' for offer details. Sorry can't load direct link as I'm still a new user.
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Barclaycard halved my interest
I've just had a 6 minute phone call with Barclaycard. I thought I'd ring and ask if they could lower my interest rate. No questions asked, they reduced my rate from 18% to 9% for 2 years. Easy!
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Credit limit and 0% APR Query
sorry close thread, wrong setion
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Looking into Stoozing...have I got my sums right?
After seeing some the the thread re stoozing i though i was missing a trick...but having looked at our current deal i'm not sure i am, or am i missing something. We have an old Tesco Platinum Clubcard CC, which gives 1 point for every £2 spent (outside Tesco) and more for in (but we're Aldi converts now!!) On average we…
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Punished for stoozing?
With some major purchases in mind I decided to stooze on the 0% halifax credit card. I've loads of trouble with the card which initially didn't work at all, and now will only work when I don't have to put in a pin. I've had the card for 5 or 6 months, I've made my purchases, I pay off the minimum every month. There is…
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Transfering money abroad in another currency using credit card
I'm curious to know if anyone has tried exchanging money to a foreign account using a 123 santander credit card on low fee services like transferwise and if so were you charged any fees by santander?
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deleted
Deleted as was posted in the wrong section
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Anyone stoozing outside of the UK?
Has anyone tried stoozing outside of the UK? My stooze book is roughly ticking over as much as the UK system affords and I'm thinking about what other opportunities may be available outside the UK. First thoughts are language barriers, residential status requirements, getting a credit history established, credit cards -…
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Tesco credit card
Hi, I have a Tesco Mastercard and just received an email from them offering "0% interest on balance transfers for up to 14 months (2.99% fee)". I would like to take up this offer but the email also says "You will still be charged interest on any purchases you make, even if you pay off the full purchase balance each month".…
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Paypal and bank accounts
Have just signed up for Paypal on my credit card but why are they trying to force me to have payments tsken by default feom my bank account?
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cash from credit card
I spend £400-500 per month, online shopping, fuel, groceries, can I make cash from a credit card? How much?
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Paying student loan on interest free credit card
Has anybody thought about the benefits of paying off your student loan with a credit card (either on 0% purchases or a reward card i.e. cash back then transferring to 0% balance transfer). Could avoid the 1.5% interest and possibly make some cash back too?! With nearly 3 year interest free deals, might be worth it as long…
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Best reward card with low income
Hi There, I have a capital one card that has been paying me 1% on all purchases which they have just reduced to .25% :( I have pretty much no income atm as a single father so can anyone recommend a cashback card to switch to that might actually accept my application or should I stick with what I've got? Thanks all! Ben
