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Trying to understand interest free periods
Hi there all. I have read up on this subject of interest free credit cards but I am confused on one point. I have had a Lloyds Platinum credit card for almost a month now. According to my statement the interest free period is "Maximum 56 days for purchases if you pay the full balance shown on your previous and current…
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stoozing
Hi all I have just opened a Santander 123 account i have a decent amount of money i have read all the pros and cons im very good with my money and i wanted some of you kind peoples advice on stoozing. I have just received my 23 month in interest free credit card from Santander 0 percent balance transfer and cash back on…
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Am I Addicted to Stoozing?!
Agrrr! I plan to get a mortgage next year so intended to pay off and close my 0% cards as the deals expired over the next few months. So much for that - a late night application to Lloyds and I've ended up transferring the lot to a new card. I think I've come to see the money in my savings accounts as my money and I don't…
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stoozing
Hi all I have just opened a Santander 123 account i have a decent amount of money i have read all the pros and cons im very good with my money and i wanted some of you kind peoples advice on stoozing. I have just received my 23 month in interest free credit card from Santander 0 percent balance transfer and cash back on…
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Halifax clarity credit card.
Hi, I have just signed up for the subject card as I am going on holiday fairly soon as I wanted to get max value for money changing. Ok here's the question...? I will obviously spend money on holiday....arrrgh...lol:rotfl: and I plan to take it out of an ATM over there using the Credit Card. So should I pay the money to…
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Balance transfer from someone else's card?
Is it possible to transfer a balance from someone else's card? Does the card company making the payment (receiving the balance) pass the cardholder's name to the card company receiving the payment or is it only the card number that's passed over?
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Credit Card or Interest Free Credit
What is better for me for a £1600 purchase? Apply for a new credit card with the post office 25 month interest free or the company is offering 12 month interest free credit? I can afford the repayments over both durations. Which is best option? Is there any benefit one over the other or does one effect my credit rating…
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New card or balance transfer?
I currently have one credit card with a £500 limit that I've had for about 3-4 years. It has a balance of £40 which will be paid of in full early next month via my DD. I've been looking into getting a new card with a higher limit and 0% interest on purchases for 12months+. My questions are: Should I apply for a new card…
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i CANT USE THE ELIGABILTY CHECK
Hi can anybody tell me how to use the credit card eligibility balance transfer on this website, I have put in my address a thousand times and it just keeps coming back confirm the address!!! confirm the address where/ I have looked all over and I cant see anything to confirm .can someone help me please
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Payment Reimbursement
Re: Reimbursement of the Payment – the structure and service renderednot matching description of the agreement. Hello, I would like to explain the reasons for reimbursement of mypayment of poor workmanship rendered. At the end of May 2014, we signed an agreement for 13 treadssolid oak staircase. The full quote for…
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TSB Platinum
Hi, I'm quite new to stoozing but have already got most interest free no balance transfer fee cards. Looking to get my next one and TSB have a platinum card with zero fee for bank customers. My plan was to open a current account and apply for a card. Anyone got any experience of TSB credit cards and likelihood of a decent…
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How can you stooze and earn interest if their is a balance transfer fee?
Im finding the maths a bit hard as all cards have a balance transfer fee.
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Paying for freehold with money transfer card?
Hi, I wanted advice. I need to buy the freehold to my flat, so that I can then sell the flat at a better price. I have some of the money to buy the freehold, but need a further £10,000. Can I get 2 money transfer cards, hopefully at a rate of 1.7% for 24mths and borrow the £10,000 on these & then pay it back within the…
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Virgin Amex wont credit miles
Dear All I took out a Virgin Amex Black card in January on the promise of 18500 airmiles plus a bonus of 6500 miles if I spent £3000 in the first 90 days. Well I actually spent £7700 in the first 90 days but have not received the bonus despite a long exchange with their customer service department. I keep getting the…
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Money taken from my account.
In October 2014, I bought a few items from "Fabletics" this registered me as a VIP. Each month since I have had £44.00 deducted from my credit card which I have only realised this month - June 2015. It amounts to a total of £308.00. I am sent an email each month that lets me "skip the month" between 1st and 5th of the…
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Amex cashback
I was about to sign up to the Amex Everyday credit card. When I download the t&c it says... on the first day you make a purchase of £1200 and do not make any further transactions. I did not proceed but wonder if i am misunderstanding something. I wanted to use my card to pay for a holiday but I dont understand why they are…
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Help/Guidance Needed : Problem with Courier Company
Hello, I am new to this forum and am looking for some sound advice. I had to contact the manufacturers of some specialised work equipment that I own that was in need of a repair. They are the only people that I can use as they are the makers and only repairers. They hold the account with the couriers but I had to complete…
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Money transfers to Barclay card 3 year 0%.
Help! I have transfered a credit card balance to my new Barclay card, fine.I also wanted to transfer a Store Card balance, but this business is affiliated with them, so no go! I had a thought but don't think it would be allowed, so I'm on here to check, could I use he original card I did a balance transferr with to pay off…
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First time Stoozing - advice?
Hiya, I’m confusing myself. Can someone help? I’ve recently had to use some money out of my TSB savings account (which was nearly at £2k) and have also now got a CC (0% balance transfers for 24 months providing I move them within 60 days of account opening and also I have 6 months 0% on purchases) credit £5700.00 I have:…
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Pay off loan with credit card
As title suggests, can it be done? Would it be stoozing - the free cash would be the saving of cash that would have been paid in interest of the loan? Would it be a balance transfer or a purchase? Could it be a way or reducing debt if the card is 0%? Open topic for debate - possibly a stupid idea, or genius discovery - or…
