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denplan
I believe I was miss sold Denplan by my dentist that was at the time for my children at the age of 4 and have paid it monthly till last month when I stopped the plan. The kids are now 8 and 11 and I took one of them yesterday to the dentist and there was no charge as its free for under 12s! so I have been paying a monthly…
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Should i be stoozing?
Hi, Sorry because this seems silly. I have a CC (Natwest) - it was 0% with cashback, its now not 0% but i'm paying off in full. What I have been doing is using my card for every day spending - gaining the cashback from quidco and Natwest - and paying card off every month. I have 4 bank accounts: TSC Classic Plus (Savings -…
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What would you do with debts?
Hi All, I hope this is in the correct place. We currently have £9,000 on a 0% credit card until November this year and we are saving (which we will achieve) to clear this in full at this time. However, I have just be accepted for a Barclays Platinum CC with a £14,900 credit limit and the 35 month 0% BT rate. So what I want…
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I'm a stoozer but have run into problems I'd like help with please
I have used 0% credit cards for over a decade to put money into my bank to offset my mortgage. In Nov, I repaid the last debt and found a 32mth 0% deal with MBNA ( on this site of course) at 2.6% fee. I set up the card and went online to transfer the available credit balance to an empty credit card - First direct Gold.…
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Holiday on credit card - free money?
Hello I am trying to book my holiday on my credit card, I have a Lloyds card with an interest free period. Is there any other way of paying for this holiday without paying the 2.5% charge that my travel agent wants to levy for paying on a credit card? Any other cash flow assistance or other cards that will allow me to get…
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NatWest Your Points; Are they the worst value
I was amazed to find that when you have to collected 10000 Your points they are only worth £50. Are they the worst value Credit Card?store Card freebie in percentage terms on what you spend.I know it is something for nothing but is doers seem a very mean return
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Credit Card cashpoint withdrawal over limit
Hi, If you withdraw money from a cash machine using your credit card and you went over your credit limit amount on the card would the credit card get refused or would it go over and give you the money?
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Halifax offer
I've just been offered 18 months balance transfer 0% with 3% fee but half fee refunded after 30 days so approx. 1% per annum. Looks like my stooze pot will carry on for a bit longer...
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Balance Transfer Basic Question
Hi, I've just got my first credit card so I'm new to this and have a basic question. What exactly is a balance transfer? And why is it a good thing? I can see the reason for it if you are paying a high rate of interest on an existing cc and want to do a balance transfer to a cheaper one. Say, if you're stoozing though, so…
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0% Santander Credit Card
I have £800 left to pay on this card and the 0% runs out In March. I also have a Tesco Card with 0% on purchases for 19 months owing £1000 I would like to put them together on one card. Does anyone know a good deal as I don't think Tesco will allow me to transfer the £800 onto theirs. It would make things simpler to pay…
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Stoozing Query
Hello All, I have a quick question to ask in relation to Stoozing. I am completlely new to the concept, however I have read the MSE article on it and don't some general research. My question is this, Martin Lewis advises to put all current spends onto a 0% interest credit card, however if such a card was taken out is it…
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Cc disaster
Hello all first post... I've been somewhat of :mad:a bury the head in sand type as far as money and want to share something here. I got a letter from Santander saying my credit card was over the balance. In fact 5k worth. I phoned to check they said mistake ignore letter and I was relieved for all of 5secs. He meant they…
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123 Rotating Credit Facility?
Just got the 123 CC with 23 months balance transfer, which seems to be for the life of the offer, ie no 'must be transferred within xx days of opening'. Does this mean that the card can be topped up with balance transfers from other cards that have this time limit and the credit limit re-sets itself for subsequent stooze…
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flight delay
In july 2007 I was delayed on a Thomson flight for 25hrs .But I don't have any flight details ,how can I find the details.
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Santander 123 in-credit tolerance?
I was offered a Barclaycard on my Barclays account log in, despite already having only just taken one out a few months ago. I was accepted today. At a £7.2k balance transfer limit I'll struggle to transfer an average 123 spend of £2k per month in the 60 days allowed for such. I've had up to £500 in-credit before with no…
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stoozing site
anyone else struggling to login? it is saying my username/password is incorrect:undecided
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Can I pay a out standing loan with a credit card?
Had a loan of £7500 over 3years I'm about 18months in. out standing is about £3500ish not phoned for settlement fee yet the rate is only 5% I'm sure they will charge me a months interest... But just wondering if it pos to put this debt on a 0% card 12-24months fee free or a small fee. I understand that I could do cash…
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Santander credit card query
I currently hVe a santander credit card with the 123 account , I've only had this since October this year , they've just brought out another santander 123 credit card with 23 months 0% on balance transfers. , would I be able to also apply for this card although injsbe one but on the account but that's only for purchases
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Can a credit card make a payment automatically, i.e. like a direct debit?
Hi I want to use a credit card to pay my council tax every month. Can I set it up to do this automatically or have I got to remember every month? Thanks Sally
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Liquidators/ credit cards
Hi . A sewing class I had paid for in advance has gone into liquidation. I paid £100 on my credit card and have started the process to claim it back , but I have been told by a friend that the liqidators can take the money off me and put it into the company's assets. Does anyone know if this is right please . If so is it…
