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Holiday on credit card - free money?
Hello I am trying to book my holiday on my credit card, I have a Lloyds card with an interest free period. Is there any other way of paying for this holiday without paying the 2.5% charge that my travel agent wants to levy for paying on a credit card? Any other cash flow assistance or other cards that will allow me to get…
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NatWest Your Points; Are they the worst value
I was amazed to find that when you have to collected 10000 Your points they are only worth £50. Are they the worst value Credit Card?store Card freebie in percentage terms on what you spend.I know it is something for nothing but is doers seem a very mean return
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Credit Card cashpoint withdrawal over limit
Hi, If you withdraw money from a cash machine using your credit card and you went over your credit limit amount on the card would the credit card get refused or would it go over and give you the money?
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Halifax offer
I've just been offered 18 months balance transfer 0% with 3% fee but half fee refunded after 30 days so approx. 1% per annum. Looks like my stooze pot will carry on for a bit longer...
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Balance Transfer Basic Question
Hi, I've just got my first credit card so I'm new to this and have a basic question. What exactly is a balance transfer? And why is it a good thing? I can see the reason for it if you are paying a high rate of interest on an existing cc and want to do a balance transfer to a cheaper one. Say, if you're stoozing though, so…
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0% Santander Credit Card
I have £800 left to pay on this card and the 0% runs out In March. I also have a Tesco Card with 0% on purchases for 19 months owing £1000 I would like to put them together on one card. Does anyone know a good deal as I don't think Tesco will allow me to transfer the £800 onto theirs. It would make things simpler to pay…
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Stoozing Query
Hello All, I have a quick question to ask in relation to Stoozing. I am completlely new to the concept, however I have read the MSE article on it and don't some general research. My question is this, Martin Lewis advises to put all current spends onto a 0% interest credit card, however if such a card was taken out is it…
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Cc disaster
Hello all first post... I've been somewhat of :mad:a bury the head in sand type as far as money and want to share something here. I got a letter from Santander saying my credit card was over the balance. In fact 5k worth. I phoned to check they said mistake ignore letter and I was relieved for all of 5secs. He meant they…
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123 Rotating Credit Facility?
Just got the 123 CC with 23 months balance transfer, which seems to be for the life of the offer, ie no 'must be transferred within xx days of opening'. Does this mean that the card can be topped up with balance transfers from other cards that have this time limit and the credit limit re-sets itself for subsequent stooze…
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flight delay
In july 2007 I was delayed on a Thomson flight for 25hrs .But I don't have any flight details ,how can I find the details.
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Santander 123 in-credit tolerance?
I was offered a Barclaycard on my Barclays account log in, despite already having only just taken one out a few months ago. I was accepted today. At a £7.2k balance transfer limit I'll struggle to transfer an average 123 spend of £2k per month in the 60 days allowed for such. I've had up to £500 in-credit before with no…
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stoozing site
anyone else struggling to login? it is saying my username/password is incorrect:undecided
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Can I pay a out standing loan with a credit card?
Had a loan of £7500 over 3years I'm about 18months in. out standing is about £3500ish not phoned for settlement fee yet the rate is only 5% I'm sure they will charge me a months interest... But just wondering if it pos to put this debt on a 0% card 12-24months fee free or a small fee. I understand that I could do cash…
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Santander credit card query
I currently hVe a santander credit card with the 123 account , I've only had this since October this year , they've just brought out another santander 123 credit card with 23 months 0% on balance transfers. , would I be able to also apply for this card although injsbe one but on the account but that's only for purchases
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Can a credit card make a payment automatically, i.e. like a direct debit?
Hi I want to use a credit card to pay my council tax every month. Can I set it up to do this automatically or have I got to remember every month? Thanks Sally
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Liquidators/ credit cards
Hi . A sewing class I had paid for in advance has gone into liquidation. I paid £100 on my credit card and have started the process to claim it back , but I have been told by a friend that the liqidators can take the money off me and put it into the company's assets. Does anyone know if this is right please . If so is it…
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credit cards
Icant seem to get a credit card although i am totally upfront in my applications about my financial situation and bad credit score. I :was wondering if anybody could advice me how to rebuild my credit I have learnt from my previous mistakes and would like somebody to have enough faith in me to give me a credit card. I…
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How much free credit have you got?
Just wondering how much O% credit people have managed to accrue. I hadn't really worked it out until recently but we (my wife and I) have £55000 on 0% purchases and £15000 on balance transfers. (2% and 2.69% fee). This offsets my mortgage and funds various savings accounts. Would be interesting to know how far banks would…
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American Express extra cashback offers
Not sure if everyone is offered this but American Express is offering me extra cashback deals for certain purchases - if you have one of their cards it could be worth checking your account; I can see £5 cashback on a £25 spend at Bella Italia, £10 off £100 at Costco, £100 off £699 at Dell,£10 cashback if I spend £50 in…
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123-REG Insecure email Passwords
I have a 123-reg account with email and website. I became aware over a number of calls to them over the past few days that 123-reg operators can see customers passwords in full! They say this is only the email account passwords, however, as most people use either the same/similar passwords or password system (for…
