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Credit reference Search???
I clicked on the home page "Credit Card Eligibility Checker" and within a minute I have a search result for Money Saving Expert on my Experian Credit report????? I havent even applied for any cards or filled in an application form even though it states on the web page that it would be added to my credit referance!…
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super balance transfer (SBT) card?
Are there any of these left? I had the old Egg card many years ago and could use that to transfer a positive balance to my current account with no fee. There must be a card still available which allows this?
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Slow stoozing - next steps
Hi, I have an offset mortgage and have been slow stoozing for the last few months on a Santander card. I am now approaching the credit limit of the card (have DD set up for minimum) and have the full balance in one of my offset aaccounts. There is over 12 months til end of 0% and I decide next steps - pay off /BT Am…
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curious as to how much im actually saving
Hi all, managed to get my first 0% for 19 months and just curiousas to how much im actually saving while earning 3% interest in the 123 acc not paying off the balance on the CC. will be spending £600 on a new PC this month, along with my outgoings of £250-300 per month until i max the card out all will be put onto this…
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Debit card charge
Sorry if this is in the wrong section couldn't find where to post! Just a quick question really.. went to a restaurant today and was charged to use my debit card? seemed a bit odd just wanted to check if this was allowed? I would understand if it was a credit card.. no warnings on the menu or anything only discovered it…
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stoozing.com calculator replacement
Hi, When last shopping around for 0% cards, the stoozing.com website was excellent. It contained all of the current credit card offers, and you could simply enter your balance and savings account rate details and it would show you a list of all the current offers with estimated profits/losses against them - made choosing a…
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MBNA Card?
Hello all I am just after a bit of advice please. My current debt is as follow.... Credit Card 1 = £2122.65 (18.9%) - I pay min £50 a month Credit Card 2 = £6775.72 (0%) for 28 months - I pay min £146 a month Loan = £5326.38 (9.4%) 29 payments left !!! - £181 I would like to get my monthly payments lower and STOP paying…
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Reclaim?
Hi everyone. in November last year I purchased some insurance through a broker and my insurer went bust. This meant after paying upfront I was insured for only 11 months, not 12. Could I make a claim here on my credit card for a refund? if so for the month only or the whole amount? Many thanks
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Pointless rant
So stoozing sounds such a good idea. I have a lot of expenditure coming up, halifax offer a O% purchase credit card! what could be simpler? Well first, despite having more than one account with halifax, they nevertheless want me to go through all the money laundering palaver, all over again. This may be because they have…
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£15K 0% purchases for a year but must be done in 2 months. Ideas?
As title really. Card has a £15k limit and it has a 12 month 0% offer on purchases but they must be made by the end of November. I have 2 new 5% current accounts as has OH so I'd really like to use the cc and keep the equivalent amount in these accounts for a year, but I'm struggling to see how I can spend big in 8 weeks.…
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Advice about 0% credit cards
Hi, I am slightly naïve about how stoozing works. I am planning on having a conservatory built in the next few months. I have the majority of the money saved for the work. However I am currently £5000 short of the total and the company do not have any finance offers. My plan is to take a 0% purchase credit card out and…
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regulating solicitor behaviour
Hello Can anyone please help me- i am writing in connection with my elderly mother (85) who suffered very bad injuries (multiple fractures) and was in intensive care following being hit by a revolving door in a well known builders centre. The case was taken on by a solicitor who has successfully negotiated a compensation…
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New card but unsure if transfer will be done automatically?
I've just opened a pair of new accounts: MBNA for the 0% transfer to current account option, and Tesco for the 0% BT option. Object is to have cash in a high interest account, all at 0% with no fees. During the MBNA application, it asked if I wanted to do a BT and if so, where to. I selected current account from the…
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Credit cards in credit
I have just been told by Nationwide that I can't keep my credit card in credit. One might wonder why anybody would want to do this. I live alone, am elderly, and if I were to be admitted to hospital or in some other way be unable to settle my monthly account I want sufficient funds there to cover my purchases. If I were to…
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Tesco 0% Transfer Fee? Don't think so!
Just applied for the new Tesco Card offering 0% transfer fee only to be informed at the end of completing the application that a 2.8% transfer fee will apply. Went back out of the site and re-applied, thinking I must have clicked the wrong buttons, only to be told that I cannot apply now for a further six months! Every…
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getting credit help
Please help My 20 year old Daughter lives at home as been in full time work with the same company for 3 years. Has 2 mobile phone contracts never defaulted on a payment . Wants to build her credit up. But keeps getting declined she has tried bank credit card. A store card and even spoke to the bank again!today!to see if…
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passport renewal
Help please anyone. I was cut up in the backlog of passport renewal and I had paid for my girls to go on a school trip. Unfortunately, their passport failed to come back before the trip and was unable to go. Now the school is not willing to refund the money:( Is there anything I can do? Many thanks.
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easiest credit card to successfully apply for
I have a debit card, but in order to make an online US visa waiver application I have to use a credit card. Can anyone tell me which credit card company is the least strict in terms of deciding whether an applicant will be given a credit card? I am afraid of not getting the credit card and then I am stuck. I look forward…
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Pensions
Can anybody help me with pension enquiries. I have just finished work but cannot claim my state pension till July 2015. I have a small private pension I can claim now - should I?
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Stoozing vs 0% on purchases
The traditional method for stoozing is to find a credit card that transfers balance to current account allowing you to move this capital so it earns or saves you money. But with balance transfer fees taking a slice of any future profit is this the best option? Some 0% on purchases are as long as 20 month now. If you spend…
