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Debit card charge
Sorry if this is in the wrong section couldn't find where to post! Just a quick question really.. went to a restaurant today and was charged to use my debit card? seemed a bit odd just wanted to check if this was allowed? I would understand if it was a credit card.. no warnings on the menu or anything only discovered it…
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stoozing.com calculator replacement
Hi, When last shopping around for 0% cards, the stoozing.com website was excellent. It contained all of the current credit card offers, and you could simply enter your balance and savings account rate details and it would show you a list of all the current offers with estimated profits/losses against them - made choosing a…
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MBNA Card?
Hello all I am just after a bit of advice please. My current debt is as follow.... Credit Card 1 = £2122.65 (18.9%) - I pay min £50 a month Credit Card 2 = £6775.72 (0%) for 28 months - I pay min £146 a month Loan = £5326.38 (9.4%) 29 payments left !!! - £181 I would like to get my monthly payments lower and STOP paying…
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Reclaim?
Hi everyone. in November last year I purchased some insurance through a broker and my insurer went bust. This meant after paying upfront I was insured for only 11 months, not 12. Could I make a claim here on my credit card for a refund? if so for the month only or the whole amount? Many thanks
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Pointless rant
So stoozing sounds such a good idea. I have a lot of expenditure coming up, halifax offer a O% purchase credit card! what could be simpler? Well first, despite having more than one account with halifax, they nevertheless want me to go through all the money laundering palaver, all over again. This may be because they have…
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£15K 0% purchases for a year but must be done in 2 months. Ideas?
As title really. Card has a £15k limit and it has a 12 month 0% offer on purchases but they must be made by the end of November. I have 2 new 5% current accounts as has OH so I'd really like to use the cc and keep the equivalent amount in these accounts for a year, but I'm struggling to see how I can spend big in 8 weeks.…
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Advice about 0% credit cards
Hi, I am slightly naïve about how stoozing works. I am planning on having a conservatory built in the next few months. I have the majority of the money saved for the work. However I am currently £5000 short of the total and the company do not have any finance offers. My plan is to take a 0% purchase credit card out and…
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regulating solicitor behaviour
Hello Can anyone please help me- i am writing in connection with my elderly mother (85) who suffered very bad injuries (multiple fractures) and was in intensive care following being hit by a revolving door in a well known builders centre. The case was taken on by a solicitor who has successfully negotiated a compensation…
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New card but unsure if transfer will be done automatically?
I've just opened a pair of new accounts: MBNA for the 0% transfer to current account option, and Tesco for the 0% BT option. Object is to have cash in a high interest account, all at 0% with no fees. During the MBNA application, it asked if I wanted to do a BT and if so, where to. I selected current account from the…
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Credit cards in credit
I have just been told by Nationwide that I can't keep my credit card in credit. One might wonder why anybody would want to do this. I live alone, am elderly, and if I were to be admitted to hospital or in some other way be unable to settle my monthly account I want sufficient funds there to cover my purchases. If I were to…
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Tesco 0% Transfer Fee? Don't think so!
Just applied for the new Tesco Card offering 0% transfer fee only to be informed at the end of completing the application that a 2.8% transfer fee will apply. Went back out of the site and re-applied, thinking I must have clicked the wrong buttons, only to be told that I cannot apply now for a further six months! Every…
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getting credit help
Please help My 20 year old Daughter lives at home as been in full time work with the same company for 3 years. Has 2 mobile phone contracts never defaulted on a payment . Wants to build her credit up. But keeps getting declined she has tried bank credit card. A store card and even spoke to the bank again!today!to see if…
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passport renewal
Help please anyone. I was cut up in the backlog of passport renewal and I had paid for my girls to go on a school trip. Unfortunately, their passport failed to come back before the trip and was unable to go. Now the school is not willing to refund the money:( Is there anything I can do? Many thanks.
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easiest credit card to successfully apply for
I have a debit card, but in order to make an online US visa waiver application I have to use a credit card. Can anyone tell me which credit card company is the least strict in terms of deciding whether an applicant will be given a credit card? I am afraid of not getting the credit card and then I am stuck. I look forward…
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Pensions
Can anybody help me with pension enquiries. I have just finished work but cannot claim my state pension till July 2015. I have a small private pension I can claim now - should I?
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Stoozing vs 0% on purchases
The traditional method for stoozing is to find a credit card that transfers balance to current account allowing you to move this capital so it earns or saves you money. But with balance transfer fees taking a slice of any future profit is this the best option? Some 0% on purchases are as long as 20 month now. If you spend…
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E mail message today
I have just found a message on my computer saying thank you for your order which is being despatched today charge £179.89 on credit card does not give any details of item or card. The mobile number on the bottom is unobtainable the message is from [EMAIL="sales@riederer.co.uk"]sales@riederer.co.uk[/EMAIL]. I have rung up…
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taken local garage to court and won and they won't pay
I took my local garage to court as they damaged my car. The court found in my favour but the garage owner won't pay and has threatened me. Bailiffs aren't interested as the amount is £210 and the court bailiff will charge another £100 and cannot guarantee he will pay up. What is the point of small claims if this can happen…
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Help please
I don't have the best credit rating, far from it to be honest, it's very poor. But I'm looking at ways to improve it was was wondering if anyone could give me any advice on how to do so? Recently somehow got accepted for a credit card (it's 26% APR though) and a sim only contract. Will paying both of these (if I use the…
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The Thomas Higgins Partnership Scam?
Hi I recieved a letter from The Thomas Higgins Partnership demanding pay from my Company for £854.35. The claimant is Money Inc Ltd. I don't owe anyone money at present so I'm sure its a scam. There are no details about what its for I don't want ring or send a letter in case it plays into their hands. Has anyone else…
