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regulating solicitor behaviour
Hello Can anyone please help me- i am writing in connection with my elderly mother (85) who suffered very bad injuries (multiple fractures) and was in intensive care following being hit by a revolving door in a well known builders centre. The case was taken on by a solicitor who has successfully negotiated a compensation…
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New card but unsure if transfer will be done automatically?
I've just opened a pair of new accounts: MBNA for the 0% transfer to current account option, and Tesco for the 0% BT option. Object is to have cash in a high interest account, all at 0% with no fees. During the MBNA application, it asked if I wanted to do a BT and if so, where to. I selected current account from the…
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Credit cards in credit
I have just been told by Nationwide that I can't keep my credit card in credit. One might wonder why anybody would want to do this. I live alone, am elderly, and if I were to be admitted to hospital or in some other way be unable to settle my monthly account I want sufficient funds there to cover my purchases. If I were to…
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Tesco 0% Transfer Fee? Don't think so!
Just applied for the new Tesco Card offering 0% transfer fee only to be informed at the end of completing the application that a 2.8% transfer fee will apply. Went back out of the site and re-applied, thinking I must have clicked the wrong buttons, only to be told that I cannot apply now for a further six months! Every…
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getting credit help
Please help My 20 year old Daughter lives at home as been in full time work with the same company for 3 years. Has 2 mobile phone contracts never defaulted on a payment . Wants to build her credit up. But keeps getting declined she has tried bank credit card. A store card and even spoke to the bank again!today!to see if…
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passport renewal
Help please anyone. I was cut up in the backlog of passport renewal and I had paid for my girls to go on a school trip. Unfortunately, their passport failed to come back before the trip and was unable to go. Now the school is not willing to refund the money:( Is there anything I can do? Many thanks.
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easiest credit card to successfully apply for
I have a debit card, but in order to make an online US visa waiver application I have to use a credit card. Can anyone tell me which credit card company is the least strict in terms of deciding whether an applicant will be given a credit card? I am afraid of not getting the credit card and then I am stuck. I look forward…
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Pensions
Can anybody help me with pension enquiries. I have just finished work but cannot claim my state pension till July 2015. I have a small private pension I can claim now - should I?
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Stoozing vs 0% on purchases
The traditional method for stoozing is to find a credit card that transfers balance to current account allowing you to move this capital so it earns or saves you money. But with balance transfer fees taking a slice of any future profit is this the best option? Some 0% on purchases are as long as 20 month now. If you spend…
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E mail message today
I have just found a message on my computer saying thank you for your order which is being despatched today charge £179.89 on credit card does not give any details of item or card. The mobile number on the bottom is unobtainable the message is from [EMAIL="sales@riederer.co.uk"]sales@riederer.co.uk[/EMAIL]. I have rung up…
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taken local garage to court and won and they won't pay
I took my local garage to court as they damaged my car. The court found in my favour but the garage owner won't pay and has threatened me. Bailiffs aren't interested as the amount is £210 and the court bailiff will charge another £100 and cannot guarantee he will pay up. What is the point of small claims if this can happen…
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Help please
I don't have the best credit rating, far from it to be honest, it's very poor. But I'm looking at ways to improve it was was wondering if anyone could give me any advice on how to do so? Recently somehow got accepted for a credit card (it's 26% APR though) and a sim only contract. Will paying both of these (if I use the…
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The Thomas Higgins Partnership Scam?
Hi I recieved a letter from The Thomas Higgins Partnership demanding pay from my Company for £854.35. The claimant is Money Inc Ltd. I don't owe anyone money at present so I'm sure its a scam. There are no details about what its for I don't want ring or send a letter in case it plays into their hands. Has anyone else…
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0% Question
I'm not really a newbie but have only ONE credit card with a balance of less than £1000 and no other debts (no overdraft, no store cards, no other credit cards). I'm buying a new second hand car tomorrow (£3500) and not sure whether it would be a good idea to pay by cc and then transfer the balance to a new 0% cc, OR to…
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Credit card help please
Hi, I have never had a credit card before but want to clear my £2800 overdraft as I am getting £50 charges a month(I can pay back £100 a month). I heard that some credit cards can put money in your account for 0% interest for a certain amount of time. Would anyone know the best one to apply for please? Thanks.
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Question About Stoozing
I cant get my head around how you actually make money out of it. The best fixed rate account is 2.05% The best rate balance credit card is 2.99% fee. So surely all the money you make at the end of the year is wasted when you balance transfer onto the next card. Please could someone correct me if im missing something.…
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Amazon Mastercard Closed - Now what? MBNA Rewards, AMEX or Nectar?
Hello all, I currently use an Amazon Mastercard which is soon to be converted to a regular MBNA card due to their association with coming to an end. I used the Amazon card for most of my purchases as I shop on Amazon a lot. I also have an (old) Amex Platinum Cashback Card which has no monthly fee but a cash back rate of…
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Increasing credit limit
Deleted - moved to different sub-forum
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1.9% money transfer cash to AC offer from Barclaycard
I just got an offer from Barclaycard - Transfer cash to current account - 0% interest until Feb 2015 - 1.9% fee applies - My limit is only £3000 (unfortunately) - I currently still have a container in 3% interest current account. - Presumably 0.5% net profit interest for about four months (0.333 year) Suppose I transfer…
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Contract termination due to long term ill health
Hi, I've been employed for 11 years 3 months. Unfortunately I have been on long term sick for almost 6 years. I've attended numerous medicals arranged through work which have all supported my consultant and GP diagnoses. I was eventually called in for a meeting today with HR for my first meeting in over 4 years of face to…
