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0% once, Once % twice, gone
Once you transfer money via balance transfer on 0% say for 15months. Is that offer then gone. e.g after 3 months you pay off the full amount, can you still transfer money over (as you may still have several months 0% off from the original offer) I asked at Lloyds bank and they said it doesnt work like this. I think banks…
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credit cards transfer
When i was unemployed i took out new credit card and transferred £3000 to it. I now have an income and now been refused credit card twice, Tesco and Bank of Scotland. I have halifax and natwest cards. Anyone know which ones i should try. Obviously not good idea trying everyone as it goes on your file. Could it be because…
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0% Balance Transfer Timing
I am looking to pay for my new car using my existing credit card (around £8000) and transfer the balance to a 0% credit card.This is mainly to spread the cost over a longer period for a flexible cashflow. I have a very good credit history with no missed payments and no outstanding credit card balance so, hopefully, balance…
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balance transfer for my parent onto santander credit card??
Hi Simple question, can i transfer my mothers credit card debt onto a santander credit card with 0% for 29 months? I know some card companies have this ability and some don't allow it. Thanks
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Stoozing and morgage payments
Hello as my name suggests, I am a newbie. This is my first post so please be gentle with me! My question is, am I able to pay my mortgage with my credit card (for stoozing purposes not because of debt) or would there be a charge? I have a large mortgage and so paying this way would be advantageous both for stoozing and…
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I Don't Get It
I don't understand Stoozing. If you build up payments on a Credit Card with a 0% purchase. I understand that money you would have used to pay the credit card off can be in a Interest savings account earning some money. But if you want to Balance transfer, doesn't the 2~3% balance transfer fee wipe out the interest you can…
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Paying off car finance
Hi Everyone, So not that long ago I would have struggled to get any credit and as a result got a car loan with a pretty high APR because we needed a car. Anyway times have now changed and I've got two 0% credit cards for 12 and 15 months with a total of £11k available credit! The car finance is with MotoNovo and the…
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vanquis customer service
hi, has anyone been able to get through to vanquis gold customer service recently.? I keep getting a message saying they have technical issues which means they cant transfer me to a gold customer adviser. They're not authorising my debit card payments either no matter how big or small. Im in the position to pay off in full…
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Stoozing and morgage payments
Hello as my name suggests, I am a newbie. This is my first post so please be gentle with me! My question is, am I able to pay my mortgage with my credit card (for stoozing purposes not because of debt) or would there be a charge? I have a large mortgage and so paying this way would be advantageous both for stoozing and…
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Credit card to pay tax bill
Hi, does anyone know if I pay my tax bill with a newly opened 0% credit card, after I have paid the transaction fee of 1.5% will I then get charged on my card as if it's a cash withdrawal or will the 0% interest stand? Thanks
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pay council tax with credit card to stooze
Hi I am with Santander 123 and have an 18 month 0% on purchases credit card. should i use credit card to pay monthly council tax and save money in 3% paying account (or Nationwide 5% paying account etc ?) I have previously always paid monthly DD from current account). seeing it written down it seems obvious i should, but I…
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Nationwide CC offer, but secondcard holder on another CC account
Hi I would like to take out the new Nationwide CC, for the balance transfer. Just that I am a 2nd card holder with another Nationwide CC, can I apply or does this prevent me from doing this? Thank you
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Money transfer help???
Hi guys, Wondering if anyone can offer any help, last night my partner transferred some money into my ISA but as it had reached its limit of money to be put in for this tax year the money didnt show on my account. I have called my bank (rbs) and they said theres nothing showing on my account and that the money would bounce…
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NatWest your points Only worth 0.50%. Is there something better
I understand that NatWest your Points from the NatWest Visa Credit Card are only worth 50p for every £100 spent. Are other Credit Cards with similar schemes worth the same or are some worth more per spend than others. I am only comparing Credit Cards where you do not have to pay a subscription like some of the Amex ones.
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How much does the average stoozer make?
Hi eveyone, how much on average do you make per yr from stoozing? Im just looking into it for first time, i am married and have combined income of around 2.5k per month (hubby embloed & im self employed) look forward to the results :) :j
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Post Office CC expensive in US
I planned to use a Post Office credit card in the USA because it charges no commission. Before departure I informed Post Office credit cards about my trip. On my first day in the US my card was blocked and it took a £15 phone call to get it unblocked. Less than day later the same transactions were queried again and it cost…
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Barclaycard 'Gift'. If you don't ask you don't get!
Evening all, Well I just phoned up barclaycard as I've just transfered my balance to the bank of Scotland for a 0% balance transfer deal. I asked the agent to close my account as I'd no longer need it, he asked if there was anything he could do to keep me as a customer as I'm a "fantastic customer" to which I replied…
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Credit card
Hi, I have a few issues for which I need some adivce and information. I have a tsb credit card with a limit of 2300 pounds on 19 percent apr. I wanted to ask if I can phone up my bank and reduce my limit and try to get a different credit card else where that gives me points or money in return for me using their credit card…
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Lloyd's Duo credit card with Avios rewards
:mad: I applied for the Duo cards under the 15000 points bonus on the AMEX card. As the qualifying dates & start date we're not clear I called Lloyd's. The guy told me that due to the multitude of start dates what they did was to calculate the AVERAGE spend over the first 3 months. In the first 3 months I spent around…
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Lloyd's Avios rewards
:mad: I applied for the Duo cards under the 15000 points bonus on the AMEX card. As the qualifying dates & start date we're not clear I called Lloyd's. The guy told me that due to the multitude of start dates what they did was to calculate the AVERAGE spend over the first 3 months. In the first 3 months I spent around…
