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Closing a barclaycard account... How long before I can take introductory offer again?
Does anyone know what the minimum waiting period is for this? I assume it's at least 6 months? James
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credit cardbacceptance
If i have been accepted by aqua for a credit card they said they will agree a credit limit for me and let me know. Does this mean i have definatley been accepted???
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Store card ppi query
Hi I'm new to Mse and was wondering if anyone could give me some advice? I have called Santander as they took over the miss selfridges card that I had from Ge money. The account has been paid off and I was advised that I paid ppi from 2004-2008 on a limit of around £500.00. I have no paperwork to check any details but I am…
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Interest free, think again!
Accepted interest free transfer offer from Post Office only to find they charge interest on the transfer fee! How's that for cheek! I am not happy.
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credit card transfer capital one
Hi all. I have a classic rebuild your credit capital one card. Does anyone know if I could transfer this to a better card? I have less than 300.00 debt on this card thanks
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Not strictly stoozing, but still free cash
Hi all, I over-pay my energy direct debit each month. My Santander 123 account pays me 2% on the direct debit. After a while I ask the energy provider to repay the excess credit back into my bank account. Suppose it's more like a 2% savings account than stoozing, plus I've never tried it with big amounts. Just thought I'd…
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lloyds platinum credit card transfer limit
I want to transfer balance of a few grand to a new credit card. ive seen lloyds card which has 1.5% transfer feee and 21-24 months 0% interest. http://www.lloydsbank.com/credit-cards/platinum-card.asp But after filling in my details it says; Balance transfer details Your maximum transfer limit is: £475.00 Does this mean i…
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Money card
Wouldn't be good if you could have a card which you loaded with your own money to spend abroad? The banks could charge a flat rate. Or is there one?
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ISA Rollover question ! HELP !
Hi, and help ! I thought I was ISA savvy, but it appears not. Question: If you have an existing ISA, can you top it up the following tax year ? I thought you could ?!? I have a Tesco Instant access ISA from 2013/2014 with the maximum in it, and, so waited until the start of the next year, this year 2014/2015, well I waited…
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CC with 0% purchases to buy TC (like M%S)
Evening I was wondering if there is a credit card available that allows you to purchase TC and put them in a saving account like the one m&s allowed a few years back. I have had a look at tescos cc but need to have a read up on it to confirm still ok to do this. thanks in advance
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0% once, Once % twice, gone
Once you transfer money via balance transfer on 0% say for 15months. Is that offer then gone. e.g after 3 months you pay off the full amount, can you still transfer money over (as you may still have several months 0% off from the original offer) I asked at Lloyds bank and they said it doesnt work like this. I think banks…
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credit cards transfer
When i was unemployed i took out new credit card and transferred £3000 to it. I now have an income and now been refused credit card twice, Tesco and Bank of Scotland. I have halifax and natwest cards. Anyone know which ones i should try. Obviously not good idea trying everyone as it goes on your file. Could it be because…
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0% Balance Transfer Timing
I am looking to pay for my new car using my existing credit card (around £8000) and transfer the balance to a 0% credit card.This is mainly to spread the cost over a longer period for a flexible cashflow. I have a very good credit history with no missed payments and no outstanding credit card balance so, hopefully, balance…
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balance transfer for my parent onto santander credit card??
Hi Simple question, can i transfer my mothers credit card debt onto a santander credit card with 0% for 29 months? I know some card companies have this ability and some don't allow it. Thanks
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Stoozing and morgage payments
Hello as my name suggests, I am a newbie. This is my first post so please be gentle with me! My question is, am I able to pay my mortgage with my credit card (for stoozing purposes not because of debt) or would there be a charge? I have a large mortgage and so paying this way would be advantageous both for stoozing and…
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I Don't Get It
I don't understand Stoozing. If you build up payments on a Credit Card with a 0% purchase. I understand that money you would have used to pay the credit card off can be in a Interest savings account earning some money. But if you want to Balance transfer, doesn't the 2~3% balance transfer fee wipe out the interest you can…
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Paying off car finance
Hi Everyone, So not that long ago I would have struggled to get any credit and as a result got a car loan with a pretty high APR because we needed a car. Anyway times have now changed and I've got two 0% credit cards for 12 and 15 months with a total of £11k available credit! The car finance is with MotoNovo and the…
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vanquis customer service
hi, has anyone been able to get through to vanquis gold customer service recently.? I keep getting a message saying they have technical issues which means they cant transfer me to a gold customer adviser. They're not authorising my debit card payments either no matter how big or small. Im in the position to pay off in full…
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Stoozing and morgage payments
Hello as my name suggests, I am a newbie. This is my first post so please be gentle with me! My question is, am I able to pay my mortgage with my credit card (for stoozing purposes not because of debt) or would there be a charge? I have a large mortgage and so paying this way would be advantageous both for stoozing and…
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Credit card to pay tax bill
Hi, does anyone know if I pay my tax bill with a newly opened 0% credit card, after I have paid the transaction fee of 1.5% will I then get charged on my card as if it's a cash withdrawal or will the 0% interest stand? Thanks
