Balance transfer from empty card?

Just looking at Tesco's new offer. It got me thinking though for some of my other cards... can you balance transfer from a card that's empty? i.e. to put the original card into a negative balance and then get the original card company to give you that money back (a bit like overpaying).


  • Tixy
    Tixy Forumite Posts: 31,455 Forumite
    With most cards it is against the terms & conditions to put the account in to a positive balance.

    Some might allow you to do this once, but they may well close your account down as a result of such a transaction.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • chrisevans1001
    chrisevans1001 Forumite Posts: 2 Newbie
    Ah ok. I assumed it was probably a no no but was worth double checking!

    Thanks for replying. :)
  • mrs_T
    mrs_T Forumite Posts: 1,017
    Part of the Furniture 500 Posts Combo Breaker
    edited 13 June 2013 at 6:26PM
    I have done this "accidently" a couple of times and nothing has been said, I've then just used the credit balance as spending. The last time was to my M&S cc. I haven't overpaid by more than £100 though.
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