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How to get rid of a large overdraft
Hi, I've never posted before. I just wanted some advice on how to go about getting rid of a £4000 overdraft. We have a poor credit rating due to missing loan repayments and having an interest only mortgage just now. Can't get and don't really want anymore credit. Every month we are going over the £4000 and are getting around £80 to £90 in charges. Spoke to our bank, the Bank of Scotland, but they were no help whatsoever. Actually they looked down their noses at us for getting in this mess. Any advice would be helpful. Thanks.
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