Stoozing: credit rating implications for 2nd cardholder

cbv103

Hello,

If I were to stooze a credit card and get my partner onboard too as additional cardholder, would the growing outstanding balance have any credit scoring implications for her, or is the primary cardholder the only one whose credit rating is at risk given the high (temporary) debt?

gwapenut

cbv103 wrote: »

Hello,

If I were to stooze a credit card and get my partner onboard too as additional cardholder, would the growing outstanding balance have any credit scoring implications for her, or is the primary cardholder the only one whose credit rating is at risk given the high (temporary) debt?

If they are linked with you in any other way, regardless of being second cardholder - eg joint current account - then your stoozing will affect their credit rating anyway