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Prepaid Gift Cards
Does anyone know who does a prepaid gift type card where you can load some money onto a card and gift this to say your staff at Xmas or use as a promotional tool to entice people to say take a holiday with you and you give them £50 to spend when they are on holiday? I know they are quite common in the U.S. but I can't find…
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marie Claire £2.00 from Tesco
Re: money saving offer in Marie Claire - usually £3.50 - if bought from Tesco the magazine is only £2.00 saving yet more money.:j
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few questions about using 0% purchase card for stoozing
Newbie questions: ok say i have a sky player subscription, a 3 mobile broadband an vodafone broadband contracts would i be able to put these on a 0% purchase card while i put the cash in top instant access isa? i think sky player is paid by recurring card payments so i can easily just change the card details online to pay…
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Balance transfer will they let me transfer the full amount?
Hi ....... I have £10,800 on a credit card and I would like to transfer it to a 0% card so I can pay it off without the enormous interest that I am paying now. If I do manage to find a card, will they allow me to transfer the full amount? or do they set their own limit?? Any help appreciated ~ Thanks
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Stoozing a Mortgage
Has any one stoozed a mortgage before. I have a flexible mortgage, can overpay as much as I want and draw down when needed. I noticed on my statement that it said that interest is calculated on the closing balance for the account as at the end of the previous month. I will hopefully be in the position to pay off my…
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When to pay off card to avoid fees?
I have a card with 0% on purchases until 25th October. I have the money ready to pay off and I just wondered how soon before this date I would have to do it to prevent them trying to take the DD / charge interest. If I call up and pay it all off tonight could I close the card down straight away?
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advice
I am new to the site can anyone offer me some advice bought my home 3 and a half years ago .3years ago neighbours from hell moved in father bought the house for daughter as she has moved 23 times .police have been called loads of times neighbours on benefits to ill to work but work everyday for cash in hand .party all…
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balance transfer to partners Credit card is it possible ?
balance transfer from my card to my wifes Credit card is it possible ?
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Possible to get Amex cashback again ?
I'm debating whther to get an Amex cashback card again (in time for Xmas ;) ). Is it possible to benefit from the 5% cashback twice, if you've cancelled the card and take out a new one ? It worked out for me very nicely a couple of years ago. £140 cashback. plus £34 for applying via a cashback site. As soon as I got the…
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Is this worthwhile ... consolidation and interest free offer
Post deleted due to arsey reply below.
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Credit card advice for cashback etc please?
Hi all, Please can someone suggest the best card in my case as I can't work out what seems to be the best. Here's the scenario: I'll need it to pay car insurance mid November - approx £300 Also for a work trip on a couple of weeks in November to the continent where I would have to pay for travel, hotels etc. On that part…
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Credit card surcharges
Please can anyone help me? I remember back in the 70's that we were charged a surcharge for using credit cards. My memory tells me that this was deemed illegal, the result being that credit card purchases had, by law, to be the same price as cash purchases. Now a charge for using a credit card is the norm. My question is -…
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PO Credit Card to remove credit balance facility
When travelling abroad I used the little known tip of ensuring my PO credit card was always is in credit. This allowed me to make cash withdrawals from overseas ATM's without incurring any cash withdrawal fees and the exchange rate was good too. I even got the PO (Bank of Ireland) to confirm this in writing earlier this…
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cash prize
my mum has won £15000 which will be paid to her via cheque, she gets pension credit and housing benefit,will she have to inform them about this unexpected windfall?????help.
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Teaching pupils
Hi folks, I am trying to put together a course, teaching pupils from 12-18 about personal finance. I would like them to practice using the comparative websites but all the websites I use, ask you to register. I obviously do not want this for my pupils as they have to put in too many personal details and have to be 18. Also…
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Hsbc global bank - a joke
We have recently moved abroad but kept an account with HSBC in the UK. When we tried to use our HSBC credit card on line we were asked for a MASTERCARD SECURE CODE to be set up. When we tried to do this we were asked for a UK post code. Well, as we sold up , we don`t have one . Although our UK branch are quite happy to…
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TSB Mastercard Estimated Interest Varying
I've noticed the interest on my Lloyds TSB credit card has been fluctuating a bit over the last few months. My balance has pretty much remained the same, within a range of £30-40. Last month it was around £20 less than the previous month :) , this month although the balance has dropped from last month the estimated…
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ball park compensation figure
I would be grateful if anyone can give me a ball park figure re compensation from Barclays. They have credited £100 to my account as compensation for the following error which they have admitted to:- Whilst re-negotiating a loan with them Barclays left my current account £8500 overdrawn. The error was rectified four days…
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Egg Money Positive Balance?
Hi everyone, I noticed the Egg Money card has now been rebadged as the 'Egg Money World Mastercard'. I'm going to require a mule card soon and was wondering if this card still allows a positive balance (as well as allowing transfers to my current account)? I read that they have scrapped the interest on positive balances,…
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Agricultural Holding Act
Hi i am looking to buy some land but it has a agricultural holding tenanct act claim on it. the tenent is not willing to give it up and wants the land himself, the land is at a very reduced price because of this and looking at this act it is a mine field. if i bought the land and wanted to work it myself could i give…