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Travelling and informing banks and CC Companies
I strongly suggest that anyone with NatWest cards tell their bank or the NatWest security centre before going abroad unlike the stated 'not necessary' status on the main page. I speak as one who has had to make several expensive mobile phone calls in the past to get the block removed. The same also goes for Barclaycard who…
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A&L O/draft
Hi Sorry if this has been covered. I haven't done any stoozing for ages but this caught my eye. A&L do an interest free overdraft for 12 months, no fee and you don't have to switch any DDs (though they do give you £100 if you use their switching service). The overdraft limit is reasonable so it's a free stooze. Now I had…
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Never spend on balance transfer card -Exception?
I understand why I should never spend on a card opened to accept balance transfers - the interest free balance transfer gets paid off before any money plus interest from new transactions . However, the Terms & Conditions of my new Santander credit card say that they will make my account dormant and charge a fee if there…
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Title Deeds change of name and Deed of Gift
Last July my late mother left me her property in her will and probate has been completed. In Feb of this year I rented out the property and in receipt of monthly income. I contacted the Land Registry to find out the property has never been registered and they sent me the necessary forms to change to my name (which I hav'nt…
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Financial information
Do credit card companies have the right to request all your details - outgoings, etc. if you are having difficulties paying them. Are you legally obliged to supply this information?
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Cycling cash through accounts
Not actually a Stoozing question per se, but I figure you guys are the experts on gaming the system for benefit and maybe do similar things yourselves, so... I've got my eye on the new Halifax Clarity Rewards card. £5 a month just for spending £300 is an unbeatable cashback deal. The catch being you need a Halifax reward…
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BoS PPI
:mad: Have recently taken out debt management plan. Have since found out that BoS are still charging PPi. So now owe mre than when I started. Their terms and conditions say that "your policy will terminate at the earliest of the following..... the date when you fail to pay two minimum payments on your credit card for two…
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Can i sign my house over to my won
I am a widow living alone, I have 2 son 1 of which I am estranged from due to him taking large sums of money from me and my husband for many years. I have made a Will (explaining why I do not want my estranged son to benefit) leaving all to the other son however I am still worried that my estranged son will contest the…
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Egg card balance transfer to current account
I have recently recieved an egg credit card which allows balance transfer to my current account with 0% until august 11 and 3% fees. But i was wondering that the best interest rate given for a saving account with easy access now is only 2.8%. So is stoozing worth it?? any help will be appreciated .. doing this for the…
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PayPal CC thread missing on this forum !!!!
Hi all/Moderators There was a PayPal credit card thread on this board recently, and it is totally gone. My last message was probably about 5 days or so ago. What has happened to it? cheers
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vehicle insurance query
To operate a light van carrying goods for other people I have to have either hauliers insurance or couriers insurance which is far more expensive than insuring my van to carry my own goods. However, despite the extortionate premium charged by the insurance companies, they then refuse to cover the goods I carry in the van…
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Recent repeats?
Tesco Clubcard 0% purchase card just cleared, 0% promo expires on Monday. Anyone had any success getting a repeat offer with Tesco? Natwest Platinum sitting doing nothing, anyone had better than 6 months with 3% fee? Virgin Money also sitting doing nothing, again retentions only offering 6 months with 3% fee (down from 5%…
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avoiding charges on credit card flight purchases
I rang PO to ask about Visa Electron and was told to load card in Euros or Dollars it was free but to load it in Stirling it was 1.5% so how is it avoiding costs normally incurred in paying for flights with any other cards? Can anyone tell me where I have gone wrong?
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which MBNA card to transfer money into my bank account
am after a virgin (or other MBNA backed card) to transfer money into my current account to purchase a car with Also whats the best RBS and HBOS cards to try as well? longest 0% for, and the actual name of the cards thanks in advance
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0% Balance Transfers
Does anybody know if it is possible to do a balance transfer to clear an overdraft?
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2 cards needed to stooze
I have just cleared off 2 credit cards after using the 0% balance transfers to clear my debts over the last year. One had £10k limit, other was £6k (santander and post office) I want to apply for 2 new cards, to get money into my current account to buy a car, and pay back the cards monthly til the introductory offers end…
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buying a car on a credit card shoud i
hi i am looking to buy a used car for about £2000. i have a bed credit score so the rate i got for the fiance was 24.9% apr so i was thinking about getting this on my credit card as it is only 15.9% apr am i right in thinking this would be the best thing to do
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Newcomer interested in stoozing, but need guidance
I'm interested in playing the game. I know rates aren't the highest, but i'd like to have a go at this. The only thing is, i don't fully understand it (especially some of the terminology) I get the jist that you want to be taking out a credit card which you can max out for a year & slap that money in a savings account (ISA…
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Have you used annualcreditreport.co.uk?
For want of a better board to put this on, I chose this one since those stoozing are more likely to get their CRA reports. I may post links to this thread in the general CC board and Current accounts boards if I get few replies. Backstory: I use a unique (unguessable) email address[1] with every company that asks for one,…
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best card to put half finance of a car on
until now all ive ever used credit cards for were the 0% balance transfers, but i need to change my car for something bigger, and i need to put about 8 or 9k on a card if its possible, in a way it will cost me as little as possible, whats the best way to do this? I've recently cleared 2 0%BT cards, one with a £8k limit,…
