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virgin blank cheques
:beer: I HAVE JUST GOT A VIRGIN CREDIT CARD, THEY HAVE SENT ME SOME BLANK CHEQUES WITCH ARE INTEREST FREE TILL MAY 2011. IS IT BETTER TO PAY THE CHEQUE IN TO MY BANK OR USE MY CARD TO DO A MONEY TRANSFER. IT SAYS BY USING THE CHEQUES YOU LOSE CERTAIN CONDITIONS. CHEERS :rotfl:
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wher does my money go?
When i make a payment on my credit card on line or by phone the amount i pay leaves my account immediately but takes 4 working days to arive in my credit card account. where is my money during that 4 days? some times the payment due date has passed during this time and charges can be incurred
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is it advisable to take cash advance ?
i have a tesco credit card balance zero available 2,500 also have a sainsbury one , although i have yet to accept it , so in theory i can just sign the slip send it back and get sent a card , is it advisable to draw some cash out on the tesco one and then transfer the balance to the sainsbury card ? bit of a dillemma as i…
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Balance Transfers
I read the latest article on the above and as a result started to apply for the Barclaycard Platinum Offer of 15 months 0%. However, before submiting noticed in the T&C's that you must pay a minimum each month of 2.25 of the balance outstanding. As an existing Virgin customer (which the aticle targets) this would mean that…
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higher risk Stoozing ?
Has anyone tried putting their stooze money into "higher risk" investments as on www.Zopa.com ie ave 9% PA return ? or http://www.perfectpersonalinvestments.co.uk/ ie 2% to 5% per month ? I'm tempted with the high returns offered by Perfect Personal Investments especially. Owner Robert Clark is well known and respected in…
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Stoozing - Balance Transfer into . . .?
Hi When the good old days were here I used to stooze away about £15000 and did quite well out of it transferring balances into my Egg Account (which I have since closed) Then it all stopped! I am now thinking about taking adavantage of the Santander offer but does anyone know into which accounts/credit cards I can transfer…
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tesco - marks and Lloyds -
Can anyone help? Hubbie has had to buy a new van :mad: I have a 0% tesco card in the post but the auction place won't take visa cards. Can anyone explain - or advise about the Marks and Spencers travellers cheques in sterling thing - (if it is still going.) We would need to buy £3,000 of them. And am I right in saving I…
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Stoozing With Premium Bonds
I was wondering if anyone here has had any trial with stoozing but using the money in Premium Bonds??? I looked on the Premium Bonds website but it appears that you cannot buy any Bonds using a Credit Card. Only a Debit Card. If it was possible then you could use the "no balance transfer fee" purchases 0% method to invest…
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bakerboybwb
please help bank of scotland credit card debt £11,000 seven months behind cant seem to sortout anything with them they say it will now pass to a debt recovery agency despite pleading with them to take my offer of £100 permonth what is the case with the debt recovery people can i make an offer to pay so much a month or can…
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The day our stoozing died :(
Hi Ladies and Gents, Looks like our stoozing ability has come to an end! Our FD offset mortgage opened 4 months ago and the plan was to open and use as many 0% on new purchases credit cards and stooze the money against our offset mortgage balance. Since our offset opened we have managed to accumulate a total of £32750…
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First Direct now 15 months on BTs
See here (2.9% fee applies)
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would be gratefull on advice and help on snoozing please
i am just weighing up a few options here, so would be extremely gratefull for any info and advice/personal opinions on this I was looking at a few properties (would only buy one) with the intention to buy to let, and maybe in quite a few years sell, there is one property in particular, if they except my very cheeky offer…
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What About This one?
Can I pay for a £3.99 chicken or whatever in tesco or the like and request a £60 cashback on my 0% spending card? Do this for everyday over a period and build up an amount and deposit this to an ISA? Or pay off a current overdraft? Would this work? Or would my card company k ow it had been a cashback transaction?
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Income Tax Stoozing
Hi, Does anyone have experience of paying their income tax by credit card? I know HMRC charges a 1.5% fee for such transactions. This could be great for a bit of stoozing. I'd rather keep my income tax payment in the bank earning 3% with A+L and in the meantime settle my tax return using my 0% for 10months Sainsbury's…
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Barclaycard 0% 12 month cheques
I've recently been sent some 0% Balance Transfer cheques from Barclaycard. Now, I've had Balance transfer offers before, and I've also had cheques before, but never a combination of the two. As the 0% is until Jan 10, I'd like to use a cheque to clear my overdraft, which I'm paying a lot higher rate on. Is there anything…
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Halifax 0% for 12 months - when to pay off?
I have a Halifax Mastercard which I've been using to slow-stooze since January. The card arrived with me around January 21st. It's a 12-month deal. My most recent statement is dated December 16th and shows that payment needs to reach them by January 11th. My question is this: At what point will they begin to apply…
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Are there any super balance transfer cards still available?
I owe the taxman ~ £8,000-10,000, although it doesn't become due for between 7 to 19 months. I'd planned to save this up over the next 9-12 months, but for various reasons I'd now like to pay this off ASAP. Essentially then, I want an £8k loan for 12 months - and I'm wondering if a 0% Balance Transfer might not be the best…
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will Halifax/Barclaycard/Mint/Natwest pay a positive balance to my current account
I have several cards with zero balance (just in case the worst ever happens). could I BT to one of these cards and the provider pay the credit balance to my bank?
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Does this stoozing work
From what I've read and understand on Martin's links on the subject,I borrow £XXXXX on a 0% card,transfer it to a cash ISA or savings account for the period and pay it all back before the 0% period ends (meeting the minimum monthy payment each month which is also paying off a very small portion of the balance at 0%…
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Paying off card and then paying 0% cheques into bank account?
Hi all, Just received some cheques for my Halifax card offering 0% over 12 months. The letter specifically says I'm allowed to pay these into my bank account. Now I already have some debt on the card which is at 16.9% I believe, my question is would I be able to pay off this debt first from my bank account and then pay the…
