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Paying for our holiday using our credit card
Usually we pay for our holiday using our credit card but as the charges will be so high we have decided to pay the minimum amount to ensure we are covered in case of problems with flight/accommodation etc. Does anyone know what the minimum amount is please?
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First Direct - slow stooze, is this right?
I bank with first direct. They are offering me a card with 12 months interest free on purchases and life balance transfer at 5.9%, with 2.5% BT fee. Both offer rates avaliable if you transfer a minimum of £100. So thinking about a slow stooze. If I transfer £100, pay the £2.50 for the priveledge. Then clear that balance in…
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Best way to approach applying for 3-4 cards
I'm looking to apply for 3-4 cards to do a bit of stoozing but my question is which is the best way to approach it. Either Apply for one card, wait to receive it, do a BT and then apply for a second listing the first card and outstanding balance with the new provider and so on. Or - Apply for as many as possible at the…
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please check CCs before I apply for Santander 0%
Would like to apply for the Santander 0%12 months and 0% BT fee offer posted to me. However, would like to maximise the credit limit. Can you guys check my outstanding CC debt and see what I can do before I apply? Egg Card £11.5K credit limit (unused for a year now) Egg Money £2.3K credit limit (use this for purchases and…
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Cards to apply for
Hi all, is there a website where you can enter your details into an engine and it suggest what cards to apply for? Moneysupermarket.com did something like this but i cant find it anywhere? do they still do this? Dont want to apply for a card and get rejected and affect my credit score...
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Advise needed on BT
Hi all, here's my situation, hopefully someone can offer some sound advice. I currently pay off a loan with 13 more payments of £141.54 to go - the total being £1840.02 left to pay - my friend told me that if i could pay off my loan in one go i would pay less and they couldn't charge me the whole interest amount. I also…
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Paying off a credit card using another credit card?
I have posted this in the general CC forum, but thought it would be a good idea to move it here as it maybe more applicable. Feel free to move it mods! Hello everyone! Just a quick question...... Is it possible to pay off a credit card using another credit card? I have in the region of 6k on my Tesco CC which is 12 months…
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account to stooz to
hi.... done this in the past, and looking to again. looking through 4 pages of posts some of you seem to have great accounts to put the funds into... 6+%.... any recommendations, as the best I can find is 3%! THanks, john
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Egg Money: Free SBT with positive balance?
I have been out of the stoozing game for a about a year however the Virgin 9month 0% deal with no BT fee has caught my eye. I see that Virgin will still charge the BT fee if you are transferring straight to a bank account therefore I was considering routing the money via my Egg Money card first. I am aware the Egg Money…
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Is Stoozing dead?
Does anyone still do stoozing or has the Credit Crunch knocked it for 6?
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Cap 1 0% interest free period - is it my fault I missed the last day
Hi I have over £7000 on a 0% BT with cap 1. Last months (June) statement said the estimated interest for the next month would be 0% so I assumed the interest free period was still running. However this mornings statement says they took £43 as interest for that same period. Statement now says estimated for next month is £43…
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Virgin 0% on purchases
I was offered 0% on purchases until 7th September 2009 . Am I correct in assuming that the funds need to be received by 7th September? I wish these deadlines could be phrased more precisely, i.e. "up to and including".
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Cash from credit card using Oyster card in London
Hello I need some cash urgently, and on trying to withdraw cash from an ATM using my Amex credit card it does not let me do so. So, to get cash, I am doing the following: 1) Buying a London underground Oyster card with 2 pounds topup + 3 pounds deposit from a station. 2) Going to another station after a while and asking…
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Loan or Credit Card
I would like to take out a Loan for around £4000. But i don't know the cheapest way to go about it. Would it be better to get a Credit card or a Loan. Hopefully i would like to pay it off over 24 or 36ths and i would prefer set regular payments per mth. Which way would i aviod paying extreme intrest charges?:confused: I…
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Credit Card Legal Cover
I am in the process of suing my GP for medical neglicence. My solicitor said a "no win no fee" claim is not available due to the type of case it is ie they will have to use a medical specialist to determine the neglicence claim and has asked if my credit card covers me for legal aid. I'm not sure whether it does. can you…
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Caught out - no transfer to back account
So I recently applied for a halifax and barclays cards only to be approved and then told I cannot transfer a balance to my current account :rolleyes: So who do I go for next? Egg, capital one? I've got a MBNA card through A&L so any more MBNAs are out of the question
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£1.78 over credit limit, have I lost my 0%?
So I stupidly exceeded my credit limit with A&L today, have I lost my 0% rate now for ever?
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PLAY.COM 0% 1.5% fee
Just saw play.com has a CC through MBNA offering 0% balance transfers with 1.5% handling fee butlinsmum x
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Hsbc credit card
I have had an HSBC credit card for 2 years and for the past year have had a £1200 amount which I pay off monthly. For the first few months the interest was charged at 16.9% but for no reason 5 months ago it went up to 19.9%. When I phoned them to ask why this had happened I was told they have the option to do this whenever…
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Barclaycard Overdue Scam
I have been receiving text messages from caller identity 00 saying A similar message gives the number to call as '0844 5560058' and '0844 2412570', and tells me I cannot use my Barclaycard until I call this number. Strange eh! I used my card after receiving these messages with no problem. There is also a recorded message…
