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BMIBaby credit Card Failure to get free flight
Hi I wonder if I am alone ? I have had a BMIBaby credit card for 2 years and spend the required amount to get a "free" flight. No problem first year, second year flight due June 2009 and they sent me a code but it was the same one as in the first year so it didn't work as it had already been used. 6 phone calls to…
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Advice
Hi all, I am currently looking around for my 1st ever credit card. Im am 28 and recently married. I would estimate that i would spend approx £300-£400 per month and of course, this would be paid off in full each month. I have no clue as to which card would suit me best or give me the best cashback etc... Please help!
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halifax.
Can anyone tell me why on earth i should be declined for a credit card from halifax. I have banked with them for years. I have a reward account where at least £1500 goes in every month. We have substantial savings with Halifax ISAs We have no debt and own our property.:confused: I dont want to get a credit report myself…
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A final stooze bonus!
A full 20 months after I applied for them, my Natwest & RBS stooze cards (long since settled and gone) have turned in their grave and coughed £24 each into my Quidco account. Updated my sig, many thanks Martin!!
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Is today the day stoozing died?
With the base rate now 3% surely there aren't going to be any savings accounts with a high enough interest rate to make stoozing worthwhile, or am I wrong? Surely the only way stoozing can continue is if credit cards start offering SBTs with fees of 1% instead of 3%.
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Nectar points not looking too good
After acquiring an American Express Nectar credit card about a year and half ago (the height of Stoozing), I've managed to rack up a fair few Nectar points. As I've now got quite a few, I was looking to spend some of them. A quick varied look at their rewards page points offers up the following: * Jamie's America - 4300…
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Egg Money - the only positive balance card?
Hi I have read the stoozing guide but I couldn't find an answer to this question. Apologies if this is answered elsewhere. If I do a balance transfer from a card to a credit card with a zero balance I assume I will create a credit on that card. Can this credit then be paid out fee free or is this only possible with the Egg…
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halifax 0% for 9 months on purchases
is there any catch on this I apply get accepted and spend for 9 months keeping under my credit limit and making minimum payments for 9 months is that correct ??
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Another credit card needed for stoozing and advice
My wife recently closed her virgin credit card, it had a 0 balance on it for about a year she now has no credit card. Could you give me some advise as to which card offer to apply for. Where to put the money in order to make a profit worth all the applications. I would assume she would get somewhere in the region of…
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Paying for our holiday using our credit card
Usually we pay for our holiday using our credit card but as the charges will be so high we have decided to pay the minimum amount to ensure we are covered in case of problems with flight/accommodation etc. Does anyone know what the minimum amount is please?
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First Direct - slow stooze, is this right?
I bank with first direct. They are offering me a card with 12 months interest free on purchases and life balance transfer at 5.9%, with 2.5% BT fee. Both offer rates avaliable if you transfer a minimum of £100. So thinking about a slow stooze. If I transfer £100, pay the £2.50 for the priveledge. Then clear that balance in…
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Best way to approach applying for 3-4 cards
I'm looking to apply for 3-4 cards to do a bit of stoozing but my question is which is the best way to approach it. Either Apply for one card, wait to receive it, do a BT and then apply for a second listing the first card and outstanding balance with the new provider and so on. Or - Apply for as many as possible at the…
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please check CCs before I apply for Santander 0%
Would like to apply for the Santander 0%12 months and 0% BT fee offer posted to me. However, would like to maximise the credit limit. Can you guys check my outstanding CC debt and see what I can do before I apply? Egg Card £11.5K credit limit (unused for a year now) Egg Money £2.3K credit limit (use this for purchases and…
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Cards to apply for
Hi all, is there a website where you can enter your details into an engine and it suggest what cards to apply for? Moneysupermarket.com did something like this but i cant find it anywhere? do they still do this? Dont want to apply for a card and get rejected and affect my credit score...
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Advise needed on BT
Hi all, here's my situation, hopefully someone can offer some sound advice. I currently pay off a loan with 13 more payments of £141.54 to go - the total being £1840.02 left to pay - my friend told me that if i could pay off my loan in one go i would pay less and they couldn't charge me the whole interest amount. I also…
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Paying off a credit card using another credit card?
I have posted this in the general CC forum, but thought it would be a good idea to move it here as it maybe more applicable. Feel free to move it mods! Hello everyone! Just a quick question...... Is it possible to pay off a credit card using another credit card? I have in the region of 6k on my Tesco CC which is 12 months…
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account to stooz to
hi.... done this in the past, and looking to again. looking through 4 pages of posts some of you seem to have great accounts to put the funds into... 6+%.... any recommendations, as the best I can find is 3%! THanks, john
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Egg Money: Free SBT with positive balance?
I have been out of the stoozing game for a about a year however the Virgin 9month 0% deal with no BT fee has caught my eye. I see that Virgin will still charge the BT fee if you are transferring straight to a bank account therefore I was considering routing the money via my Egg Money card first. I am aware the Egg Money…
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Is Stoozing dead?
Does anyone still do stoozing or has the Credit Crunch knocked it for 6?
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Cap 1 0% interest free period - is it my fault I missed the last day
Hi I have over £7000 on a 0% BT with cap 1. Last months (June) statement said the estimated interest for the next month would be 0% so I assumed the interest free period was still running. However this mornings statement says they took £43 as interest for that same period. Statement now says estimated for next month is £43…