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3 bank accounts
Im just wondering if this is possible 1) pay £1,500 into First Direct get the £100 bonus switch after 3month get 2nd £100 bonus meanwhile 2) each month take the £1,500 out of the First Direct a few days after depositing it and put it into Halifax get the £5 flat fee 3) take the £1,500 out of Halifax and put in Abbey…
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Low Rate Credit Card VS Loan
Hello all ,never posted before so here goes! I'm hoping to buy a car and need to borrow about £6K. Should I use a low rate credit card APR 6.8% or apply for a loan for this amount? I think the best rate is 7.9 % ( If I even got that rate ). Have checked credit rating and its excellent. Also if i took out the credit card,…
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Naive new question
I have just got a new BT card (really MBNA), I really on got it as an emergency card for my son. But they've sent me cheques for using and advise I can use them for balance transfers. So can I really write a cheque, use their money to open an interest saving account, and then sit back and take their money for a year? I…
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Avoiding interest on credit card cash withdrawals
The only thing that's not zero on the Santander Zero card is the interest charged on cash withdrawals. Am I right in thinking that the interest can be largely avoided if I pay off the full balance as soon as a cash withdrawal is made?
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0% cash with 0% credit card balance transfer
Hi I've just transferred a balance onto a Virgin credit card and they are offering payments of cash into a current account at 0% for the duration of the balance transfer deal (16 months). I can't help thinking there must be a catch although of course they say there isn't! Does anyone know anything about this offer and if…
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Virgin - how long for processing?
Hi, I have a Halifax card with a promotional period ending late Jul. I was wondering when is the latest should I apply for the Virgin credit card to ensure the BT will arrive in time? Thanks!
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deciding tesco credit card v's Halifax
Morning Shopping in tescos and noticed that their credit card are offering 0% purchases for 12 months and a bonus 500 clubcard points when the card gets accepted (and would earn points everytime I spend in tesco or not), but can anyone tell me if they give a good credit limit, because I was also thinking about the Halifax…
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0% Interest Charges!!!
I have just been stung by MBNA for £65 interest even though I had paid off the full amount of my credit card. They state it is to do with the 0% transfer expiry date and the date in which I paid the full amount. I have never come across this before as when I have paid the full amount in the past for 0% deals I have not…
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AVG amount possible for the AVG consumer
Just wondered if anyone could give me the AVG amount it's possible to stooze for the AVG consumer please since interests rates are different for a year ago. Thanks
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cancel your cards??
Hi everybody, a quick q: When a card that you've used for stoozing is paid off and no longer much use to you, is it best to cancel the card completely? Does it look better to future providers if you've got lots of credit available on cards without any outstanding debt, or does it look better if you have less cards on the…
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New to this - M&S Travel Money
Hi Please bear with me as I'm new to this - been a rate tart for years but now it seems you need to be a lot more savvy to make some money! I've just got a new M&S card and I'm just trying to work out if this is going to work?: - buy sterling travellers cheque using card and pay 1% commission. This appears to be classed as…
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Free stoozing?
Are there still any cards which allow transfer of an overdraft (or into a current account) without a 3% fee? ie still any free money out there???
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Repeat 0% from Abbey Zero
Just been offered 0% for 6 months with £0 fee on my Abbey Zero card. Seemed rude not to take them up on the offer, so just done the transfer, and they've confirmed that the promotional balance end date is actually 7th January 2010 - which I make to be just over 7 months :beer: Best of it was, if I hadn't done the transfer…
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Closed thread - can moderator please explain?
Wanted to reply to very stupid comment addressed to me but was left hanging, voiceless, as thread had been closed! I'm new and don't understand this and couldn't find anything in FAQs. Can a moderator please explain why the thread was closed?
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Is this a cunning plan??
Hello there I've recently been realising the benefits of moving balances around different accounts for different gains and so on and am also working hard to improve my credit rating. I'm moving into a new flat and desperately need £200 cash but am unable to get it from my current account as it's £100 overdraft is at it's…
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Special offer with MBNA bmi - 0% on purchases
I have just been offered a 0.0% until 5 November 2009 on all new card purchases completed before 30 June 2009. There is apparently no fee. So - what do I do / buy to get this vast amount of 0% cash into my account? Should I be buying a load of Amex travellers checks? It needs to show up as a purchase. Do Amex TC's show up…
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get cashback paying your council tax
Hi I have a Capital One cashback credit card and my council allows me to pay my council tax online using a credit card so I get cashback on my council tax. My council tax is £1896 so £19 cash back. Not a lot but every little helps. I also have an Asda credit card I used only for buying petrol at Asda, 2p off a litre, but…
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Egg Money - how to withdraw positive balance
I just received a balance transfer in my Egg Money account. How do I transfer the money to my current account?
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Manufacturers Low Rate Finance New Car Schemes
With all of the low rate finance schemes available on new cars throughout dealerships, is there not a website available which allows you to compare them all without having to go on to each individual manufacturers website?
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Using a current a/c transfer to pay your mortgage - Possible
Hi, Not sure if there is already a topic that covers this but had a quick look and couldn't see one. I received a letter from BT today offering a credit card - I was about to put it in the recycling bin when I noticed they're offering, amongst other things, 0% for 12 months on current account transfers (with a 4% handling…
