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slow stoozing with the halifax regular saver
halifax seem to be falling over themselves to give free money to all those who least need it at the moment. the extra three months free purchases they're offering on their all in one card at the moment ('exclusively for me') offers the chance to marry the card up with their regular saver, which offers 4% on up to £500 a…
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Help - has anyone heard of this company
Hi everyone, Need help on something....posted an ad on Gumtree to sell my car, anyway i got a telephone call from a company call 1st Vehicle Limited. They want to sell my car for me (according to them they deal with finance companies) so are able to sell to buyers directly through them. However, i have to pay £50 (which is…
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false information by debt collection company
Hi We have received a letter from a debt collection agency for a debt that has been paid directly to the supplier of the goods (a health club) we also have a receipt from them confirming the payment. The letter from the agency states they are going to commence court action and that we have to pay them a further £60.00 on…
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Credit Card/Credit Record
OK, so just received a credit card for boosting my credit record... My intention is to buy things on the card and pay back same month. Whats the recommended i spend on it per month? or doesn't it matter? Also how long will it take to have an effect on my credit score? Thanks -Matt
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late payment mortgage charges
Can we reclaim mortgage charges in the same way as unfiar bank charges. I was charged £50 for a late payment, plus £10 for a letter.
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Crazy MBNA offer
I got some of those credit card cheques that I usually hate, but the offer is mad. 0.00% APR until June 07 - thats nearly 10 months! You can get up to 95% of your balance, there is a 3% charge (max £75). What do you think I'm going to do with it:D
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card holder dies with outstanding debt still owed
My father in law recently passed away suddenly and had a credit card with an outstanding balance of over £2k. What happens now with regards to the debt and how it effects my mother in law? :confused:
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Suggestion how to make this worth it, stooze wise?
I can access £9.5k @ 0% for 9 months thanks to a promo cheque sent to me. However it carries a 2.99% fee. Even although I'm a non-tax payer, I can't find anywhere I can put the cash to make it worthwhile stooze-wise. Any ideas?
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credit card charges
i had 3 credit cards got into trouble with them ,and had to take out an iva. i have through this site succcesfully reclaimed unfair charges.but can i still claim for anything else.they have all been payed off
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Opinions on options please
Hi all, I'd like to get your opinions on a couple of options open to me at the moment. Day-to-day - always paid in full. o Egg Money - £10k limit o Amex Platinum - £7.5k limit Stoozing o Natwest Platinum - £7.5k limit. £7k stooze ends 04/2010. Mortgage o C&G mortgage, 78% LTV :-( Options o Halifax has offered me £10k @ 0%…
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Minimum monthly payments on 0% BT CCs
Hi, Does anyone know what the minimum monthly payments are on the 0% balance transfer credit cards? Ideally, I would like to transfer as much as possible to a 0% card, and then pay as little off per month, so I can concentrate on paying down the remaining balance on the other cards I have. I have looked at the websites for…
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C&G Repayment Holiday Criteria?
Hi, i recently asked my mortgage lender C&G if i can have a repayment holiday as i'm struggling to pay up, i've never missed a payment and have had the mortgage for a year and a half. C&G said i couldn't have one and due to business decisions they can't tell me why!!??? It is completely rediculous, they just said a…
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credit cards transfering money from bank acc
Is it lawfull for companys like barclay card to jus transfer money from my barclay account,to pay of arrears on my card,i have not given permission,or signed a d/debit ?
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SBT's
Do any of you know which credit cards at the moment allow SBT's and what the 0% period is on these?
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What credit card next?
Hey guys, at the moment i hold the following 0% balance transfer cards: Barclaycard Egg MBNA Platinum Virgin M & S Im currently looking for another one but can't come to a decision. Which card would you advise next? Thanks :beer:
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Existing abbey\santander credit card owners listen up!
Hi guys! My first post here so be gentle ;) I am an experienced employee of Abbey, working mainly with credit cards - if you have any questions about your Abbey card or any other Abbey product I'd be more than happy to give you tips on how to work the system in your favor! I really enjoy my job so this isn't a case of…
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Virgin Atlantic Card offers disappeared
Hi, did anybody noticed that all the 6 months-0% offers have disappeared from the Virgin Atlantic credit card website? Also the function to transfer money into your current account (which is essential for stoozing) has disappeared.
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money
cant live on love alone lol
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I thought I was the perfect credit risk but now been refused twice in succession…..
Hi All, I really would appreciate some advice please as I have just been refused 2 credit cards on the spot. This has never happened before and generally, credit card companies have always been throwing themselves at my feet with all sorts of great offers. I have never had anything refused. In the past, I have always…
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Egg cashback update please
Hi I have BT'd some money from Capital One into my Egg Money account and I have not used the Egg Money account for a while. I have about £200 sitting in my Egg Savings account from previous cashback given for moving money in and out of Egg Savings but I am little out of touch, I read somewhere not to do it now, is that…