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Opinions on options please
Hi all, I'd like to get your opinions on a couple of options open to me at the moment. Day-to-day - always paid in full. o Egg Money - £10k limit o Amex Platinum - £7.5k limit Stoozing o Natwest Platinum - £7.5k limit. £7k stooze ends 04/2010. Mortgage o C&G mortgage, 78% LTV :-( Options o Halifax has offered me £10k @ 0%…
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Minimum monthly payments on 0% BT CCs
Hi, Does anyone know what the minimum monthly payments are on the 0% balance transfer credit cards? Ideally, I would like to transfer as much as possible to a 0% card, and then pay as little off per month, so I can concentrate on paying down the remaining balance on the other cards I have. I have looked at the websites for…
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C&G Repayment Holiday Criteria?
Hi, i recently asked my mortgage lender C&G if i can have a repayment holiday as i'm struggling to pay up, i've never missed a payment and have had the mortgage for a year and a half. C&G said i couldn't have one and due to business decisions they can't tell me why!!??? It is completely rediculous, they just said a…
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credit cards transfering money from bank acc
Is it lawfull for companys like barclay card to jus transfer money from my barclay account,to pay of arrears on my card,i have not given permission,or signed a d/debit ?
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SBT's
Do any of you know which credit cards at the moment allow SBT's and what the 0% period is on these?
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What credit card next?
Hey guys, at the moment i hold the following 0% balance transfer cards: Barclaycard Egg MBNA Platinum Virgin M & S Im currently looking for another one but can't come to a decision. Which card would you advise next? Thanks :beer:
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Existing abbey\santander credit card owners listen up!
Hi guys! My first post here so be gentle ;) I am an experienced employee of Abbey, working mainly with credit cards - if you have any questions about your Abbey card or any other Abbey product I'd be more than happy to give you tips on how to work the system in your favor! I really enjoy my job so this isn't a case of…
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Virgin Atlantic Card offers disappeared
Hi, did anybody noticed that all the 6 months-0% offers have disappeared from the Virgin Atlantic credit card website? Also the function to transfer money into your current account (which is essential for stoozing) has disappeared.
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money
cant live on love alone lol
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I thought I was the perfect credit risk but now been refused twice in succession…..
Hi All, I really would appreciate some advice please as I have just been refused 2 credit cards on the spot. This has never happened before and generally, credit card companies have always been throwing themselves at my feet with all sorts of great offers. I have never had anything refused. In the past, I have always…
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Egg cashback update please
Hi I have BT'd some money from Capital One into my Egg Money account and I have not used the Egg Money account for a while. I have about £200 sitting in my Egg Savings account from previous cashback given for moving money in and out of Egg Savings but I am little out of touch, I read somewhere not to do it now, is that…
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Silly Minimums
Hi there Two of our cc, MBNA and Halifax, both on 0% started what I call silly minimums a few months back. MBNA for example, on a £8K debt, charge me a minimum payment of around £40 a month. Now I know a proper minimum should be at least £160 but of course I am stuck now. The 0% runs out in June so if I transfer the…
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Amex Platinum Card - BEWARE
:confused: I am a regular reader of Martin's email and often act on his advice which has been superb and has saved and made us money over the years. On the advice of the last email I applied for a Amex Platinum Card to enjoy the cash back bonus as advertised. All went well and yesterday my card arrived and I duly activated…
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Quick Q - re 0% BTs
Hi everybody... Excuse my ignorance if this is a stupid question - or one that's answered elsewhere but just had a quick look round the site and can't find a definite answer. The 0% period on my Virgin credit card is coming to an end soon and I'm struggling to clear the debt in time (although I can just about manage it at…
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Help on 1st ever Credit Card
Hi all, Basically ive never had a credit card before due to never needing one, and to be honest i still dont really need one. But ive been told that in the future, without ever having a credit card, im not going to have a credit rating. Basically i was going to get a credit card, just buy my petrol on it, then pay it off…
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Is the Tesco 0% on BT offer still on?
Looking on their website at the moment, but I can see no mention of it. Does anyone know if this offer is still on? Thanks
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Halifax all in one card
Anyone have any experience or info on this card for stoozing. I applied for it a while ago but not sent back the paperwork yet. I currently only stooz with Virgin's 0% card so far. The card is 0% for 9 months. Many Thanks Janine
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Stoozing questions
Hi, Just a few questions re stoozing. First out of interest. Why do super balance transfers exist. Why would a CC company allow transfer of their money to curent accounts? I presume the amount they give you is associated to how much you earn? Do they take the initial charge off the amount they lend you or do you have to…
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Credit Card Application
Hey there! Thinking of applying for a new Abbey 0% card (after reading the nightmares people have had doing it online I think i'll do it in a branch instead) however, my question is; Is there any benefit/drawback from having an additional cardholder added during the application process, might abbey look favourably on it or…
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End of Natwest Interest Free Period - Question
We are currently stoozing the cost of our wedding and honeymoon (£14k) on a Natwest Platinum Card. We have all the money required to pay it off in a savings account with YBS. The Interest Free period ends at our next bill date, at the beginning of January. The comment on the latest bill however is that if we pay the…
