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stoozing on an off-set mortgage
I am coming to the end of my studies and am looking at buying a house (hopefully) later this year or early next. i worked out that it would probably be best to get an off-set mortgage. I have been stoozing with my student account, HBOS £3000 interest free :grin: , and am now wondering if i could do this with an off-set…
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Looking to apply for new credit card - credit limit question
Hi all, I'm thinking of applying for the M&S card (0% purchases for 10 months) so I can continue my slow stooze. I have 4 credit cards with limits amounting to approx £31k (plus an additional £2k overdraft that has never been used). In the last week I have just closed one down credit card that had an approx £7.5k limit.…
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How to work out my stooze with One Account and interest rate changed?
Hi, Hoping someone can help me work out where I am with my stooze please? I remortgaged to one account from Sept 08 and from looking at the calculators worked out that stoozing was going to earn some extra money. I've got: - a Virgin Money card, £9000 limit 0% until Dec 09, and did a money transfer 18/9 for £8550, the…
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Stoozing and credit checks
I've just got myself an interest free for 16months credit card and I'm planning on using it to pay some money off my mortgage so I can let my flat as OH and I are buying a house. Hope that makes sense. We can't get a new mortgage until we have consent to let from our current lender but we need to reduce the LTV by paying…
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Cashback better than stoozing ?
Dear All, I have been trying to compare a lot between Stoozing & Cashback card. See, you go for a 1 year Stoozing. You spend £500 a month. Pay the minimum balance & put all the remaining money in a savings account, it offers you max 6%. End of the year you get £15 gross interest which is £12 after tax. Spend £500 a month…
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Credit Card Holiday Payments
If I Pay For My Holiday Using My Son's Credit Card, Does Section 75 Still Apply If Company Goes Bust Or Any Other Problems
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When to apply for new cards?
Hi all. I currently have 4 cards, comprising of: Egg Money - which I use for all purchases, paying off in full every month, Halifax, Barclays & MBNA - all of which I have use for 0% BTs. The latter 3 cards' 0% fee free period all end around end of May 2009, so obviously I need to apply for 3 or more new cards to transfer…
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British Telecom Super Balance Transfer card
Maybe not much use nowadays, what with saver interest rates being so low, but British Telecom have a new card (run by MBNA) which has 0% on balance transfers for 10 months (1.99% fee) and more importantly you get the exact same deal on cash transferred to your current account...…
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Coop Credit Card
http://www.co-operativebank.co.uk/servlet/Satellite/1193206368023,CFSweb/Page/Bank-CreditCards They have a credit card which lets you withdraw from cash machines without any charge, doesnt that mean you can withdraw it all for 59 or so days putting it in a saving acc then put it back again using their 59 day interest free…
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What is Stoozing?
Is it how much you can save by not paying high APR's and using 0% cards? - because, I am firmly in that boat... or something totally different! Kelly :) x
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Alternative to Egg Money?
Egg have now closed applications for the Egg Money card and from what ive read its been for a few months now. Are there any alternatives?
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Tesco 12-month - still available? Best option?
Is the Tesco in-store clubcard deal still available? - the one that offers 0% on all purchases (Tesco and elsewhere) for 12 months? I see it's still listed on the "0% purchase rate credit cards" page on stoozing.com but the "info" link doesn't work and I can't find it mentioned anywhere else except in google caches. If it…
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Struggling to tart
Haven't posted for a while, we were getting everything back in control until a partial loss of income, and have now found tarting balances much much harder. Is it just me? I have unusued cards with Capital One, Asda, M&S and Barclaycard and despite my efforts, have not managed to secure a single deal for a reduced interest…
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Avoid credit cards for financial prosperity
I've been delighted with my decision to drop credit cards in 2008. I know exactly where I stand financially every time I visit a cash machine. I am in control. What more could I want :) ? If there are any 3% cashback credit cards currently available, please let me know. Or any other reasons to take up credit cards again in…
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Last Throw of the Stoozing Dice
My latest round of cards as just ended, so want to make the most of my Egg savings account at 6.3% until October. Which providers allow / not allow you to hold one or more cards with them? And which providers allow / not allow you to reapply for a card that was previously held but cancelled over the last few years? Thanks
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is it still worth stoozing?
hi, im on woolwich tracker mortgage (+.74% bbr) ive been stoozing 5k against my 70k balance. its due to be repaid in march, is it worth it to keep swapping the 5k to a different credit card (paying approx £150 fees) when Woolwich s tracker rate is so low. thanks for any advice in advance.
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Cardguard Schemes
I wonder if it is possible to talk about Cardguard scemes. Because I have recently been asked by Barclaycard and Alliance and Leicester to think about taking out there insurance, to protect my debit,credit,nectar, cards including my Passport in case of loss, fraud etc. Each has a different pricing structure, but are they…
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Cancel credit card debt?
Has anyone heard of this site, It is promising to <LI class=style5>Write off credit cards & personal loans It sounds too good to be true!! www.creditcorrectionsltd.co.uk
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Im looking for the article with the credit card list
Ive been searching everywhere but can't seem to find it. From what i remember it showed the credit cards offering 0% BT offers and whether they had a SBT facility or not. Anyone able to provide a link to that article? It was pretty informative.
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From Virgin to Egg and back
My 0% BT with Virgin (MBNA) is coming to an end next month. They said they can't extend the 0% but if the balance on it was taken away or paid off, then any new BT would have a 0% rate for 6 months. Can I move this balance to my Egg card then switch it back to Virgin for 6 months? I know Virgin will charge 2.9% but will…
