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is it still worth stoozing?
hi, im on woolwich tracker mortgage (+.74% bbr) ive been stoozing 5k against my 70k balance. its due to be repaid in march, is it worth it to keep swapping the 5k to a different credit card (paying approx £150 fees) when Woolwich s tracker rate is so low. thanks for any advice in advance.
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Cardguard Schemes
I wonder if it is possible to talk about Cardguard scemes. Because I have recently been asked by Barclaycard and Alliance and Leicester to think about taking out there insurance, to protect my debit,credit,nectar, cards including my Passport in case of loss, fraud etc. Each has a different pricing structure, but are they…
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Cancel credit card debt?
Has anyone heard of this site, It is promising to <LI class=style5>Write off credit cards & personal loans It sounds too good to be true!! www.creditcorrectionsltd.co.uk
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Im looking for the article with the credit card list
Ive been searching everywhere but can't seem to find it. From what i remember it showed the credit cards offering 0% BT offers and whether they had a SBT facility or not. Anyone able to provide a link to that article? It was pretty informative.
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From Virgin to Egg and back
My 0% BT with Virgin (MBNA) is coming to an end next month. They said they can't extend the 0% but if the balance on it was taken away or paid off, then any new BT would have a 0% rate for 6 months. Can I move this balance to my Egg card then switch it back to Virgin for 6 months? I know Virgin will charge 2.9% but will…
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Easiest Card to Apply for 0%
Hi there I'm looking to apply for another credit to stooze (i think thats how its spelt) on with the ol' 0%. but i really dont want to just keep appling for cards left right and centre and damage my credit score, esp with the credit cruch and me looking to buy a house, i dont want to harm it. I already have 2 0% im doing…
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credit cards
I need to consolidate one card which i have 3800 on but have had interest stopped for few months would i still be able to transfer to my capitol one but have only a 1000 pound credit limit.:eek:
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abbey zero card - get one, get another one free !!
i recently applied for and recieved by abbey zero, and was given a nice £9.2K limit, which i duly called them to set up my BT's immediately and am happy as larry. then a few days later i got a letter with the signature form again asking me to sign to complete the application. Having already done this once and got my card i…
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Stoozing Advice Please!
Hi All, Been reading with interest the threads on stoozing and like the idea of it! The advice I am seeking is this....I am considering doing the stooze, but instead of putting the money in a savings account, I was considering investing the money in shares via HoodlessBrennan. I regularly monitor a couple of shares I have…
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Interest charged
Hi all, I've been "stoozing" using borrowed money from Virgin Atlantic MBNA credit card. Everything seemed to go perfectly when just one month before the end of the investment, I made a transaction on the card which made me go over the credit limit for a couple of days (I bought a damn seasonal train ticket!). Virgin…
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Any chance with Mint?
Hi, just cleared my balance on 0% deal with Mint in December. Do you think they'll give me another 0% if I ring? I've an 11k limit on this card so it would be nice to get an extension. Or is it better to wait a while? Don't want to blow my chances by ringing and asking too soon :cool: Did a search here and on google but…
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Fastest no fee application and Balance transfer
Which is the fastest card to apply for to get a no fee balance transfer Abbey Zero, Icici or Ulster bank Cheers
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RBS question
We recently contacted Royal Bank of Scotland as we intended to use our new 0% on balance transfers deal Barclaycard to clear the RBS card. They informed us that they do not accept payments from other credit cards only credit cards. Has anyone else had this problem? Im concerned that this will present problems with other…
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Egg Money - Saving cashback
I seem to remember that in certain circumstances (if you were lucky) that you got cashback if you transferred money from EM to ES. I have a BT on its way to EM soon. I wanted to try this myself, but. I cannot see within the admin pages how to do said transfer. I payed money into ES with my HSBC account and have paid money…
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my delima
hi, i am a 24year lady that just had a baby. i work for a bank and in the last few yrs i got myself into credit cards and loans debts. i know you would say hey you should know better but it all started before working in the bank. my maternity allowance is about to stop and i have got 5credit cards amounting to 25,000…
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Broken TV sent through ebay
I sent a portable tv through clickaparce it arrived with the screen smashed, I sold the tv through ebay. It was in full working order when it left me, I phoned the courier who said it is not insured, (I should have read the 'small print') Does anyone know if this will be insured through paypal? I symathise with the…
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Cashback and cancelled card
Stupidly i accidentally left my cap 1 cashback card in a shop the other day whilst out in the mayhem we call xmas shopping and ive had to cancel my card although i did get my card back we didint want to take the chance of the card being cloned. We have about £130 cashback due to us within the next few weeks but will this…
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New Barclaycard Applications - BT warning
Hi all Recently we picked up a 0% over 9 months Barclaycard with a credit limit of £5,600 which we intended to use as a slow stooze card. First statement arrived last week and I paid the minimum. Today a letter (dated same day as the statement!) arrived advising me that the credit limit was reduced to £560 (!!!!) (read…
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Negotiating the 3 % fee?
Anyone had any luck with negotiating down the BT on large balance transfers. I'm thinking specifically of transfering to a Virgin/MBNA card with 0% period. Experiences/advice appreciated.
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Stoozer of the Year Awards 2008
The STOTYs nominations are in and you can now vote for your favourite stoozer on the Official Stoozing Website (no need to register to vote). Details here. Clariman
