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Slow stoozing advice please
Hi I'm coming towards the end of a 15 month slow stooze with halifax. I have a 12.5K credit limit.Starting to look around for the next slow stooze card...I see that Tesco (12 months), First Direct (12 months) and marks and spencers (10 months) are at the top of the table for 0% purchase durations.I wondered if anyone had…
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Stoozing, some tax reclaimable?
Something that came up when discussing ebay and the ins and outs of selling on it has got me thinking. If you sell your possessions on ebay you don't need to declare the income for tax purposes. If however you specifically buy something to sell on ebay then you need to declare your profit. Now when it comes to stoozing I…
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help needed so i dont mess up please
hi guys, i am thinking of trying to use some of my available credit to offset mortgage. but want to now the best way. i have a oneacount with approx £42,000 remaining at 6.1% I have just received a abbey zero c/c with 3400 limit with no b/t fee for first month and 0% until may 09. Is it straight forward to transfer into…
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Asda Credit - money back vouchers
Has anybody realised that Asda terms & conditions changed last year so that any money back vouchers (issued annually for Asda Stores) are now capped at a measly 300 points a year regardelss of what you spend. This means the maximum cash back is £30 which when compared to the £116.05 I received last year is very…
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Using Credit Cards to pay Tax bills
I need to pay at least £10k for my tax bill in January. I have got a bit saved but obviously not enough. I was hoping to pay the rest by credit card and pay it back over say 10 months. Will it count as a cash withdrawal and therefore incur a higher rate, does the Inland Revenue even accept credit card payments and if I can…
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Cards refused, That ends my stoozing
My Barclay card is comming to the end of the 14 month 0% so rang up for the Abbey Zero and they were very obliguing etc. :beer: Then the dreaded words, 'Sorry you haven't been succesful this time'. :cry: So I got out the application Halifax sent me, which I mentioned in the other thread and applied on line, and yes you…
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idiots guide to stoozing
hi all, i am a bit slow in the finance think tank i do not fully understand the art of 'stooziing' can anybody suggest an idiots guide to stoozing please...for example what is the best way to get started? what are the advantagesfinancially? and what pit falls should i look out for? many thanks
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Paying a credit card with a credit card?
I am stooding with my Virgin Card to offset my mortgage, nice little pot growing. We currently have a Natwest credit card that my OH uses for petrol and odd things during the month, which we pay off every month. He also uses it to pay back his percentage (private hire), so sometimes a large amount. Question: Can I pay off…
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Natwest balance transfer cheques
Newbie - I've tried search but don't see the answer so starting a new thread - sorry if this is wrong! I recived today 'balance transfer cheques' from Natwest with a 'Sale' marker showing 0% interest till Sept 09 and 'no balance transfer fee'. The small print says I can effectively use the cheques for any purpose. I phoned…
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Transferring from credit card to current account?
Hi folks, given that my ISA is now not worth perservering with, thanks to the Clown, i want to pay off my only existing loan. I have just over £6k in the ISA, and my loan is £9750..obviously a bit more than the ISA. I have a very good credit rating ( i have both Halifax and Cap One cards...both empty) so i want to transfer…
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Using Egg money as stooz pot?
Now Egg Money card pays 4% on positive balances and most savings accounts are paying around the same, does anyone else just use this card as their stooze pot? Just got my card through and noticed that I was very lucky to get one as they've stopped applications on their site! Time to apply for the Virgin card now!
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Abbey - Santander - repeat success ??
My Abbey 12mth deal has just ended - anyone had a succesful repeat , ?
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Halifax C Card offer
Hi there, I have just received an offer for a Halifax Credit Card with 0% Bt for 10 months and 0% on purhases for 10 months. This is no different than what they have on offer on there web site last time i looked but beings they have offered it to me would I be more likely to be excepted. Also the offer of 0% on both Bt and…
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Skycard 0% offer
In February, I received a 0% BT offer from Sky: You'll pay no interest until 1st Dec 2008. My min. payment is due on 30th Nov. I was intending to do the min. payment on Friday 28th Nov (Faster Payments from FirstDirect are credited on the same day) and pay the remainder on Monday 1st. Am I right in assuming that the…
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MBNA Positive Balance
Hi Just a quick question. Do MBNA charge a fee when transferring a positive balance? Thanks
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trying to get my head round something..
i've just tried to work out if i can stooze on my virgin card and manage to pay it off - i would be grateful if someone could just clarify what i want to do will work! virgin card £2500 owed £10000 available to spend min. payment now is £43 min. payment on £12500 is £343 (3%) bt fee 2.98% i wasn't sure on tax rates so left…
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help !!! balance transfers and joint accounts
2 things hit me like a hammer after reading the latest ccards article. 1. i have a mint card that is a balance transfer card whose offer will expire in feb. I have just read the cutoff point is 1-12-08, for new cards,after which your credit file may take a whopping if you apply for a new bt card. I always pay the minimum…
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Would Stoozing damage my credit rating?
I'm thinking about starting stoozing, my savings account is the Kaupthing Edge now ING (anyone know if that rate of 6% or so is fixed?), I have to get a new card which will allow 0% on purchases. I was thinking about paying my mortgage of £1000 by using my card and save that £1000, Of course I have to pay the minimum…
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credit card interest
HELLO MARTIN approx 8 years ago i was heavliy in debt , i had to seek help from the cccs which i must say was a gosend ,i am not proud of myself either ,but one of my creditors is still charging me interest on my credit card debt which i am paying through my DMP is there any advice to either stop or reduce these charges as…
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Halifax tricky stuff
Halifax have 0% for ten months but this is only on spending for the first 90 days. I assume that to benefit you will have to stop spending on this card after 90 days or pay off the balance. Otherwise if you continue spending there will be an element of 0% and an element of 15%. Don't like the look of this one.
