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Cashback and cancelled card
Stupidly i accidentally left my cap 1 cashback card in a shop the other day whilst out in the mayhem we call xmas shopping and ive had to cancel my card although i did get my card back we didint want to take the chance of the card being cloned. We have about £130 cashback due to us within the next few weeks but will this…
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New Barclaycard Applications - BT warning
Hi all Recently we picked up a 0% over 9 months Barclaycard with a credit limit of £5,600 which we intended to use as a slow stooze card. First statement arrived last week and I paid the minimum. Today a letter (dated same day as the statement!) arrived advising me that the credit limit was reduced to £560 (!!!!) (read…
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Negotiating the 3 % fee?
Anyone had any luck with negotiating down the BT on large balance transfers. I'm thinking specifically of transfering to a Virgin/MBNA card with 0% period. Experiences/advice appreciated.
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Stoozer of the Year Awards 2008
The STOTYs nominations are in and you can now vote for your favourite stoozer on the Official Stoozing Website (no need to register to vote). Details here. Clariman
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economy 7
Hi have just found out that it cost me £140.00 a year more to be on economy 7 than if I came off it, needless to say I have come off it, I have been on it for 20 years so lost a lot of money, the only way you can be better off is if you are all ellectric and even thats doutfull so check your figures.
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Continued stoozing good for the banks?
With the latest interest rate cut it does look quite bad for the future of stoozing as it is now going to be difficult for people to make a profit. Smaller stoozers shouldn't have a problem for another year as alongside ISAs it should be possible to get 1 year fixed rate current accounts (A+L and Abbey having the highest…
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Missed Payment
I was one day late paying my Virgin Card bill :mad: They have already added a late payment fee of £12, will they now start adding interest on the whole balance? And if so, what's the best option to minimise fees? Pay off the full balance immediately? It's not too bad as it only had a couple more months to go anyway, so…
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Can you stooze with cash-back cards?
I just wanted to know whether it was possible (or legal, even) to 'stooze' with cash-back cards? The idea is that I setup a DD to pay off the balance in full each month, but I put the money directly into my One Account. That way, I'll be saving on interest, and earning a bit of money on cash-back; so its kind of like a…
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New stoozer weighing up whether to go for it
Hi guys, I've always been aware of stoozing, but never gave it a go. Just trying to decide now if its worth putting the effort into. Can you give me an idea of how much a couple with good credit histroy could expect to make/save in 2009 if you really went for it? Also how much time would you expect to it to take to achieve…
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Slow stoozing advice please
Hi I'm coming towards the end of a 15 month slow stooze with halifax. I have a 12.5K credit limit.Starting to look around for the next slow stooze card...I see that Tesco (12 months), First Direct (12 months) and marks and spencers (10 months) are at the top of the table for 0% purchase durations.I wondered if anyone had…
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Stoozing, some tax reclaimable?
Something that came up when discussing ebay and the ins and outs of selling on it has got me thinking. If you sell your possessions on ebay you don't need to declare the income for tax purposes. If however you specifically buy something to sell on ebay then you need to declare your profit. Now when it comes to stoozing I…
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help needed so i dont mess up please
hi guys, i am thinking of trying to use some of my available credit to offset mortgage. but want to now the best way. i have a oneacount with approx £42,000 remaining at 6.1% I have just received a abbey zero c/c with 3400 limit with no b/t fee for first month and 0% until may 09. Is it straight forward to transfer into…
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Asda Credit - money back vouchers
Has anybody realised that Asda terms & conditions changed last year so that any money back vouchers (issued annually for Asda Stores) are now capped at a measly 300 points a year regardelss of what you spend. This means the maximum cash back is £30 which when compared to the £116.05 I received last year is very…
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Using Credit Cards to pay Tax bills
I need to pay at least £10k for my tax bill in January. I have got a bit saved but obviously not enough. I was hoping to pay the rest by credit card and pay it back over say 10 months. Will it count as a cash withdrawal and therefore incur a higher rate, does the Inland Revenue even accept credit card payments and if I can…
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Cards refused, That ends my stoozing
My Barclay card is comming to the end of the 14 month 0% so rang up for the Abbey Zero and they were very obliguing etc. :beer: Then the dreaded words, 'Sorry you haven't been succesful this time'. :cry: So I got out the application Halifax sent me, which I mentioned in the other thread and applied on line, and yes you…
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idiots guide to stoozing
hi all, i am a bit slow in the finance think tank i do not fully understand the art of 'stooziing' can anybody suggest an idiots guide to stoozing please...for example what is the best way to get started? what are the advantagesfinancially? and what pit falls should i look out for? many thanks
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Paying a credit card with a credit card?
I am stooding with my Virgin Card to offset my mortgage, nice little pot growing. We currently have a Natwest credit card that my OH uses for petrol and odd things during the month, which we pay off every month. He also uses it to pay back his percentage (private hire), so sometimes a large amount. Question: Can I pay off…
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Natwest balance transfer cheques
Newbie - I've tried search but don't see the answer so starting a new thread - sorry if this is wrong! I recived today 'balance transfer cheques' from Natwest with a 'Sale' marker showing 0% interest till Sept 09 and 'no balance transfer fee'. The small print says I can effectively use the cheques for any purpose. I phoned…
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Transferring from credit card to current account?
Hi folks, given that my ISA is now not worth perservering with, thanks to the Clown, i want to pay off my only existing loan. I have just over £6k in the ISA, and my loan is £9750..obviously a bit more than the ISA. I have a very good credit rating ( i have both Halifax and Cap One cards...both empty) so i want to transfer…
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Using Egg money as stooz pot?
Now Egg Money card pays 4% on positive balances and most savings accounts are paying around the same, does anyone else just use this card as their stooze pot? Just got my card through and noticed that I was very lucky to get one as they've stopped applications on their site! Time to apply for the Virgin card now!
