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CapitalOne - do they allow BTs to bank accounts?
Hi Everyone, As usual, I have poor timing. I applied for a Capital One Card at 0% and have to wait up to 7 days for a response. I have a BT offer for 2% which runs out this Friday which I will have to take if I don't hear from CapitalOne. If I have to accept the other offer, do you know if Capital One permits BTs to bank…
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Abbey Zero - new T&C's from Oct 6
Hi everyone, Jut received an updated T&C from Abbey Zero card effective Oct 6, 2008. Just to let you guys know (who don't read T&C's), they've introduced a £10 dormant account fee. A dormant account is one where it has a balance of £0 for 6 months continuous. So, remember to close down your Abbey Zero cards if you're not…
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New to stoozing
Right, I have never done this stoozing thing before but we have recently got an Egg card on 0% BT for 14 months, primarily for accelerating paying our debts off, we have BT more of less up to the limit to clear our highest APR C Card and the first repayment to Egg starts on 2nd Nov, it will be about £68. I am thinking of…
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Is this stoozing? & advice on stoozing!
Hi, Ive heard, and read about stoozing, and had an idea and wanted to see if people thought this was a good idea or not, and whether it was a form of stoozing? Im a recently qualified teacher who has an interest free overdraft, which ive paid off, so i had an idea to take the full amount of the overdraft out and pay it off…
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Experience of credit limits - advice please
Hi, I'm looking around for a new 0% slow stooz card. Coming towards the end of Halifax 15 months slow stooz where I got a 10K CL later increased to 12.5K The longest duration cards now seem to be Tesco's, First Direct and Barclays (all 12 months). Does anyone have any experience of the Credit Limits offered by these cards?…
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Halifax refusing BT to Egg Money
Apologies if this is something discussed for donkeys years by you experienced stoozers... I did a search but couldn't find anything. I just tried to make a BT from Egg Money to Halifax, but Halifax gives me the messages '' we currently don't accept BTs from this financial institution". It actually concerned a genuine BT…
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Tesco Clubcard Credit Card. In Store Offer
My local Tescos, (Prescot Merseyside) had a promotion instore for the clubcard creditcard. 12 months interst free on all spending. The one on tescos website is only 6 months, so I reckon worth using as a straight spending card for stoozing. Just posting this to let anyone else interested know this offer is available, and…
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Virgin One Account Offsetting
Hi Guys, Apologies if this is the wrong place to be posting but I have a oneaccount with £170,000 mortgage facility and wit currently £146,000 outstanding on the balance rate is 6.7% Anyhoo I have a Halifax Credit Card with £5000 outstanding (currently at 0% with initial 2.5% which runs out in Jan, this was balance…
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Virgin credit card
What is the chances of a 0% reapeat deal with virgin? anybody tried this? thanks in adavnce.
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Instructions required
Does anybody have a step by step guide for 1st time stoozers? Thanks
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Stoozing - higher rate tax band
I think that I've understood Martin's stoozing method involving the Egg card - is it really worth considering if I'm in the higher rate tax band?
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As Stoozers Where's The Safe Haven Of Your Stooze Pots?
Hi to all MSEr's and stoozers, With the recent economic turmoil that we have experienced I just want to create a poll as to where stoozers keep their stooze pots prior to collapse of the ICELANDIC BANKS.
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Virgin card accepted!! £17,000 limit!!!
Hi guys i just applied for a Virgin c/c yesterday night and was approved, they set my limit to £17,000, i was quite surprised, at the end of the application it stated that i would receive my card in 7-10 working days, the only thing i was wondering was that i havent received an email to confirm i am getting this card, if…
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Egg Money Card denied
Hiya, I would like to start with stoozing. A while ago (May 2008) I've tried to open an Egg Money Card but my application got denied. According to http://www.moneysavingexpert.com/cards/stooze-cash-credit-cards one needs the Egg Money Card to start stoozing. I'm just wondering whether anyone knows a different card instead…
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Barclaycard - 0% till April '09
I received a BT offer from Barclaycard for my OnePulse card: 0% until April '09, 2.5% handling fee via Barclaycard cheque. Will I have to pay interest on the handling fee in the following months? I paid the credit card off in full to-day as well as current statement balance, so the account is zeroed. I am expecting a…
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Problems with Abbey card cashback
My Abbey card was supposed to give cashback on purchases until the end of July but after giving me £19 in May nothing appeared. When I rang to query this they said they thought it would come in a lump sum at the end of the cashback period but nothing has appeared. I put about £400 a month on this card for the cash back and…
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Icelandic Banks Impact On Stoozers
Dear all MSER's and fellow stoozers, As the title goes how many of you stoozers have been affected with the problems with ICELANDIC BANKS: ICESAVE AND KE. I am one of the less fortunate to have my stooze pot with KE and Icesave. It has made a major impact if as a stoozer your stooze pots are in these institutions specially…
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Stooze pot safe in ICICI???
Hi all, What with all the banks having a bit of a wobble, I was wondering whether it would be prudent to pay off my C/Card balance now, rather than wait another 2 months when my 0% deal runs out. I know the stooze pot money is safe (approx £10k) in ICICI as less than £50k...but if they went bust I imagine it would take…
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Mnba
Does anyone know if MNBA have a maximum BT fee limit? Also I heard the other day that MBNA was one of the companies who were increasing the minimum payment to 5%. Has anyone experienced this? Thinking of getting some interest free credit to replace the old car. Foreversummer
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Timelines with Ulster Bank Gold and M&S Credit Cards - my experience
Hello, Just thought people might like to know about my particular experience with timelines and acceptance rates for Ulster Bank Gold card and M&S card in case they're thinking of applying for these. My existing 0% purchases card is coming to an end, so I thought I would get the Ulster Bank Gold card to transfer my balance…
