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I need the help of an expert...
...or at least someone good at maths! Is it still possible to make money from stoozing now that they charge a fee? I am in the lucky position to have zero debt except for my mortgage. Those lovely people at MBNA have today sent me some credit card cheques with "0% on the attached credit card cheques and all new balance…
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Cashback on Credit Card Cheque
I have just received some Capital One purchace rate credit card cheques. Can I write one to pay into a bank account, then pay the CC balance off each month as usual? This would then give me 1% cashback. I cannot see anything in the T&Cs about cashback on purchace rate cheques ( there are restrictions on cash withdrawals).…
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Credit Card Cheques
Hi All Hoping someone can comment... Lloyds TSB keep sending me credit card cheques, even though I've asked them not to :mad: However, when they sent me the credit card cheques for the second time after I asked them not to, I actually read the terms and conditions, and realised they were offering me an introductory rate of…
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stoozing Have I got this right.
Morning, I am looking into starting stoozing and just need to clarify. Questions are in red* Open a high interest savings account. * Apply for a 0% credit card. * Tranfer the balence into the savings account. Would there be a charge for doing this, I have never had a credit card, but believe there is a charge for getting…
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Effects of advising Credit Card suppliers of possible problems.
I am currently at the crunch point but may have some alternative funds provided to me for reducing my £30k. Whilst I do this, for the first time in about 3 years I defaulted on monthly repayment, therefore I have two options: 1. Apologise, mistake and somehow try to ensure they get this months payment to avoid any issues…
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Kinda like stoozing...
Ok, so I've heard about people overpaying their mortgages with a credit card, then drawing the money back out to pay it off at the end of the month, therefore offsetting some of the interest. And that the overpayments showed on their credit card bill as online payments. I was wondering. Could you get one of those cashback…
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BT and SBT on one card or keep seperate?
Hi all Im new to stoozing but having just signed up for an offset mortgage which starts at the end of October, I'd like to help that along with a bit of stoozing cash if we can. We currently have a card that comes to the end of it's 0% period at the end of October with around £2.5k on it, which is our only outstanding debt…
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Please tell me if ive got this wrong
I have tried to be very clever and read all the threads about stoozing before i go ahead; So have i got this right for the Super Balance Transfer option: I get my Virgin card to transfer £7000 into my current account (recently got Abbey Zero card offering £11,000 limit- so this bit ok). Put this into Kaupthing Edge at…
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What should i say in response to why i want to do a balance transfer?
I recieved a letter the other day from Virgin asking to call them regarding details of the balance transfer request. I can see why, with me having 7 other different credit cards! What would the best answer be to that question (if asked)? Thanks:beer:
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PLEASE HELP! Starting Stoozing
Hi all, relatively new to this site generally...was just wondering if anyone had an idea of how much i can roughly expect to be granted on a credit card for a credit limit. I have a pretty good credit card rating with no outstanding payments and never really got into debt (only student loan which isnt on there). I am 23 at…
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MBNA Virgin American Express Card
I applied for an Virgin American Express Card with MBNA on Monday and recieved it this morning with a credit limit of £8700 I only wanted it to get the 3000 miles for for the Virgin Flying club. When I ativated it this morning I was told that I could transfer £8200 into my current account intrest free for 6 months. I would…
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Egg card cashback swindle
I am an unhappy soon to be ex Egg card customer. As a rate tart and good boy who always eats his greens, and always pays of his credit card in full, I was sad when the cashback dropped to 0.1%. Still, at my spend this meant around £10 a year back. So... September rolls around and I have been quite frugal this year, only…
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Ahhh messed up my stooze
I've been purchasing on the Halifax one card (0% for 15 months). Its due to end in 3 months but I've messed up and gone over my credit limit, by about a fiver! I'm so annoyed, it was sat in my purse and I grabbed it without thinking and too late! I'm not sure what my best plan of action will be. I'll get a £12 fee for this…
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getting payments back for non delivery of goods
CAN ANYONE ADVISE HOW FAR BACK YOU CAN GO TO RECLAIM MONEY CHARGED TO YOUR CARD WHEN THE SUPPLIER FAILS TO DELIVER THE GOODS i KNOW THE TIME PERIOD IS USUALLY 90 DAYS FOR A STRAIGHT FORWARD DISPUTE BUT WHAT IF THE GOODS SHOULD HAVE BEEN DELIVERED WITHIN 1/2YEARS.
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EGG Money card
Hi I have recently been declined for my Abbey zero card and was thinking about applying for the egg money card. But I am not sure whether my decline recently will show on my credit report - does anyone have any ideas? I have looked and cant see anything other than the search. Also which is the Egg money card you are all…
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Lloyds TSB part complete application ?
I've rec'd an LTSB Airmiles Duo CC application sent with my latest Airmiles statement, its part filled with my personal details and offering 12mths BT @ 0% with 3% fee. Is this a good thing I should accept, is it preselection with decent credit limit ? Can I tell from the Total Charge for Credit section ? I am due to…
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where do i start?? Help please.
Hi, I'm looking at starting Stoozing just to improve my returns i have a mint card which i can have 0% on until april 09 with a 3% bal transfer fee. I was looking at starting with 4K bal transer. Please can you help me as to is this the best credit card etc, is the amount im doing it for worth while and where best to save…
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Watch out Morgan & Stanley Card Customers!
If you have a morgan stanley cash back card you will have been notified of the fact that your account will be transferred to Barclaycard. What they don't tell you is that there are significant changes to terms and conditions! Barclaycard charge an annual fee on opening your new account with them of £20! I tried to stop the…
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Hurrah!!!!!!!
I just want to say thanks very much to the advice regarding reclaiming credit card charges. Two months ago I started the process and calculated £510.63 in compensation. I took the advice and I was offered £150 as a final settlement. Let me tell you..........I stuck my neck out and went for the full amount threatening Court…
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longest current 0% for purchases
Hi you lot, I am going to try and do a bit of this stoozing lark and would like to sign up for a credit card at 0%. The Capital one deal Martin talks about doesn't last 15 months now, in fact it's oct 09 so about 1 year. Are there any other offers I have missed or in your experience do you think capital one will bring out…
