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Ulster Bank
Does anyone know why Martin has taken Ulster off his 0% deals with no fee? It looks like they have increased the period to nine months. Apologies if I have missed something.
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newb - taking cash out then transfering?
I need approx 3k for 10 months and at the moment have a tesco c.c. and a barclaycard. Barclay are offering 0% on balance tranfers until June 09. Question is can i withdraw cash on my tesco card and then transfer the balance to my barclaycard? Also if the limit of my tesco card isnt sufficient, can we withdraw cash on…
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New card or request increase in credit limit?
Hi there! I'm new to stoozing (and to the forum!) and currently using the 'slow method' with a Barclaycard 0% card. All my expenses now go on this card (my only cc) and my monthly wage gets transfered to a high interest savings account. Since my limit is only 2k, I'll need to apply for a new card to carry on though. My…
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Transferring overdraft debts
Hi there, I'm new to the forum and need some advice on moving my overdraft debts to an interest free credit card. My Lloyds TSB interest free student overdraft is coming to an end and so the rate is jumping up to 19%. I have just applied for a Barcleycard from a link on this site but, if accepted, can I just directly…
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whats the best card to transfer cash to bank account?
Anyone know the best card to get if i want to transfer £££ into my bank from the card????
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Which way is best to maximise stooze?
I am currently stoozing with 2 credit cards - a Halifax 0% purchases for 15 mths (2.2k limit) and a Abbey Zero 0% BT for 6 mths (2.185k limit). The Halifax one doesn't finish until next April, but the Abbey finishes beginning of November. This was my first time at stoozing and rather foolishly started off by getting too…
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Credit card advice
I have got myself in a serius sticky situation and need advice on what i should do. can anyone help? Basically I have a debt of 25,000 on credit cards. 1 card is 4,000 at 0% interest til next year so i will keep that i dont spend on it at all. 2nd card 5,800 paying approx 120.00 per month 3rd card 9, 800 paying approx…
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my calculations... am i right?
Have a Virgin Credit card... have the 0% balance transfer rate until 16th Nov 2009 (although on the letter sent with the cheques it states 01 November 2009) have 4,400 credit 95% off this can be used in a cheque payment 2.98 handling fee. have the cheques ready to go. I want to pay as mush as possible from my bank account…
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MBNA payments query
I have an MBNA credit card which has 0% on purchases before Jan 09 and on purchases over £501 it 0% until June 09. I'd like to buy my train season ticket using the card and have already made some small purchases on it. In January I will probably owe £2,500 k for the train ticket and say £500 for smaller purchases. My…
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new credit card... have transfered balance onto it...
have just opened a rbs graduate account. Have a credit card included with it with a 13month interest free on balance transfers / 6months on purchases. At the mo its -£875 from a balance transfer i did and has a remainding balance off £1,975.35 - ive made no purchases, just one balance transfer. - can i transfer the…
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Money Tailor.
We have been recieving 2-3 phone calls a day from "Global Debt Management" offering to reduce our credit card debt. These calls were really getting us down so the last time they called my wife asked to speek to higher and higher people and it turns out that infact she asked for them to call us regarding reducing our debts.…
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AMEX - Advice Please?
Hi My first post here and loooking to see if anyone has any advice / opinions on the following situation. Ive been stoozing for years but not done any for a while as most card companies charge around 3% fee on any cash advance. However I recently came across a couple of cards which offerered a long enough interest free…
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barclay's onepulse - of limited use.
I've just taken a quick look at the t and c's with this one and it's not quite the goldmine I was hoping for. the max. bt figure is £5k or 90% of your cl, whichever is the lower. shame. it might come in useful to someone, but it's not up there with the big cards.
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Question about repayments using 'card trick'
Ok, I have read the stuff on stoozing and I understand how it works but I have some questions... Are you supposed to calculate the total amount of minimum repayments and hold this back in a current account to pay off each month? Obviously paying from a savings account can reduce the high introductory rates on offer, but…
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Halifax application quick question
Hello, I've just been accepted for an Halifax 0% on BT for 15 months :j. I've also been accepted for an Egg Money card that I should receive any day now. So, ready soon for a stooze BT. Halifax sent me paperwork (credit agreement) to sign before sending me the card, but no mention of the credit limit. Is it better to call…
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Best card for student slow stooze
Any recommendations of CC companies for trying to get 0% purchase card for my 18yr old, who has never has a CC before. Cheers
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Absolute stoozing disasters - anyone had any?
Hi I'm considering stoozing but I want to be aware of the absolute worst that could happen. Anyone had any real disasters? :eek: I want to go into this with my eyes wide open so I would appreciate the wisdom of your experience. Many thanks x
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Air miles
Does anyone know whether Tesco or Lloyds TSB credit card is the best way of collecting air miles please?
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Free Money from Paypal! Please help?
Hello everyone, I'm after some help as I'm very concerned about my sister's finances. I've always found 'clever' ways to save a few quid here and there, but I don't believe the so called system my brother in law is using to fund a cashflow problem, I think he may be lying to my sister and getting in over his head. Here's…
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Credit Reclaim Charges
Hi Can any one help have defaulted on my credit card as suffering a bad period at moment and am doing a debt management plan, to sort out my finances. Am unable to use my credit cards as defualted on them. Can I still try to claim back unfair charges.