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How many applications can be made and over what time period
Started stozzing last week - I've applied for 3 cards over the last week, all have had resonable credit limits although the 3rd was considerably less than the first two. Anyway I was just wondering how many applications you can make within a certain time period before you start ringing alarm bells on your credit file.…
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Are Stooze Pots safe?
I have 10k outstanding on a Halifax CC with 0% until Feb 2008, I have invested the 10k with ING. Am just a bit oncerned that if the banking system fails that I may not be able to withdraw the 10K from ING to repay the Halifax. Must be lots reading with similar potential issues. I am considering withdrawing the 10k now and…
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Waiting on Barclays
Completed their online forms a week back and I have heard nothing. Rang their help line and their message tape suggest they will take two weeks to get back. Any one been through this lately.
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Why ever pay off a card?
Hi, unless I'm missing a trick I cant see why you would ever pay off debt on a card... You've got X amount of debt on a card, your 0% deal comes to an end. There are plenty of cards offering 0% (3% fee) for 12 months on balance transfer out there. Why not just transfer, and have the additional cash in your savings account…
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Credit Card Protection
Hi Guys, I dont know if anyone can help! I have been charged Credit Card Protection on an Egg credit card - i have been charge for about 4 years - for some reason it has only just come to my attention - i did not ask for it or agree toit. I was wondering what i could do? I am in possesion of all my statements, the cost…
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help with 1st snooze!!!
Can someone tell me whats the best savings account to do this in? I have a MBNA card. Limit 4200. want to transfer to current account to transfer to good savings account. Will be making monthly payments from here and taking into account the fee of 2.9% what will i make? is this worth doing? It will be for one year tried to…
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HELP! Virgin Card Stoozing cheque or transfer???
Hi guys i need your advice please. I still have not received my Virgin credit card cheques in the post and have currently ordered another lot to come to start stoozing. However after login on to their web site there is a facility to transfer to an account online. Is transfering online the same as using the credit card…
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How long do Abbey take to send docs?
Applied for an Abbey card earlier this week... does anybody know how long they take to accept (or reject!) and send the docs out for signing? The website just says "if you're accepted we'll send docs out" - really helpful :rolleyes: Why they can't give an instant decision like most others do, I've no idea ;) TIA for any…
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I need the help of an expert...
...or at least someone good at maths! Is it still possible to make money from stoozing now that they charge a fee? I am in the lucky position to have zero debt except for my mortgage. Those lovely people at MBNA have today sent me some credit card cheques with "0% on the attached credit card cheques and all new balance…
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Cashback on Credit Card Cheque
I have just received some Capital One purchace rate credit card cheques. Can I write one to pay into a bank account, then pay the CC balance off each month as usual? This would then give me 1% cashback. I cannot see anything in the T&Cs about cashback on purchace rate cheques ( there are restrictions on cash withdrawals).…
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Credit Card Cheques
Hi All Hoping someone can comment... Lloyds TSB keep sending me credit card cheques, even though I've asked them not to :mad: However, when they sent me the credit card cheques for the second time after I asked them not to, I actually read the terms and conditions, and realised they were offering me an introductory rate of…
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stoozing Have I got this right.
Morning, I am looking into starting stoozing and just need to clarify. Questions are in red* Open a high interest savings account. * Apply for a 0% credit card. * Tranfer the balence into the savings account. Would there be a charge for doing this, I have never had a credit card, but believe there is a charge for getting…
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Effects of advising Credit Card suppliers of possible problems.
I am currently at the crunch point but may have some alternative funds provided to me for reducing my £30k. Whilst I do this, for the first time in about 3 years I defaulted on monthly repayment, therefore I have two options: 1. Apologise, mistake and somehow try to ensure they get this months payment to avoid any issues…
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Kinda like stoozing...
Ok, so I've heard about people overpaying their mortgages with a credit card, then drawing the money back out to pay it off at the end of the month, therefore offsetting some of the interest. And that the overpayments showed on their credit card bill as online payments. I was wondering. Could you get one of those cashback…
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BT and SBT on one card or keep seperate?
Hi all Im new to stoozing but having just signed up for an offset mortgage which starts at the end of October, I'd like to help that along with a bit of stoozing cash if we can. We currently have a card that comes to the end of it's 0% period at the end of October with around £2.5k on it, which is our only outstanding debt…
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Please tell me if ive got this wrong
I have tried to be very clever and read all the threads about stoozing before i go ahead; So have i got this right for the Super Balance Transfer option: I get my Virgin card to transfer £7000 into my current account (recently got Abbey Zero card offering £11,000 limit- so this bit ok). Put this into Kaupthing Edge at…
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What should i say in response to why i want to do a balance transfer?
I recieved a letter the other day from Virgin asking to call them regarding details of the balance transfer request. I can see why, with me having 7 other different credit cards! What would the best answer be to that question (if asked)? Thanks:beer:
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PLEASE HELP! Starting Stoozing
Hi all, relatively new to this site generally...was just wondering if anyone had an idea of how much i can roughly expect to be granted on a credit card for a credit limit. I have a pretty good credit card rating with no outstanding payments and never really got into debt (only student loan which isnt on there). I am 23 at…
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MBNA Virgin American Express Card
I applied for an Virgin American Express Card with MBNA on Monday and recieved it this morning with a credit limit of £8700 I only wanted it to get the 3000 miles for for the Virgin Flying club. When I ativated it this morning I was told that I could transfer £8200 into my current account intrest free for 6 months. I would…
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Egg card cashback swindle
I am an unhappy soon to be ex Egg card customer. As a rate tart and good boy who always eats his greens, and always pays of his credit card in full, I was sad when the cashback dropped to 0.1%. Still, at my spend this meant around £10 a year back. So... September rolls around and I have been quite frugal this year, only…
