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MBNA or Egg Money?
I decide to start stoozing six months ago and at that time four credit searches was done on my behalf. Halifax had accepted me however MBNA and Egg Money declined me. Another search was performed by Abbey when I start banking with them. Now the six months are nearly over and all the search records will soon be erased.…
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free stuff from gaming lagoon
:)Hey Guys. I'd thought I'd let you know about an amazing website. I've researched it and found it to be the best website to receive free stuff, by doing hardly anything at all..... Win xbox live points, xbox, ninetendo ds, wii, games, i-tunes gift cards and much much more all by answering surveys....... Plus membership is…
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Virgin fee free BT
just done a balance transfer of £24k (4th with virgin so far on this card) for 6 months @ 2.9% with no BT fee. the alternative offer given was 9 months at 3.9% with a BT fee of 1% deals still to be had out there
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cards
why do companies take cash out of my meastro card in seconds but can't repay for mistakes for 5 to 7 days
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Stoozing dying out?
Just a quick, probably naive question but is stoozing on the verge of disappearing with the credit crunch biting? Is it right that fewer and fewer cards are offering 0% introductory periods?
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I'm bamboozled! Interest rates when stoozing?
Hi there, I've read the pages on stoozing and understand the main concept of borrowing money and investing it in a high interest account. I used the stoozing calculator and got a bit confused on the part that said credit card interest rate. If for example I opened a virgin card (as suggested) and was given a £3000 credit…
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How to best use a credit card 'credit' balance?
Hi, I have managed to over-stooze a card I was paying off, and now have a significant 'credit' balance on the card. Does anyone have any good ideas of how this can be best used? Ideally I don't want to incur additional transfer fees, but would like to try to use it in some way (perhaps to offset against my mortgage for a…
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Advice please
Hi, I wonder if you could give me some advice please. I have a Mint card with £5k on it, an Egg card with £1.5k on it and an MBNA with 0 balance. My overdraft is £1k and I would like to do an SBT to clear it. Can you please advise me the best way to do this. Do I need to do an SBT from a card that has a 0 balance on it?…
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Egg Money and Egg Savings
Hey, I noticed Egg also has a savings account and, while in no way the highest interest, I thought it would be a tidy way to stooze. Is this possible or is it better practice to keep it all separate?
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super balance transfer-virgin card to my current a/c?
Hi Just wanted to run doing a super balance transfer by you guys before i did it! thanks to this forum, i applied and have just received my Virgin Credit card with a balance of £3.5k. I need this as real money - so can i just ask them to SBT it to my lloyds a/c? will this be as part of the 0% BT rate with just the charges?…
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Fine print of FD Gold card Ts&Cs
I have just sent in the credit agreement for the FD Gold card, that I intend to use for slow stoozing. As documentation for the card, FD sent me some flyers, a sheet with a "Summary box" about the Gold card and a leaflet with their Credit Card Terms. The "Summary box" sheet and the flyer both state, as expected, that all…
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Egg Money
Howdie folks, I applied for a Egg money card to use for a muel for stoozing, I already have a Egg credit card so thought it would be in the bag.... Strange thing was it was accepted online however i never received the card. After emailing them they informed me that it was subject to further credit checks and my application…
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Keeping Track of Profits
Hi All I am after a bit of advise. I have been stoozing for a while now and keep getting 0% deals with around £54,000 currentlybetween me and my hubby. I have maxed out our ISA allowances and have the rest in a HISAVE account (ICICI). As the money is all in one account and the deals run out at all different times, I am…
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not sure if this falls into stoozing catagory
I have approx 8k that I have that I did a sbt from mbna, I will need to use it next feb to pay off my halifax cc when it comes to the end of its 0% so where is best to put it for now and to make the most of it interest wise?
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First Direct - Limit
Hi, I'm about to sign up for a 0% purchase credit card for a bit of slow stoozing. I fancy the First Direct credit card because I bank with them. Does anybody know what kind of limits they are happy to offer? Their website says that they offer £3k minimum. I want to apply for a £5k one but aren't too sure if I'll get…
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Unsure about balance transfer - pls advise
Hi, 1st time poster on stoozing board so go easy on me! I'm going with the One Account for mortgage as of 1st September and having researched find that stoozing could help me increase my savings during the 0% period. I understand that I have to pay back at the end of the period, but what I wasn't sure about was how you got…
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Morgan Stanley changing to Barclaycard
Hi, I have a Morgan Stanley cashback credit card which has been taken over by Barclaycard. I called Morgan Stanley to close the card as I wanted to reapply with Barclaycard later this year to take advantage of their 0% balance transfer. They told me I would be better off just waiting for the switch over as Barclaycard…
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Do I cancel a finished card?
Hi, I wonder if anyone can help... For the purpose of a little light stoozing, I have 4 credit cards and a store card. One of the credit cards (Tesco M/C) has finished its 12 months free BT period, so I no longer use this and the balance is £0.00. I also have a Store Card which I no longer use, as I get cashback on my main…
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egg BT fee if positive balance?
Hi can someone confirm the following for me please. If I transfer a balance onto my green egg card so it then has a postive balance. I wont be charged a fee when I transfer that money out of egg (to my bank account) I had an email from egg with a promotional offer which I dont want to use (3.9% with a 2.5% fee). As I am…
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Stoozing and Remortgaging
We will come off our fixed rate onto the SVR in 10 months from now so will need to remortgage. Currently have no non-mortgage debt - i.e. have not yet started stoozing. Is it worth starting to stooze now, or are we better off keeping ourselves with no credit liabilities ahead of remortgaging? Or should we stooze for (eg)…
