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Ahhh messed up my stooze
I've been purchasing on the Halifax one card (0% for 15 months). Its due to end in 3 months but I've messed up and gone over my credit limit, by about a fiver! I'm so annoyed, it was sat in my purse and I grabbed it without thinking and too late! I'm not sure what my best plan of action will be. I'll get a £12 fee for this…
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getting payments back for non delivery of goods
CAN ANYONE ADVISE HOW FAR BACK YOU CAN GO TO RECLAIM MONEY CHARGED TO YOUR CARD WHEN THE SUPPLIER FAILS TO DELIVER THE GOODS i KNOW THE TIME PERIOD IS USUALLY 90 DAYS FOR A STRAIGHT FORWARD DISPUTE BUT WHAT IF THE GOODS SHOULD HAVE BEEN DELIVERED WITHIN 1/2YEARS.
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EGG Money card
Hi I have recently been declined for my Abbey zero card and was thinking about applying for the egg money card. But I am not sure whether my decline recently will show on my credit report - does anyone have any ideas? I have looked and cant see anything other than the search. Also which is the Egg money card you are all…
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Lloyds TSB part complete application ?
I've rec'd an LTSB Airmiles Duo CC application sent with my latest Airmiles statement, its part filled with my personal details and offering 12mths BT @ 0% with 3% fee. Is this a good thing I should accept, is it preselection with decent credit limit ? Can I tell from the Total Charge for Credit section ? I am due to…
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where do i start?? Help please.
Hi, I'm looking at starting Stoozing just to improve my returns i have a mint card which i can have 0% on until april 09 with a 3% bal transfer fee. I was looking at starting with 4K bal transer. Please can you help me as to is this the best credit card etc, is the amount im doing it for worth while and where best to save…
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Watch out Morgan & Stanley Card Customers!
If you have a morgan stanley cash back card you will have been notified of the fact that your account will be transferred to Barclaycard. What they don't tell you is that there are significant changes to terms and conditions! Barclaycard charge an annual fee on opening your new account with them of £20! I tried to stop the…
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Hurrah!!!!!!!
I just want to say thanks very much to the advice regarding reclaiming credit card charges. Two months ago I started the process and calculated £510.63 in compensation. I took the advice and I was offered £150 as a final settlement. Let me tell you..........I stuck my neck out and went for the full amount threatening Court…
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longest current 0% for purchases
Hi you lot, I am going to try and do a bit of this stoozing lark and would like to sign up for a credit card at 0%. The Capital one deal Martin talks about doesn't last 15 months now, in fact it's oct 09 so about 1 year. Are there any other offers I have missed or in your experience do you think capital one will bring out…
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Unfair Treatment by Ulster Bank in 0% offer
I should like to ask for anyones advice over a matter arising from a 0% credit card deal with the Ulster Bank earlier this year. I feel that I have a strong case against them for very poor treatment and want to know what I can do to report this to the FSA or some other body that could censure them. I opened a credit card…
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the state of stoozing 2009
indulge me, if you will. I started stoozing 3 yrs ago, so missed out on the more lucrative 'golden years'. that said, I've still made a fair amount and I'd like to thank everyone (esp. ysboy) for the advice /support. but, following the recent US implosions (lehmans, f. mac, f. mae ) I'm becoming concerned for the future of…
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Ulster Bank
Does anyone know why Martin has taken Ulster off his 0% deals with no fee? It looks like they have increased the period to nine months. Apologies if I have missed something.
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newb - taking cash out then transfering?
I need approx 3k for 10 months and at the moment have a tesco c.c. and a barclaycard. Barclay are offering 0% on balance tranfers until June 09. Question is can i withdraw cash on my tesco card and then transfer the balance to my barclaycard? Also if the limit of my tesco card isnt sufficient, can we withdraw cash on…
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New card or request increase in credit limit?
Hi there! I'm new to stoozing (and to the forum!) and currently using the 'slow method' with a Barclaycard 0% card. All my expenses now go on this card (my only cc) and my monthly wage gets transfered to a high interest savings account. Since my limit is only 2k, I'll need to apply for a new card to carry on though. My…
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Transferring overdraft debts
Hi there, I'm new to the forum and need some advice on moving my overdraft debts to an interest free credit card. My Lloyds TSB interest free student overdraft is coming to an end and so the rate is jumping up to 19%. I have just applied for a Barcleycard from a link on this site but, if accepted, can I just directly…
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whats the best card to transfer cash to bank account?
Anyone know the best card to get if i want to transfer £££ into my bank from the card????
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Which way is best to maximise stooze?
I am currently stoozing with 2 credit cards - a Halifax 0% purchases for 15 mths (2.2k limit) and a Abbey Zero 0% BT for 6 mths (2.185k limit). The Halifax one doesn't finish until next April, but the Abbey finishes beginning of November. This was my first time at stoozing and rather foolishly started off by getting too…
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Credit card advice
I have got myself in a serius sticky situation and need advice on what i should do. can anyone help? Basically I have a debt of 25,000 on credit cards. 1 card is 4,000 at 0% interest til next year so i will keep that i dont spend on it at all. 2nd card 5,800 paying approx 120.00 per month 3rd card 9, 800 paying approx…
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my calculations... am i right?
Have a Virgin Credit card... have the 0% balance transfer rate until 16th Nov 2009 (although on the letter sent with the cheques it states 01 November 2009) have 4,400 credit 95% off this can be used in a cheque payment 2.98 handling fee. have the cheques ready to go. I want to pay as mush as possible from my bank account…
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MBNA payments query
I have an MBNA credit card which has 0% on purchases before Jan 09 and on purchases over £501 it 0% until June 09. I'd like to buy my train season ticket using the card and have already made some small purchases on it. In January I will probably owe £2,500 k for the train ticket and say £500 for smaller purchases. My…
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new credit card... have transfered balance onto it...
have just opened a rbs graduate account. Have a credit card included with it with a 13month interest free on balance transfers / 6months on purchases. At the mo its -£875 from a balance transfer i did and has a remainding balance off £1,975.35 - ive made no purchases, just one balance transfer. - can i transfer the…
