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Trouble at Egg?
I'm just reading the Terms and conditions for Egg Money w.e.f. 4 September 2008 after receiving an email from them and it looks like charges will apply for the first time to Balance transfers (3% unless advised otherwise) Cash withdrawals (3%, £3 minimum) both hitherto fee-free.. See…
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Stoozing to the One Account
Hi Stoozers! This is my first post on here so be gentle with me!! I'm just finishing a fixed rate mortgage and am taking out a One Account current account mortgage for the overpayment flexibility. The mortgage will be for £60k over a 20 yr term with a view to overpaying and finishing it asap. What I can't work out is how…
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Are CCard companies getting bullish again?
after we have all had to work hard over the last 12 months to get ever scarcer deals, do we think we are turning a corner? i have over £30k stoozed on 4 cards at min, a further card with a £25k limit but nothing on it (first direct who wont play on new deals!!) and yet have just been given a £9,200 credit on a recent abbey…
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How do I transfer funds out of egg money?
I have transferred funds from the egg money card to another credit card so I now have a positive balance on the egg card. How do I now transfer the money out from the egg money card into a better paying account? The site doesn't seem to give me an option for transferring funds out of egg money only into egg money. I…
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Hypothetical mis-stoozing
Say for instance you had managed to transfer the outstanding balance on one card to a 0% card twice by accident. Thereby being in the unique situation that the original credit card now owes you quite a lot of money. What would you do? :o
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Cash Advance/money Transfer then balance trf
Hi, I need to obtain approx £1500-£2000 cash for about 6 months, I have a new credit card which offers a 0% fee on cash advance or money transfer, but then the apr is about 24% a year. Can I obtain this cash as a cash advannce/money transfer and then trf the balance onto another credit card which I have an introductory…
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whats the best stooze card at the moment?
As titled looking for the best stooze card?
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Capitalone Credit Card
I was approved for a 0%transfer0%purchase until Sept. 09. When I received the agreement it was for 4% cashback. I got in touch and they said I must have filled in the wrong form on line - I didn't. So they cancelled this application and I completed another form. The next agreement I received was 0%trans0%purchase until…
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Stoozing - can you help?
Never done this before & not quite sure if it will work. I have a credit card with a nil balance & a limit of £2300 which I'm told may be increased by £1000 if I ask (no credit check apparently, was told they just check the code on my account). They have sent me a credit card cheque for spending on anything including a…
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Credit Cards to pay off Loan?
Dear Sir´s I currently have 4k loan outstanding (6.3% 4years). I am wondering whether I could make a saving by paying it off with 0% balance transfers? Any Suggestions? Frank
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Mbna stingers
At the moment i am currently being financialy beaten up by Mbna's ridiculous interest rate. After numerous calls to make them aware of my situation they agreed to stop the late charges (but not the interest of course) so that i could pay what i could afford. My interest alone each month was £243 on a £9000 debt, and of…
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Anything stolen?
Have you ever had anything stolen from your home, garage, shed, etc? I had a kid steal a wooden recorder and $20 one day. I found part of the recorder on the one block walk to the candy store, a little store that still sold penny candy and had video games back the days when they were new. The kid was a video addict. Some…
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First Credit Card
Hi, I'm 19 and just about to get my first CC. I'm looking mainly to build a credit score, but also like the idea of "slow stoozing". Been offered £1k on an Abbey Zero card, and am tempted as it's got 0% on purchases for 6 months (for the "slow stoozing"). The thing is, I don't really know anything about CCs. Apart from not…
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MBNA Website or is it?
Hi, I was wanting to register online with MBNA. I entered directly the website address and I've searched google but everytime I click on the MBNA site it changes address to wwwa.mbna.co.uk (note 'a' added in address) Can anyone tell me if this is correct? I tried to phone MBNA but found them to be unhelpful. They say…
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Halifax Credit Card Transfer to Current Account
Does anybody know if you can transfer Halifax credit into a current account? If so, do you know how much they charge? I've been doing it with Amex and they charge a fixed fee of £50, so I was wondering if it was possible with the Halifax card as well. I tried to call them, but the operator couldn't understand the question…
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Getting a higher credit card limit?
I applied for my first credit card with the Halifax this week to get into the stoozing game. I'm doing a postgraduate course, will have no income for about 1 year but have a large amount of savings. To my dismay, I was only offered a £500 credit card limit even though I've never been in debt or payed any payments late (I…
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Stoozing tips and pitfalls
I am looking to use my Egg Money Card to do some serious stoozing (i.e: the "card trick" method referred to in Martin's article on the main site). I understand the basic mechanics behind how it works but as with all things i'm sure there are some useful tips as well as pitfalls to avoid. Can any experienced stoozer help…
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Goldfish and A&L Cards.
I have both a Goldfish card and a new A&L card. I will be clearing the balance I currently have on my goldfish card this friday. I was planning on phoning Goldfish monday of next week to try and arrange a good balance transfer rate and transfer £2500 onto my currently practically empty (£117) A&L card, and then transfering…
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MBNA minimum payment changes- WARNING
Hi to all mser's, Good day and I just want to givw you some update with regards to my MBNA platinum card. Apologies if it has been posted before. I have received a letter from MBNA today regarding changes to my CC T&C. " From your statement date in October 2008, we are changing the minimum payment required on your account.…
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I'm self employed!
Hi i'm recently self employed, and have only had one loan in my life which was for 10 monthly instalments of car insurance. I Do however have some savings, i notice halifax is offering a credit card with 0% for 10 months, and i've got about £7,000 with them and have been a long time customer. Do you think this is for me or…
