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Terminology
aaaah! all the terminology is confusing! balance transfer, money transfer, introductory rate, offers, APR, card purchases... whys it so confoosing :( :money:
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Can you balance transfer from a partner?
Or can it only be between your own accounts? I'm trying to take advantage of some 0% deals before they expire. My partner has a TSB card. Does anyone know if he can directly transfer debt from my card (MBNA). Or failing that can he transfer the money into his current account so we can pay off my balance that way? Any…
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Couple of grand cash?
OK, been tranferring balances around for a few years basically to cover old debt and spending. All worked very nicely and back to pretty much no card debt now. We also have several thousand pounds in savings, for safe keeping really. Now, we want to make some improvements to the house, about 4k's worth. We dont mind…
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Credit card success
within the last two month I have successfully claimed £700 and £1,119 from GM Card and Barclaycard respectively. On both occassions, a threat of court helped. Though barclays offer is not the full amount claimed, I have accepted without prejudice. Hey, Biiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiig Kudos to martin, your advise…
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Capital One Card
I applied for Martin's recommended capital one card. My credit score is over 900 and I met the criteria. Just received a letter saying that they couldn't give me that card but would give me Platinum - 0% on purchases/transfers until May 2009 with interest rate of 24.9% thereafter. Just wondered if I should accept this card…
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Easyjet card with Citibank
I was flagged down in the airport for an Easyjet card. It offers a free £40 flight if I spend £250 (something for nothing as long as clear the balance?) When I activated the card - they suggested they could give me a cash advance of up to £3000 at 0% for 9 months (3% fee) - naturally I thought "perhaps that should go into…
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Airline Surcharge
I booked 2 flights at the begining of January with Cathay Pacific going to Australia in November. Can anyone tell me if the airline can impose any fuel surcharges before we go? Also if anyone has flown with Cathay Pacific can I have your feedback on this airline please. :j
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Re-apply to Halifax
Alright folks, I canceled my Halifax card in March, I now want to re-apply to it to use as a stoozing card (after capital 1 did the downgrade me to another card trick). So the question is when can I re-apply for a new Halifax cc ? Regards Pete
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Trouble at Egg?
I'm just reading the Terms and conditions for Egg Money w.e.f. 4 September 2008 after receiving an email from them and it looks like charges will apply for the first time to Balance transfers (3% unless advised otherwise) Cash withdrawals (3%, £3 minimum) both hitherto fee-free.. See…
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Stoozing to the One Account
Hi Stoozers! This is my first post on here so be gentle with me!! I'm just finishing a fixed rate mortgage and am taking out a One Account current account mortgage for the overpayment flexibility. The mortgage will be for £60k over a 20 yr term with a view to overpaying and finishing it asap. What I can't work out is how…
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Are CCard companies getting bullish again?
after we have all had to work hard over the last 12 months to get ever scarcer deals, do we think we are turning a corner? i have over £30k stoozed on 4 cards at min, a further card with a £25k limit but nothing on it (first direct who wont play on new deals!!) and yet have just been given a £9,200 credit on a recent abbey…
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How do I transfer funds out of egg money?
I have transferred funds from the egg money card to another credit card so I now have a positive balance on the egg card. How do I now transfer the money out from the egg money card into a better paying account? The site doesn't seem to give me an option for transferring funds out of egg money only into egg money. I…
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Hypothetical mis-stoozing
Say for instance you had managed to transfer the outstanding balance on one card to a 0% card twice by accident. Thereby being in the unique situation that the original credit card now owes you quite a lot of money. What would you do? :o
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Cash Advance/money Transfer then balance trf
Hi, I need to obtain approx £1500-£2000 cash for about 6 months, I have a new credit card which offers a 0% fee on cash advance or money transfer, but then the apr is about 24% a year. Can I obtain this cash as a cash advannce/money transfer and then trf the balance onto another credit card which I have an introductory…
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whats the best stooze card at the moment?
As titled looking for the best stooze card?
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Capitalone Credit Card
I was approved for a 0%transfer0%purchase until Sept. 09. When I received the agreement it was for 4% cashback. I got in touch and they said I must have filled in the wrong form on line - I didn't. So they cancelled this application and I completed another form. The next agreement I received was 0%trans0%purchase until…
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Stoozing - can you help?
Never done this before & not quite sure if it will work. I have a credit card with a nil balance & a limit of £2300 which I'm told may be increased by £1000 if I ask (no credit check apparently, was told they just check the code on my account). They have sent me a credit card cheque for spending on anything including a…
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Credit Cards to pay off Loan?
Dear Sir´s I currently have 4k loan outstanding (6.3% 4years). I am wondering whether I could make a saving by paying it off with 0% balance transfers? Any Suggestions? Frank
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Mbna stingers
At the moment i am currently being financialy beaten up by Mbna's ridiculous interest rate. After numerous calls to make them aware of my situation they agreed to stop the late charges (but not the interest of course) so that i could pay what i could afford. My interest alone each month was £243 on a £9000 debt, and of…
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Anything stolen?
Have you ever had anything stolen from your home, garage, shed, etc? I had a kid steal a wooden recorder and $20 one day. I found part of the recorder on the one block walk to the candy store, a little store that still sold penny candy and had video games back the days when they were new. The kid was a video addict. Some…
