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Advice please
Hi, I wonder if you could give me some advice please. I have a Mint card with £5k on it, an Egg card with £1.5k on it and an MBNA with 0 balance. My overdraft is £1k and I would like to do an SBT to clear it. Can you please advise me the best way to do this. Do I need to do an SBT from a card that has a 0 balance on it?…
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Egg Money and Egg Savings
Hey, I noticed Egg also has a savings account and, while in no way the highest interest, I thought it would be a tidy way to stooze. Is this possible or is it better practice to keep it all separate?
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super balance transfer-virgin card to my current a/c?
Hi Just wanted to run doing a super balance transfer by you guys before i did it! thanks to this forum, i applied and have just received my Virgin Credit card with a balance of £3.5k. I need this as real money - so can i just ask them to SBT it to my lloyds a/c? will this be as part of the 0% BT rate with just the charges?…
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Fine print of FD Gold card Ts&Cs
I have just sent in the credit agreement for the FD Gold card, that I intend to use for slow stoozing. As documentation for the card, FD sent me some flyers, a sheet with a "Summary box" about the Gold card and a leaflet with their Credit Card Terms. The "Summary box" sheet and the flyer both state, as expected, that all…
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Egg Money
Howdie folks, I applied for a Egg money card to use for a muel for stoozing, I already have a Egg credit card so thought it would be in the bag.... Strange thing was it was accepted online however i never received the card. After emailing them they informed me that it was subject to further credit checks and my application…
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Keeping Track of Profits
Hi All I am after a bit of advise. I have been stoozing for a while now and keep getting 0% deals with around £54,000 currentlybetween me and my hubby. I have maxed out our ISA allowances and have the rest in a HISAVE account (ICICI). As the money is all in one account and the deals run out at all different times, I am…
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not sure if this falls into stoozing catagory
I have approx 8k that I have that I did a sbt from mbna, I will need to use it next feb to pay off my halifax cc when it comes to the end of its 0% so where is best to put it for now and to make the most of it interest wise?
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First Direct - Limit
Hi, I'm about to sign up for a 0% purchase credit card for a bit of slow stoozing. I fancy the First Direct credit card because I bank with them. Does anybody know what kind of limits they are happy to offer? Their website says that they offer £3k minimum. I want to apply for a £5k one but aren't too sure if I'll get…
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Unsure about balance transfer - pls advise
Hi, 1st time poster on stoozing board so go easy on me! I'm going with the One Account for mortgage as of 1st September and having researched find that stoozing could help me increase my savings during the 0% period. I understand that I have to pay back at the end of the period, but what I wasn't sure about was how you got…
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Morgan Stanley changing to Barclaycard
Hi, I have a Morgan Stanley cashback credit card which has been taken over by Barclaycard. I called Morgan Stanley to close the card as I wanted to reapply with Barclaycard later this year to take advantage of their 0% balance transfer. They told me I would be better off just waiting for the switch over as Barclaycard…
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Do I cancel a finished card?
Hi, I wonder if anyone can help... For the purpose of a little light stoozing, I have 4 credit cards and a store card. One of the credit cards (Tesco M/C) has finished its 12 months free BT period, so I no longer use this and the balance is £0.00. I also have a Store Card which I no longer use, as I get cashback on my main…
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egg BT fee if positive balance?
Hi can someone confirm the following for me please. If I transfer a balance onto my green egg card so it then has a postive balance. I wont be charged a fee when I transfer that money out of egg (to my bank account) I had an email from egg with a promotional offer which I dont want to use (3.9% with a 2.5% fee). As I am…
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Stoozing and Remortgaging
We will come off our fixed rate onto the SVR in 10 months from now so will need to remortgage. Currently have no non-mortgage debt - i.e. have not yet started stoozing. Is it worth starting to stooze now, or are we better off keeping ourselves with no credit liabilities ahead of remortgaging? Or should we stooze for (eg)…
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Terminology
aaaah! all the terminology is confusing! balance transfer, money transfer, introductory rate, offers, APR, card purchases... whys it so confoosing :( :money:
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Can you balance transfer from a partner?
Or can it only be between your own accounts? I'm trying to take advantage of some 0% deals before they expire. My partner has a TSB card. Does anyone know if he can directly transfer debt from my card (MBNA). Or failing that can he transfer the money into his current account so we can pay off my balance that way? Any…
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Couple of grand cash?
OK, been tranferring balances around for a few years basically to cover old debt and spending. All worked very nicely and back to pretty much no card debt now. We also have several thousand pounds in savings, for safe keeping really. Now, we want to make some improvements to the house, about 4k's worth. We dont mind…
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Credit card success
within the last two month I have successfully claimed £700 and £1,119 from GM Card and Barclaycard respectively. On both occassions, a threat of court helped. Though barclays offer is not the full amount claimed, I have accepted without prejudice. Hey, Biiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiig Kudos to martin, your advise…
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Capital One Card
I applied for Martin's recommended capital one card. My credit score is over 900 and I met the criteria. Just received a letter saying that they couldn't give me that card but would give me Platinum - 0% on purchases/transfers until May 2009 with interest rate of 24.9% thereafter. Just wondered if I should accept this card…
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Easyjet card with Citibank
I was flagged down in the airport for an Easyjet card. It offers a free £40 flight if I spend £250 (something for nothing as long as clear the balance?) When I activated the card - they suggested they could give me a cash advance of up to £3000 at 0% for 9 months (3% fee) - naturally I thought "perhaps that should go into…
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Airline Surcharge
I booked 2 flights at the begining of January with Cathay Pacific going to Australia in November. Can anyone tell me if the airline can impose any fuel surcharges before we go? Also if anyone has flown with Cathay Pacific can I have your feedback on this airline please. :j
