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Money Tailor.
We have been recieving 2-3 phone calls a day from "Global Debt Management" offering to reduce our credit card debt. These calls were really getting us down so the last time they called my wife asked to speek to higher and higher people and it turns out that infact she asked for them to call us regarding reducing our debts.…
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AMEX - Advice Please?
Hi My first post here and loooking to see if anyone has any advice / opinions on the following situation. Ive been stoozing for years but not done any for a while as most card companies charge around 3% fee on any cash advance. However I recently came across a couple of cards which offerered a long enough interest free…
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barclay's onepulse - of limited use.
I've just taken a quick look at the t and c's with this one and it's not quite the goldmine I was hoping for. the max. bt figure is £5k or 90% of your cl, whichever is the lower. shame. it might come in useful to someone, but it's not up there with the big cards.
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Question about repayments using 'card trick'
Ok, I have read the stuff on stoozing and I understand how it works but I have some questions... Are you supposed to calculate the total amount of minimum repayments and hold this back in a current account to pay off each month? Obviously paying from a savings account can reduce the high introductory rates on offer, but…
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Halifax application quick question
Hello, I've just been accepted for an Halifax 0% on BT for 15 months :j. I've also been accepted for an Egg Money card that I should receive any day now. So, ready soon for a stooze BT. Halifax sent me paperwork (credit agreement) to sign before sending me the card, but no mention of the credit limit. Is it better to call…
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Best card for student slow stooze
Any recommendations of CC companies for trying to get 0% purchase card for my 18yr old, who has never has a CC before. Cheers
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Absolute stoozing disasters - anyone had any?
Hi I'm considering stoozing but I want to be aware of the absolute worst that could happen. Anyone had any real disasters? :eek: I want to go into this with my eyes wide open so I would appreciate the wisdom of your experience. Many thanks x
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Air miles
Does anyone know whether Tesco or Lloyds TSB credit card is the best way of collecting air miles please?
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Free Money from Paypal! Please help?
Hello everyone, I'm after some help as I'm very concerned about my sister's finances. I've always found 'clever' ways to save a few quid here and there, but I don't believe the so called system my brother in law is using to fund a cashflow problem, I think he may be lying to my sister and getting in over his head. Here's…
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Credit Reclaim Charges
Hi Can any one help have defaulted on my credit card as suffering a bad period at moment and am doing a debt management plan, to sort out my finances. Am unable to use my credit cards as defualted on them. Can I still try to claim back unfair charges.
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Virgin Card, what credit crunch
Just got accepted for a Virgin card at 12.9k limit so thats another 12k in the stoozing pot for 15 months,though I was somewhat surprised to get that limit as I already have an MBNA BMI card with 15k limit and they haven't lowered it, seems like MBNA haven't heard of the Credit crunch yet.
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Bt Phone Stamps
My mother recently went into a care home and whilst sorting out her things I found £120 worth of old BT PHONE STAMPS......Calls to various BT numbers proved useless..The calls seem to be diverted to India or similar and they really had no knowledge of the stamps...I finally emailed BT to complain and recieved a reply…
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MBNA for SBT
Hi Guys, I have a O balance on my MBNA card but need some cash for my current account. My overdraft bothers me and I'd like to clear it. My question is this... I have a card thats coming to the end of its 0% term (Mint) and as I haven't paid the balance up I need to transfer to it a better deal. Is it okay to transfer to…
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EGG MONEY CreditCard - balance transfer fee??
Hello still a bit confused with the egg money card to current account transfer am I OK to Balance trasfer a postive EM balance to my Current account? I recently requested to move a positive balance on my EM card to my current account. I was told it would have to be done via balance transfer. \as my em cc card account is in…
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To pay or not to pay?
Hi all, i wonder if you could give me some advice? I have just paid all my 4 credit cards off with the abbey zero card, but now due to some luck i have the money to pay the zero card off also. Do i pay the £2500 off now or just pay the minimum £5 for the interest free period of 6 months, then pay the full amount? I…
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Alternative to Egg Money
Hey there, A few weeks back I got turned down for Egg money, no idea why as I have had a Egg card with them for 5 years and got a pretty good credit history. Main pain is I want to apply for some credit cards for Stoozing which do not do SBT which without the 'Muel' method I seem I cannot do. I was thinking though - I want…
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Interest free period soon ending on cards
My husband transferred a lot of debt to three interest free for the first ?? months credit cards. They are soon going to be coming to an end and he still has a lot to pay off. If he cannot find any more interest free cards prepared to take him on, considering the rise in interest rates on some cards would he be better off…
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totaL newb
Hey folks, can you clear this up for me 1. If I were to move £3000 balance from Halifax credit card plus to egg money card I'd pay the Halifax bt fee (3.0%), even though the egg money card has 'no fee'. Only when I move the money from the egg card (to my current account) would there be no charge? Is this right. Cheers
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Best use of 0% on new purchases
I recently reached the end of a 0% BT period on my Virgin card, paying it off completely. They've now offered me 0% on new purchases until Feb 09, and I'm trying to make best use of the 13k limit they've kindly given me. While making a Paypal payment it occurred to me that I could just as easily use Paypal to transfer a…
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Can someone explain stoozing to me please?
Hi everyone, I have never heard of stoozing, I am fairly new to the site and have just been glancing round the forums trying to find ways of saving some cash and help with debts. Then I saw Stoozing cash!!! I have read a few of the posts but still dont understand it properly, :confused: would someone be kind enough to give…
