super balance transfer-virgin card to my current a/c?

plzhelpmesave!

Hi
Just wanted to run doing a super balance transfer by you guys before i did it!

thanks to this forum, i applied and have just received my Virgin Credit card with a balance of £3.5k. I need this as real money - so can i just ask them to SBT it to my lloyds a/c? will this be as part of the 0% BT rate with just the charges? Or do i have to BT it to my egg money card and then to bank?

thanks

NickX

plzhelpmesave! wrote: »

can i just ask them to SBT it to my lloyds a/c? will this be as part of the 0% BT rate with just the charges?

Yes Virgin will allow you to transfer the funds direct to your bank account at Balance Transfer rates.

You will probably have to call them to request this and it would be adviseable to confirm with the CSA that this will be treated as a 0% Balance Transfer.

plzhelpmesave!

Thank NickX for the reply. Have read thru so many threads and kind of knew this was what to do.. but just wanted to be sure! thanks x