We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Kinda like stoozing...

Ok, so I've heard about people overpaying their mortgages with a credit card, then drawing the money back out to pay it off at the end of the month, therefore offsetting some of the interest.
And that the overpayments showed on their credit card bill as online payments.

I was wondering. Could you get one of those cashback or airmiles credit cards, then just pay some large amount, lets say £10K on your credit card.
Then withdraw it back from the mortgage and do that each month, therefore racking up cashback or airmiles as an overpayment.

More infor here, kinda.
http://www.stoozing.com/forum/YaBB.pl?num=1218039089/30
Savings
£14,200 with £1100 M.I.A. presumed dead.

Comments

  • IT_nerd
    IT_nerd Posts: 442 Forumite
    For example, if done with a sainsbury's credit card you would earn £200 worth of nectar points each month. (Well, for the first 3 months.)
    Savings
    £14,200 with £1100 M.I.A. presumed dead.
  • Ben1982
    Ben1982 Posts: 731 Forumite
    It's all possible, as long as the card treats it as a purchase.

    And I would say this is Stoozing still, it's using the money that Card providers provide and putting it to use to earn or save money :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.