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Capital One/Amex versus Virgin Credit Card
Whilst I think I am normally completely au fait with which credit card to go for (and often advise others) I am now in a quandry which card to use. Capital One offers 1% cash back Amex offers upto 1.5% cashback Virgin white card offers 3000 new bonus sign up and 1 mile per pound or 2miles per pound with the airline Virgin…
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Ulster Bank - Still 0% BT Fee?
Hi All, I started stoozing about 5 months ago by balance transfers from some cashback cards onto an Abbey Zero and then slow-stoozing up to the max limit (Incidently my application went fine and I've fortunately had a hassle-free time with them!) I'm now looking for a BT before the 6 months run out on the Abbey Zero. I had…
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Anyone thinking differently now?
About putting borrowed money in a high interest savings account and hoping it's safe. I bet some stoozers yesterday were feeling a bit uneasy when their icesave account wouldn't let them access it. Being stuck with £12,000 credit card debt with very high interest rates sounds like a risk too high in the current economic…
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Missed a payment - what to do next?
Hi there. I was stoozing with a Virgin credit card and stupidly have made a payment late. The due date was yesterday, the payment will not clear until the next working day, so Monday, and so I'll lose my 0% promotional balance. (I did not set up a DD because I was making the payments from two different current accounts,…
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A couple of questions before I do this for the first time...
Ok, I'm sure that these will have been convered before, but I just wanted to triple-check my understanding was right before I go get myself into thousands of pounds worth of debt :-) 1) I've got my Egg Money Card, my Barclay Card (with 14 months BT at 0% and 3 months of 0% purchases) and a flexible mortgage where I can pay…
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Abbey Have I got this right
I have just had all this explained to me as I got myself in a bit of a mess . I was going to cash in an Isa to pay for a debt on my virgin credit card £5000 and paying a lot of interest . As the isa has dropped so much, is it possible if Abbey accept me with their no balance transfer charge be a suitable place to move the…
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Making money from Egg Money
I've just had a thought. What would the legalities / practicalities / whatever of someone starting a business that helped people get their hands on their available 0% limits? So often we get asked on the balance transfer thread that people want to use XYZ card (which doesn't have SBT facility) to pay an overdraft / loan /…
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MBNA - 'handling fee' vs 'cash transactions handling fee'??
Hello - OH has had a nice offer through from MBNA today - we're interested in stoozing with it as it will really help with our offset mortgage :D But the language is confusing. It says it is a 0% deal on "attached credit card cheques and all new balance transfer transactions." Then it says (in the little print) that "a…
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Northern Bank to Egg Money
Simple one..... hopefully :rolleyes: I am planning on applying for a Northern Bank card to take advantage of the 0% balance transfer fee. I already have my Egg Money card primed and ready to go. However, before applying for a Northern Bank card can anyone tell me if it's an easy balance transfer to Egg Money i.e. can it be…
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FREE STUFF!!!!!!!!!!!!!!!! (no catch!!)
this is the easiest way to get easy rewards... and u doing nothing... ill be brief... u get point... and u ask for sth, i already got 4 books i wanted and an original sountrack!!! all in 5- 6 days, jus follow these steps: register here (make me ur refferal, ull see why) http://www.!!!!!!!!!!!!!/index.php?referrer_id=380320…
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halifax CL increase
I have a Halifax one crdit card and opted for the slow stooze, and will be almost up to the CL, has anyone successfully had an increase of their CL during the promotion, if so any tips on how long to wait or any specific patterns on the account to increase chances e.g. overpay a little bit on the monthly payments even…
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alliance and leicester cheque stoozing
Hi, I've just got a new cc from A&L and it has 0% balance transfer till oct 2009 ( fee of 3% applies ). Now they've also sent me some CC cheques. My limit is £5000. Now can I use these to pay into my own account and stooze them? Does that mean I get the 0% and just pay minimum payments? Now as a twist, I think in their…
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3rd November -abbey new cashback card
Abbey are due to bring out a new cashback credit card. its 3% on all supermarket and petrol purchases, and a max of £75.00 cashback, so similiar to the first card when they brought out but with the petrol added in this time. Once you've maxed out the cashback ditch the card. Those who fill up at the pump on a regular basis…
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Help regarding stoozing and Icesave
I have a Virgin CC that ends in March stoozing £6k but £3.4k is in Icesave! So I need to transfer to another 0% balance card for a while until I can pay CC off. Can anyone recommend the next card I should use to help me get out of this little hole. Many thanks
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Mbna cards.
I have two mbna cards with both balances paid off. do i close theses accounts? im a stoozer. thanks in advance.
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0% Deal - Coming To An End
Apologies if this has been covered before. My 0% balance transfer deal is coming to an end in Nov. During the 15 month deal period, Virgin has increased my credit limit by X amount. What I would like to do is call Virgin up and ask them to increase my bal transfer to 95% of my new credit limit, charge me 3% on the whole…
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Question Re: Getting cash to pay off loan from Halifax CC
Does anyone know if Halifax would do something similar to Virgin where they'd do a balance transfer into your account so I could pay off a loan? It's just I have a good credit limit with Halifax and don't think i'll get much with virgin given the large halifax credit limit I already have
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CapitalOne - do they allow BTs to bank accounts?
Hi Everyone, As usual, I have poor timing. I applied for a Capital One Card at 0% and have to wait up to 7 days for a response. I have a BT offer for 2% which runs out this Friday which I will have to take if I don't hear from CapitalOne. If I have to accept the other offer, do you know if Capital One permits BTs to bank…
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Abbey Zero - new T&C's from Oct 6
Hi everyone, Jut received an updated T&C from Abbey Zero card effective Oct 6, 2008. Just to let you guys know (who don't read T&C's), they've introduced a £10 dormant account fee. A dormant account is one where it has a balance of £0 for 6 months continuous. So, remember to close down your Abbey Zero cards if you're not…
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New to stoozing
Right, I have never done this stoozing thing before but we have recently got an Egg card on 0% BT for 14 months, primarily for accelerating paying our debts off, we have BT more of less up to the limit to clear our highest APR C Card and the first repayment to Egg starts on 2nd Nov, it will be about £68. I am thinking of…
