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Paying a credit card with a credit card?
I am stooding with my Virgin Card to offset my mortgage, nice little pot growing. We currently have a Natwest credit card that my OH uses for petrol and odd things during the month, which we pay off every month. He also uses it to pay back his percentage (private hire), so sometimes a large amount. Question: Can I pay off…
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Natwest balance transfer cheques
Newbie - I've tried search but don't see the answer so starting a new thread - sorry if this is wrong! I recived today 'balance transfer cheques' from Natwest with a 'Sale' marker showing 0% interest till Sept 09 and 'no balance transfer fee'. The small print says I can effectively use the cheques for any purpose. I phoned…
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Transferring from credit card to current account?
Hi folks, given that my ISA is now not worth perservering with, thanks to the Clown, i want to pay off my only existing loan. I have just over £6k in the ISA, and my loan is £9750..obviously a bit more than the ISA. I have a very good credit rating ( i have both Halifax and Cap One cards...both empty) so i want to transfer…
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Using Egg money as stooz pot?
Now Egg Money card pays 4% on positive balances and most savings accounts are paying around the same, does anyone else just use this card as their stooze pot? Just got my card through and noticed that I was very lucky to get one as they've stopped applications on their site! Time to apply for the Virgin card now!
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Abbey - Santander - repeat success ??
My Abbey 12mth deal has just ended - anyone had a succesful repeat , ?
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Halifax C Card offer
Hi there, I have just received an offer for a Halifax Credit Card with 0% Bt for 10 months and 0% on purhases for 10 months. This is no different than what they have on offer on there web site last time i looked but beings they have offered it to me would I be more likely to be excepted. Also the offer of 0% on both Bt and…
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Skycard 0% offer
In February, I received a 0% BT offer from Sky: You'll pay no interest until 1st Dec 2008. My min. payment is due on 30th Nov. I was intending to do the min. payment on Friday 28th Nov (Faster Payments from FirstDirect are credited on the same day) and pay the remainder on Monday 1st. Am I right in assuming that the…
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MBNA Positive Balance
Hi Just a quick question. Do MBNA charge a fee when transferring a positive balance? Thanks
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trying to get my head round something..
i've just tried to work out if i can stooze on my virgin card and manage to pay it off - i would be grateful if someone could just clarify what i want to do will work! virgin card £2500 owed £10000 available to spend min. payment now is £43 min. payment on £12500 is £343 (3%) bt fee 2.98% i wasn't sure on tax rates so left…
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help !!! balance transfers and joint accounts
2 things hit me like a hammer after reading the latest ccards article. 1. i have a mint card that is a balance transfer card whose offer will expire in feb. I have just read the cutoff point is 1-12-08, for new cards,after which your credit file may take a whopping if you apply for a new bt card. I always pay the minimum…
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Would Stoozing damage my credit rating?
I'm thinking about starting stoozing, my savings account is the Kaupthing Edge now ING (anyone know if that rate of 6% or so is fixed?), I have to get a new card which will allow 0% on purchases. I was thinking about paying my mortgage of £1000 by using my card and save that £1000, Of course I have to pay the minimum…
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credit card interest
HELLO MARTIN approx 8 years ago i was heavliy in debt , i had to seek help from the cccs which i must say was a gosend ,i am not proud of myself either ,but one of my creditors is still charging me interest on my credit card debt which i am paying through my DMP is there any advice to either stop or reduce these charges as…
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Halifax tricky stuff
Halifax have 0% for ten months but this is only on spending for the first 90 days. I assume that to benefit you will have to stop spending on this card after 90 days or pay off the balance. Otherwise if you continue spending there will be an element of 0% and an element of 15%. Don't like the look of this one.
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MBNA to Virgin 0% transfer - possible?
I currently have a 0% MBNA which expires next year. Would I be allowed a 0% transfer to Virgin (either direct or via a third account)? I suspect not as they are run by the same company. So second question - how long would I have to wait after cancelling the MBNA card before applying for the Virgin? Could I do it straight…
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How long til I can be a new customer?
I am about to transfer a couple of balances and this will leave 2 of my cards with zero balances and then I will be transfering 2 more onto one of these if I get any B/T offers (I have always in the past when I cleared the balance) This should leave me with MINT Tesco and HSBC cards with no balance. Does anyone know how…
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Mint offer - 0% and no BT Fee til June
Just received an offer from Mint as the subject says - not an overly long period, but it's free money! Hopefully we'll start to see a return to more capped and reduced rate BT fees if the interest rate continues to drop.
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Egg Money- transactions timing problem?
The problem is that the transactions do not appear on tha statement in the order that they were made. I took some cash out in the morning when I had a positive balance and I paid at the supermarket at 8 o'clock in the evening, and the purchases put me in the negative. This transactions appeared the other way arround on the…
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Possible to increase credit limit during promotional period for purchases?
Hi there, I have a Halifax All-in-One card with a £1800 limit on it. I'm currently putting all my purchases on it. I am definitely able to pay off the entire sum on it at the end of the 9 mth offer, so don't worry about getting me into the debt spiral! Currently I have a Direct Debit set up for minimum payment. Was…
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Paying by credit card and company won't take card details over the phone
Can anyone help? I have ordered items from a company in Belfast (I live in Scotland.) The amount is fairly large so can't pay it by direct debit. However, when I went to pay it, the company won't accept my Mastercard over the phone- ie. remote payment. I contacted my credit card provider and they stated there is nothing…
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To BT or not to BT now interest rate is dropping
Hi! This is my first post so I hope I've come to the right place. Last year, at the brilliant suggestion of this site, I took out an MBNA card with a 0% BT then took up their offer of a BT into my current account. This means I have roughly £4300 currently offsetting against my Woolwich mortgage. At the time I paid the 3%…
